Chart 1: Households increasingly rely on credit about two years before missing a mortgage payment https://www.bankofcanada.ca/?p=251503 Credit cards Credit cards Personal lines of credit Personal lines of credit 42.658.6 42.758.6 42.758.7 42.858.7 42.858.8 42.958.8 43.058.9 43.259.0 43.359.3 43.559.4 43.859.6 43.959.7 44.060.0 44.260.1 44.460.1 44.660.2 44.860.5 45.060.6 45.360.8 45.561.1 45.861.3 46.261.7 46.762.0 47.162.4 47.562.7 47.963.1 48.263.5 48.763.9 49.264.5 49.765.0 50.265.3 50.865.9 51.566.4 52.267.1 52.867.8 53.168.0 52.567.7