{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "Chart 1: Households increasingly rely on credit about two years before missing a mortgage payment",
        "description": "Rates of credit use, by type of consumer credit product\n\nNote: The credit usage rate is calculated by dividing the balance owing by the authorized credit limit. To protect the privacy of Canadians, TransUnion did not provide any personal information to the Bank of Canada. The TransUnion dataset was anonymized, meaning it does not include information that identifies individual Canadians, such as names, social insurance numbers or addresses.\n\nSources: TransUnion and Bank of Canada calculations",
        "link": "https://www.bankofcanada.ca/?p=251503"
    },
    "seriesDetail": {
        "SABA_ZHAO20260206_C1_S1": {
            "label": "Credit cards",
            "description": "Credit cards",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "SABA_ZHAO20260206_C1_S2": {
            "label": "Personal lines of credit",
            "description": "Personal lines of credit",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        }
    },
    "observations": [
        {
            "k": "36",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "42.6"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "58.6"
            }
        },
        {
            "k": "35",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "42.7"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "58.6"
            }
        },
        {
            "k": "34",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "42.7"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "58.7"
            }
        },
        {
            "k": "33",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "42.8"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "58.7"
            }
        },
        {
            "k": "32",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "42.8"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "58.8"
            }
        },
        {
            "k": "31",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "42.9"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "58.8"
            }
        },
        {
            "k": "30",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "43.0"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "58.9"
            }
        },
        {
            "k": "29",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "43.2"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "59.0"
            }
        },
        {
            "k": "28",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "43.3"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "59.3"
            }
        },
        {
            "k": "27",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "43.5"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "59.4"
            }
        },
        {
            "k": "26",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "43.8"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "59.6"
            }
        },
        {
            "k": "25",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "43.9"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "59.7"
            }
        },
        {
            "k": "24",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "44.0"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "60.0"
            }
        },
        {
            "k": "23",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "44.2"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "60.1"
            }
        },
        {
            "k": "22",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "44.4"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "60.1"
            }
        },
        {
            "k": "21",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "44.6"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "60.2"
            }
        },
        {
            "k": "20",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "44.8"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "60.5"
            }
        },
        {
            "k": "19",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "45.0"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "60.6"
            }
        },
        {
            "k": "18",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "45.3"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "60.8"
            }
        },
        {
            "k": "17",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "45.5"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "61.1"
            }
        },
        {
            "k": "16",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "45.8"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "61.3"
            }
        },
        {
            "k": "15",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "46.2"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "61.7"
            }
        },
        {
            "k": "14",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "46.7"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "62.0"
            }
        },
        {
            "k": "13",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "47.1"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "62.4"
            }
        },
        {
            "k": "12",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "47.5"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "62.7"
            }
        },
        {
            "k": "11",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "47.9"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "63.1"
            }
        },
        {
            "k": "10",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "48.2"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "63.5"
            }
        },
        {
            "k": "9",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "48.7"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "63.9"
            }
        },
        {
            "k": "8",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "49.2"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "64.5"
            }
        },
        {
            "k": "7",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "49.7"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "65.0"
            }
        },
        {
            "k": "6",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "50.2"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "65.3"
            }
        },
        {
            "k": "5",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "50.8"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "65.9"
            }
        },
        {
            "k": "4",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "51.5"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "66.4"
            }
        },
        {
            "k": "3",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "52.2"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "67.1"
            }
        },
        {
            "k": "2",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "52.8"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "67.8"
            }
        },
        {
            "k": "1",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "53.1"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "68.0"
            }
        },
        {
            "k": "0",
            "SABA_ZHAO20260206_C1_S1": {
                "v": "52.5"
            },
            "SABA_ZHAO20260206_C1_S2": {
                "v": "67.7"
            }
        }
    ]
}