Reliance on and use of credit cards https://www.bankofcanada.ca/?p=229200 All borrowers Average use rates of credit cards (%), by type of borrower—All borrowers Mortgage holders Average use rates of credit cards (%), by type of borrower—Mortgage holders Borrowers without a mortgage Average use rates of credit cards (%), by type of borrower—Borrowers without a mortgage All borrowers Share of borrowers that are late by at least 30 days on payments on one or more credit cards (%), by type of borrower—All borrowers Mortgage holders Share of borrowers that are late by at least 30 days on payments on one or more credit cards (%), by type of borrower—Mortgage holders Borrowers without a mortgage Share of borrowers that are late by at least 30 days on payments on one or more credit cards (%), by type of borrower—Borrowers without a mortgage All borrowers Share of borrowers that have a use rate above 80% on their credit card debt (%), by type of borrower—All borrowers Mortgage holders Share of borrowers that have a use rate above 80% on their credit card debt (%), by type of borrower—Mortgage holders Borrowers without a mortgage Share of borrowers that have a use rate above 80% on their credit card debt (%), by type of borrower—Borrowers without a mortgage 24.5126.4723.803.032.903.0811.9610.9112.32 24.8126.5924.192.992.813.0512.1410.9212.56 25.3026.8824.753.032.803.1112.5411.3112.99 25.4027.0224.793.062.853.1412.6311.4413.07 25.5927.0125.033.152.903.2512.7811.4613.28 25.7427.1325.213.132.853.2412.9311.5513.46 26.0027.1925.583.152.853.2613.1311.7113.69 26.2227.3025.793.152.813.2813.2311.7413.82 26.3527.4025.913.112.773.2513.2911.7913.87 26.4227.4126.033.132.773.2713.3911.8014.01 26.2027.0825.893.102.713.2413.2111.5713.86 26.3927.1526.103.102.693.2613.2711.5413.96 26.6627.3026.363.032.613.2013.4111.6214.13 26.7527.4026.492.992.553.1613.5911.7614.31 26.8627.4426.672.972.513.1313.6711.9014.38 27.0027.5726.782.922.463.1213.7511.9514.46 27.2127.7326.963.012.483.2213.9312.1614.64 27.2727.7627.073.102.533.3314.0312.1114.78 27.5227.6527.502.902.463.0614.1512.0914.98 27.6027.6427.582.882.423.0714.2112.0715.07 27.8027.7327.812.902.373.1114.3812.1315.28 24.8925.1824.752.662.302.8112.7711.0613.44 24.4824.4924.532.041.762.1411.7910.2112.45 24.8324.5824.912.071.742.2212.0810.1912.86 24.4623.9324.701.951.542.1111.909.8312.75 24.5423.9924.721.921.492.1011.769.5412.67 25.3524.4125.781.971.492.1612.069.6013.09 25.8724.9126.252.011.482.2512.309.6913.40 25.8424.8226.302.131.482.3812.389.5913.53 26.6125.6626.942.301.702.5512.719.8213.90 26.8425.7827.312.391.692.6812.9310.0214.12 26.9525.9727.342.361.652.6513.0310.2014.18 27.0526.1527.432.411.672.6913.1710.3714.29 27.3626.5227.652.461.722.7613.4310.6914.54 27.4126.5027.792.511.742.8213.5610.8014.64 27.5826.6227.972.581.772.9013.7210.9214.81 27.7726.8528.112.641.792.9613.8811.1314.95 27.5526.4827.932.701.873.0313.6810.8114.78 27.2826.1727.722.731.843.0713.4310.4814.55 27.1625.9827.632.781.883.1213.3310.3314.47 26.9725.6827.432.831.913.1813.2110.1814.36 26.8625.4627.392.741.843.0813.2010.1014.37 26.8625.3727.412.751.833.0913.2510.0914.43 26.7425.2427.342.781.833.1313.209.9714.40