<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Sparks at Bank - The budget pressures faced by different households since 2020</label>
    <description><![CDATA[Although inflation has come down from pandemic highs, many households are still feeling the effects of higher prices. Between 2020 and 2025, younger and lower‑income households generally saw spending outpace income gains while older and higher-income households fared better. Together, these differing experiences meant income gains for the average household kept up with higher spending.]]></description>
    <link>https://www.bankofcanada.ca/?p=255764</link>
</groupDetail>
<seriesDetail>
<series id="SABA_TERA20260921_C1_S1">
<label>Consumer price index</label>
<description>Consumer price index</description>
<dimension key="d" name="Date"/>
</series>
<series id="SABA_TERA20260921_C1_S2">
<label>Pre-pandemic trend</label>
<description>Pre-pandemic trend</description>
<dimension key="d" name="Date"/>
</series>
<series id="SABA_TERA20260921_C2_S1">
<label>Additional income</label>
<description>Additional income</description>
<dimension key="k" name="Category"/>
</series>
<series id="SABA_TERA20260921_C2_S2">
<label>Additional spending</label>
<description>Additional spending</description>
<dimension key="k" name="Category"/>
</series>
<series id="SABA_TERA20260921_C2_S3">
<label>Income-spending gap</label>
<description>Income-spending gap</description>
<dimension key="k" name="Category"/>
</series>
</seriesDetail>
<observations>
<o d="2010-01-01"><v s="SABA_TERA20260921_C1_S1">85.6</v><v s="SABA_TERA20260921_C1_S2">86.0</v></o>
<o d="2011-01-01"><v s="SABA_TERA20260921_C1_S1">88.1</v><v s="SABA_TERA20260921_C1_S2">87.5</v></o>
<o d="2012-01-01"><v s="SABA_TERA20260921_C1_S2">89.0</v><v s="SABA_TERA20260921_C1_S1">89.5</v></o>
<o d="2013-01-01"><v s="SABA_TERA20260921_C1_S2">90.5</v><v s="SABA_TERA20260921_C1_S1">90.3</v></o>
<o d="2014-01-01"><v s="SABA_TERA20260921_C1_S1">92.0</v><v s="SABA_TERA20260921_C1_S2">92.0</v></o>
<o d="2015-01-01"><v s="SABA_TERA20260921_C1_S1">93.1</v><v s="SABA_TERA20260921_C1_S2">93.5</v></o>
<o d="2016-01-01"><v s="SABA_TERA20260921_C1_S1">94.4</v><v s="SABA_TERA20260921_C1_S2">94.9</v></o>
<o d="2017-01-01"><v s="SABA_TERA20260921_C1_S1">95.9</v><v s="SABA_TERA20260921_C1_S2">96.4</v></o>
<o d="2018-01-01"><v s="SABA_TERA20260921_C1_S1">98.1</v><v s="SABA_TERA20260921_C1_S2">97.9</v></o>
<o d="2019-01-01"><v s="SABA_TERA20260921_C1_S1">100.0</v><v s="SABA_TERA20260921_C1_S2">99.4</v></o>
<o d="2020-01-01"><v s="SABA_TERA20260921_C1_S1">100.7</v><v s="SABA_TERA20260921_C1_S2">100.9</v></o>
<o d="2021-01-01"><v s="SABA_TERA20260921_C1_S1">104.1</v><v s="SABA_TERA20260921_C1_S2">102.3</v></o>
<o d="2022-01-01"><v s="SABA_TERA20260921_C1_S1">111.2</v><v s="SABA_TERA20260921_C1_S2">103.8</v></o>
<o d="2023-01-01"><v s="SABA_TERA20260921_C1_S1">115.5</v><v s="SABA_TERA20260921_C1_S2">105.3</v></o>
<o d="2024-01-01"><v s="SABA_TERA20260921_C1_S1">118.3</v><v s="SABA_TERA20260921_C1_S2">106.8</v></o>
<o d="2025-01-01"><v s="SABA_TERA20260921_C1_S1">120.6</v><v s="SABA_TERA20260921_C1_S2">108.3</v></o>
<o k="Average 2020–25"><v s="SABA_TERA20260921_C2_S1">7406</v><v s="SABA_TERA20260921_C2_S2">6502</v><v s="SABA_TERA20260921_C2_S3">903</v></o>
<o k="2020"><v s="SABA_TERA20260921_C2_S1">5114</v><v s="SABA_TERA20260921_C2_S2">-79</v><v s="SABA_TERA20260921_C2_S3">5193</v></o>
<o k="2021"><v s="SABA_TERA20260921_C2_S1">5388</v><v s="SABA_TERA20260921_C2_S2">1503</v><v s="SABA_TERA20260921_C2_S3">3885</v></o>
<o k="2022"><v s="SABA_TERA20260921_C2_S1">5831</v><v s="SABA_TERA20260921_C2_S2">6749</v><v s="SABA_TERA20260921_C2_S3">-918</v></o>
<o k="2023"><v s="SABA_TERA20260921_C2_S1">6981</v><v s="SABA_TERA20260921_C2_S2">9379</v><v s="SABA_TERA20260921_C2_S3">-2398</v></o>
<o k="2024"><v s="SABA_TERA20260921_C2_S1">9773</v><v s="SABA_TERA20260921_C2_S2">10389</v><v s="SABA_TERA20260921_C2_S3">-616</v></o>
<o k="2025"><v s="SABA_TERA20260921_C2_S1">11347</v><v s="SABA_TERA20260921_C2_S2">11073</v><v s="SABA_TERA20260921_C2_S3">274</v></o>
</observations>
</data>