Loan-to-value ratio https://www.bankofcanada.ca/?p=229200 65% or less Share of new mortgages (%) for first-time homebuyers, by LTV ratio-65% or less, originations dataset, using RESL1 Above 65% and up to 80% Share of new mortgages (%) for first-time homebuyers, by LTV ratio-Above 65% and up to 80%, originations dataset, using RESL1 Above 80% but below 95% Share of new mortgages (%) for first-time homebuyers, by LTV ratio-Above 80% but below 95%, originations dataset, using RESL1 95% or above Share of new mortgages (%) for first-time homebuyers, by LTV ratio-95% or above, originations dataset, using RESL1 65% or less Share of new mortgages (%) for investors, by LTV ratio-65% or less, originations dataset, using RESL1 Above 65% and up to 80% Share of new mortgages (%) for investors, by LTV ratio-Above 65% and up to 80%, originations dataset, using RESL1 Above 80% but below 95% Share of new mortgages (%) for investors, by LTV ratio-Above 80% but below 95%, originations dataset, using RESL1 95% or above Share of new mortgages (%) for investors, by LTV ratio-95% or above, originations dataset, using RESL1 All mortgages, originations dataset, using RESL1 Average LTV ratio (%), all mortgages, originations dataset, using RESL1 and mortgage insurance data First-time homebuyers, originations dataset, using RESL1 Average LTV ratio (%), by type of homebuyer-First-time homebuyers, originations dataset, using RESL1 Repeat homebuyers, originations dataset, using RESL1 Average LTV ratio (%), by type of homebuyer-Repeat homebuyers, originations dataset, using RESL1 Investors, originations dataset, using RESL1 Average LTV ratio (%), by type of homebuyer-Investors, originations dataset, using RESL1 65% or less Share of new mortgages (%) for repeat homebuyers, by LTV ratio-65% or less, originations dataset, using RESL1 Above 65% and up to 80% Share of new mortgages (%) for repeat homebuyers, by LTV ratio-Above 65% and up to 80%, originations dataset, using RESL1 Above 80% but below 95% Share of new mortgages (%) for repeat homebuyers, by LTV ratio-Above 80% but below 95%, originations dataset, using RESL1 95% or above Share of new mortgages (%) for repeat homebuyers, by LTV ratio-95% or above, originations dataset, using RESL1 65% or less Share of all new mortgages (%), by LTV ratio-65% or less, originations dataset, using RESL1 and mortgage insurance data Above 65% and up to 80% Share of all new mortgages (%), by LTV ratio-Above 65% and up to 80%, originations dataset, using RESL1 and mortgage insurance data Above 80% but below 95% Share of all new mortgages (%), by LTV ratio-Above 80% but below 95%, originations dataset, using RESL1 and mortgage insurance data 95% or above Share of all new mortgages (%), by LTV ratio-95% or above, originations dataset, using RESL1 and mortgage insurance data 65% or less Share of new mortgages (%) for first-time homebuyers, by LTV ratio-65% or less, enhanced dataset, using RESL2 Above 65% and up to 80% Share of new mortgages (%) for first-time homebuyers, by LTV ratio-Above 65% and up to 80%, enhanced dataset, using RESL2 Above 80% but below 95% Share of new mortgages (%) for first-time homebuyers, by LTV ratio-Above 80% but below 95%, enhanced dataset, using RESL2 95% or above Share of new mortgages (%) for first-time homebuyers, by LTV ratio-95% or above, enhanced dataset, using RESL2 65% or less Share of new mortgages (%) for investors, by LTV ratio-65% or less, enhanced dataset, using RESL2 Above 65% and up to 80% Share of new mortgages (%) for investors, by LTV ratio-Above 65% and up to 80%, enhanced dataset, using RESL2 Above 80% but below 95% Share of new mortgages (%) for investors, by LTV ratio-Above 80% but below 95%, enhanced dataset, using RESL2 95% or above Share of new mortgages (%) for investors, by LTV ratio-95% or above, enhanced dataset, using RESL2 All mortgages, enhanced dataset, using RESL2 Average LTV ratio (%), all mortgages, enhanced dataset, using RESL2 and mortgage insurance data First-time homebuyers, enhanced dataset, using RESL2 Average LTV ratio (%), by type of homebuyer-First-time homebuyers, enhanced dataset, using RESL2 Repeat homebuyers, enhanced dataset, using RESL2 Average LTV ratio (%), by type of homebuyer-Repeat homebuyers, enhanced dataset, using RESL2 Investors, enhanced dataset, using RESL2 Average LTV ratio (%), by type of homebuyer-Investors, enhanced dataset, using RESL2 65% or less Share of new mortgages (%) for repeat homebuyers, by LTV ratio-65% or less, enhanced dataset, using RESL2 Above 65% and up to 80% Share of new mortgages (%) for repeat homebuyers, by LTV ratio-Above 65% and up to 80%, enhanced dataset, using RESL2 Above 80% but below 95% Share of new mortgages (%) for repeat homebuyers, by LTV ratio-Above 80% but below 95%, enhanced dataset, using RESL2 95% or above Share of new mortgages (%) for repeat homebuyers, by LTV ratio-95% or above, enhanced dataset, using RESL2 65% or less Share of all new mortgages (%), by LTV ratio-65% or less, enhanced dataset, using RESL2 and mortgage insurance data Above 65% and up to 80% Share of all new mortgages (%), by LTV ratio-Above 65% and up to 80%, enhanced dataset, using RESL2 and mortgage insurance data Above 80% but below 95% Share of all new mortgages (%), by LTV ratio-Above 80% but below 95%, enhanced dataset, using RESL2 and mortgage insurance data 95% or above Share of all new mortgages (%), by LTV ratio-95% or above, enhanced dataset, using RESL2 and mortgage insurance data 50.5034.2063.1449.9621.9024.2918.0720.898.1013.026.2410.8419.4028.4912.5518.3076.4479.1576.8876.80 48.7032.9460.5946.4620.0020.0217.5319.588.5014.227.3012.8222.8032.8214.5821.1477.6481.0677.5377.88 49.2033.2260.7145.8020.4021.5718.9821.818.8013.586.5012.1121.6031.6413.8120.2877.8480.3376.8876.87 50.5033.0459.9345.4420.5022.5819.9621.838.3013.376.9311.7020.7031.0113.1921.0377.6080.1676.6777.05 53.2032.8562.0644.6422.2023.5120.9222.537.1012.765.5311.7917.5030.8911.5021.0476.3280.0075.9476.99 48.3031.2759.5844.3821.1021.6620.8521.397.3013.476.4712.1123.3033.6113.1022.1276.9881.0076.5577.59 48.2032.2859.1844.8022.5023.7421.8523.728.3013.086.5812.0520.9030.9012.3919.4376.7280.1476.3176.38 49.4031.5759.6044.5724.0024.7022.6923.827.7013.635.7712.1118.8030.1011.9419.5075.9180.0776.0276.26 52.3030.5259.6644.5226.3027.8424.4225.416.2012.555.6611.4215.1029.0810.2718.6574.6479.3975.6175.99 49.0030.1757.8144.0024.1025.2025.0524.027.7013.346.0212.4119.2031.2911.1119.5676.5480.4075.8976.83 48.4029.8858.3244.9025.5027.0325.3025.828.1014.336.4912.3018.1028.769.8816.9775.9179.7375.5675.58 49.8031.0860.3746.2125.6027.8024.3426.217.6013.936.1611.1517.0027.189.1316.4375.5479.4275.6475.41 54.2035.4663.5347.6327.1028.0824.4627.985.9012.964.6910.0312.9023.507.3214.3673.9678.5775.1274.50 51.3036.4964.1049.3125.9024.7123.3726.126.6012.964.819.6716.1025.847.7214.9075.0179.5075.2675.01 51.3038.1063.0649.9226.6024.0823.8526.586.5012.854.709.4315.6024.978.3914.0774.4579.2975.0874.48 51.9039.6064.7551.7325.7023.2323.0926.006.6012.934.708.6015.8024.247.4513.6774.6979.2675.1774.39 53.3038.6864.5551.2627.0024.2623.4327.036.0013.554.558.3813.6023.517.4713.3373.7479.0275.1274.04 49.9036.3662.5248.0625.3020.8222.3126.197.2014.675.389.8217.6028.159.8015.9375.2080.3375.6074.75 50.3037.1862.0548.0425.8021.2422.5527.517.5014.525.919.5516.4027.069.4914.9074.9479.9175.6074.03 51.7038.1664.1249.0925.9022.8322.2427.386.9013.805.029.1415.4025.218.6214.3974.6179.2175.3674.10 53.3039.8967.2650.5527.1022.9320.8226.616.3012.824.269.0813.3024.377.6613.7673.7178.9875.5374.14 50.7038.1463.9248.0124.2018.0020.3924.077.3014.345.7610.3617.8029.539.9317.5675.6181.0176.1975.61 51.6039.7765.4249.4325.6020.1620.9826.737.1014.385.169.4915.8025.698.4514.3574.7379.8975.6074.15 51.7039.4566.5250.3826.7019.9719.9426.587.1016.714.959.6214.4023.868.5813.4274.0779.8876.0974.06 54.4041.6167.6051.7127.9020.9020.5727.006.1016.634.398.7511.6020.877.4412.5472.9779.2175.6573.87 52.2038.2366.1050.4424.9015.6818.6422.387.4018.935.3211.0415.5027.169.9516.1475.0581.7776.4876.00 51.2040.1067.0550.7823.6014.5917.9324.388.1018.876.0710.7117.0026.448.9414.1275.8581.8576.6674.94 52.7044.0168.8653.2925.9016.1118.8427.047.3018.064.948.5114.1021.827.3611.1674.3780.5575.9973.28 55.0047.8971.5655.4829.4016.9519.1927.485.4016.373.817.8010.3018.795.449.2472.2279.8575.7673.13 52.1046.0169.2754.2227.8016.3320.6127.876.8016.994.237.9913.3020.675.909.9273.6380.2775.4873.05 51.1047.0268.5552.5028.2017.4722.3931.667.1016.123.817.2313.5019.405.258.6173.6179.5974.8671.32 51.9047.0570.0152.5430.1017.0720.8931.156.2017.163.947.5111.9018.725.178.8172.5179.7575.3971.72 54.0048.5472.6955.0532.0018.4319.9731.064.8016.203.236.339.2016.824.107.5671.2279.1975.1671.59 50.6045.7371.5252.9630.9016.0119.2331.436.3018.193.947.4612.2020.085.318.1572.1180.2375.3371.09 48.0044.7570.0350.7730.6016.8420.6133.917.5018.444.357.5713.9019.975.017.7572.6679.8774.8070.13 48.8048.2371.1752.1832.3019.1321.1634.077.1016.183.536.5311.8016.454.157.2271.6178.3474.4969.59 49.9048.9671.7050.6034.2018.6820.7736.056.2016.233.496.329.7016.124.047.0370.2878.1474.5768.94 48.0047.3169.6650.6332.8018.4621.7535.257.3017.354.036.9111.9016.884.567.2271.3178.5274.3669.36 45.6046.8268.5749.2734.1020.0122.6937.988.2017.384.096.7312.0015.784.656.0270.9177.7574.0367.8848.4446.8569.3250.2233.6619.1622.1036.956.8415.083.375.6211.0518.895.187.2070.8778.7074.2468.74 45.3045.8668.4349.2633.8019.1822.7436.498.7018.324.197.0112.3016.644.647.2471.1278.0674.0768.6648.8546.4169.6049.4933.0918.7221.4836.437.0715.413.675.8110.9819.465.248.2671.0878.8574.6369.14 48.1048.0670.7250.2434.7020.8521.4836.887.2016.163.656.5910.0014.924.156.2970.3177.3474.5868.6851.4947.3970.8451.0734.7519.5220.7035.535.4014.533.085.398.3618.565.388.0069.9778.6374.9469.52 48.7347.4069.8751.1433.9218.0120.5334.716.2913.663.695.6811.0720.935.908.4570.8979.2274.9369.87 48.5348.0170.4751.4933.0017.7520.0535.326.3612.753.675.4712.1121.495.817.7371.2479.2274.9869.45 49.5547.1070.3552.2932.8516.6819.4533.095.7512.853.925.7611.8523.376.278.8771.3479.9475.3370.50 52.1846.5771.3252.3932.9015.9219.3834.085.1114.323.895.739.8223.185.417.7970.8280.3175.1969.92 50.3744.0270.5353.9930.6513.7717.3928.946.2515.624.907.2212.7426.597.189.8572.2181.7776.3672.39 50.1941.1568.0553.0629.7913.2518.6129.346.5617.876.137.9413.4727.747.219.6772.6682.3375.9172.22 52.0630.395.7711.7872.28