"TERMS AND CONDITIONS" "https://www.bankofcanada.ca/terms/" "NAME" "Household credit performance" "DESCRIPTION" "Sources: TransUnion and Bank of Canada calculations" "LINK" "https://www.bankofcanada.ca/?p=229200" "SERIES" "id","label","description" "FVI_FIN_STRESS","Rates of financial stress","Share of indebted households behind on payments for at least 60 days in any credit category (%)" "FVI_LOANS_ARR_MTG","Mortgages","Rates of loans in arrears (%), by product type—Mortgages" "FVI_LOANS_ARR_AUTO","Automobile loans","Rates of loans in arrears (%), by product type—Automobile loans" "FVI_LOANS_ARR_CC","Credit cards","Rates of loans in arrears (%), by product type—Credit cards" "FVI_LOANS_ARR_HELOC","Home equity lines of credit","Rates of loans in arrears (%), by product type—Home equity lines of credit" "FVI_LOANS_ARR_LOC","Unsecured lines of credit","Rates of loans in arrears (%), by product type—Unsecured lines of credit" "FVI_LOANS_ARR_INSTALL","Instalment loans","Rates of loans in arrears (%), by product type—Instalment loans" "OBSERVATIONS" "date","FVI_FIN_STRESS","FVI_LOANS_ARR_MTG","FVI_LOANS_ARR_AUTO","FVI_LOANS_ARR_CC","FVI_LOANS_ARR_HELOC","FVI_LOANS_ARR_LOC","FVI_LOANS_ARR_INSTALL" "2015Q1","2.17","0.27","0.51","0.61","0.12","0.28","1.55" "2015Q2","2.10","0.26","0.51","0.61","0.13","0.28","1.67" "2015Q3","2.06","0.25","0.45","0.62","0.13","0.25","1.25" "2015Q4","2.06","0.25","0.33","0.67","0.12","0.27","0.82" "2016Q1","2.22","0.26","0.34","0.72","0.14","0.29","0.89" "2016Q2","2.12","0.26","0.34","0.70","0.13","0.26","0.92" "2016Q3","2.18","0.26","0.35","0.71","0.12","0.25","0.98" "2016Q4","2.25","0.25","0.36","0.73","0.13","0.27","0.95" "2017Q1","2.27","0.25","0.36","0.75","0.12","0.25","0.99" "2017Q2","2.18","0.23","0.32","0.74","0.12","0.26","0.99" "2017Q3","2.21","0.22","0.33","0.73","0.12","0.27","0.98" "2017Q4","2.35","0.21","0.34","0.81","0.12","0.31","0.92" "2018Q1","2.31","0.21","0.35","0.79","0.11","0.22","1.09" "2018Q2","2.22","0.20","0.35","0.76","0.11","0.23","1.24" "2018Q3","2.23","0.20","0.36","0.74","0.11","0.23","1.26" "2018Q4","2.27","0.20","0.39","0.77","0.11","0.21","1.28" "2019Q1","2.36","0.21","0.43","0.80","0.11","0.20","1.30" "2019Q2","2.44","0.20","0.43","0.88","0.12","0.23","1.34" "2019Q3","2.39","0.20","0.45","0.83","0.12","0.21","1.37" "2019Q4","2.47","0.21","0.48","0.87","0.12","0.21","1.41" "2020Q1","2.51","0.21","0.50","0.89","0.13","0.27","1.45" "2020Q2","2.43","0.22","0.51","0.88","0.15","0.38","1.44" "2020Q3","2.04","0.22","0.46","0.73","0.12","0.22","1.63" "2020Q4","2.07","0.20","0.43","0.74","0.11","0.21","1.54" "2021Q1","2.01","0.19","0.42","0.75","0.11","0.21","1.52" "2021Q2","1.90","0.17","0.38","0.74","0.10","0.20","1.57" "2021Q3","1.87","0.15","0.43","0.72","0.09","0.20","1.56" "2021Q4","1.92","0.14","0.43","0.75","0.09","0.19","1.69" "2022Q1","2.03","0.13","0.48","0.79","0.08","0.22","1.82" "2022Q2","1.98","0.12","0.48","0.78","0.07","0.20","1.89" "2022Q3","2.07","0.12","0.51","0.81","0.08","0.20","1.90" "2022Q4","2.16","0.12","0.55","0.86","0.09","0.22","2.04" "2023Q1","2.29","0.12","0.57","0.93","0.10","0.23","2.13" "2023Q2","2.18","0.12","0.57","0.87","0.10","0.23","2.17" "2023Q3","2.22","0.13","0.61","0.87","0.10","0.25","2.18" "2023Q4","2.32","0.14","0.64","0.91","0.11","0.28","2.30"