{ "terms": { "url": "https://www.bankofcanada.ca/terms/" }, "groupDetail": { "label": "Reliance on and use of credit cards", "description": "Sources: TransUnion and Bank of Canada calculations", "link": "https://www.bankofcanada.ca/?p=229200" }, "seriesDetail": { "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "label": "All borrowers", "description": "Average use rates of credit cards (%), by type of borrower—All borrowers", "dimension": { "key": "d", "name": "Date" } }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "label": "Mortgage holders", "description": "Average use rates of credit cards (%), by type of borrower—Mortgage holders", "dimension": { "key": "d", "name": "Date" } }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "label": "Borrowers without a mortgage", "description": "Average use rates of credit cards (%), by type of borrower—Borrowers without a mortgage", "dimension": { "key": "d", "name": "Date" } }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "label": "All borrowers", "description": "Share of borrowers that are late by at least 30 days on payments on one or more credit cards (%), by type of borrower—All borrowers", "dimension": { "key": "d", "name": "Date" } }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "label": "Mortgage holders", "description": "Share of borrowers that are late by at least 30 days on payments on one or more credit cards (%), by type of borrower—Mortgage holders", "dimension": { "key": "d", "name": "Date" } }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "label": "Borrowers without a mortgage", "description": "Share of borrowers that are late by at least 30 days on payments on one or more credit cards (%), by type of borrower—Borrowers without a mortgage", "dimension": { "key": "d", "name": "Date" } }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "label": "All borrowers", "description": "Share of borrowers that have a use rate above 80% on their credit card debt (%), by type of borrower—All borrowers", "dimension": { "key": "d", "name": "Date" } }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "label": "Mortgage holders", "description": "Share of borrowers that have a use rate above 80% on their credit card debt (%), by type of borrower—Mortgage holders", "dimension": { "key": "d", "name": "Date" } }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "label": "Borrowers without a mortgage", "description": "Share of borrowers that have a use rate above 80% on their credit card debt (%), by type of borrower—Borrowers without a mortgage", "dimension": { "key": "d", "name": "Date" } } }, "observations": [ { "d": "2015-01-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "24.51" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "26.47" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "23.80" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.03" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.90" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.08" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "11.96" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "10.91" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "12.32" } }, { "d": "2015-04-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "24.81" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "26.59" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "24.19" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "2.99" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.81" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.05" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "12.14" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "10.92" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "12.56" } }, { "d": "2015-07-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "25.30" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "26.88" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "24.75" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.03" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.80" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.11" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "12.54" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.31" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "12.99" } }, { "d": "2015-10-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "25.40" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.02" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "24.79" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.06" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.85" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.14" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "12.63" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.44" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "13.07" } }, { "d": "2016-01-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "25.59" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.01" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "25.03" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.15" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.90" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.25" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "12.78" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.46" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "13.28" } }, { "d": "2016-04-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "25.74" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.13" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "25.21" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.13" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.85" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.24" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "12.93" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.55" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "13.46" } }, { "d": "2016-07-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "26.00" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.19" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "25.58" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.15" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.85" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.26" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.13" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.71" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "13.69" } }, { "d": "2016-10-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "26.22" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.30" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "25.79" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.15" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.81" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.28" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.23" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.74" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "13.82" } }, { "d": "2017-01-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "26.35" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.40" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "25.91" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.11" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.77" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.25" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.29" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.79" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "13.87" } }, { "d": "2017-04-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "26.42" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.41" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "26.03" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.13" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.77" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.27" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.39" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.80" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "14.01" } }, { "d": "2017-07-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "26.20" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.08" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "25.89" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.10" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.71" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.24" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.21" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.57" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "13.86" } }, { "d": "2017-10-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "26.39" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.15" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "26.10" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.10" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.69" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.26" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.27" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.54" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "13.96" } }, { "d": "2018-01-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "26.66" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.30" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "26.36" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.03" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.61" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.20" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.41" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.62" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "14.13" } }, { "d": "2018-04-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "26.75" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.40" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "26.49" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "2.99" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.55" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.16" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.59" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.76" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "14.31" } }, { "d": "2018-07-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "26.86" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.44" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "26.67" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "2.97" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.51" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.13" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.67" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.90" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "14.38" } }, { "d": "2018-10-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "27.00" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.57" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "26.78" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "2.92" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.46" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.12" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.75" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.95" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "14.46" } }, { "d": "2019-01-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "27.21" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.73" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "26.96" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.01" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.48" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.22" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "13.93" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "12.16" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "14.64" } }, { "d": "2019-04-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "27.27" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.76" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "27.07" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "3.10" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.53" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.33" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "14.03" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "12.11" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "14.78" } }, { "d": "2019-07-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "27.52" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.65" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "27.50" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "2.90" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.46" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.06" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "14.15" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "12.09" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "14.98" } }, { "d": "2019-10-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "27.60" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.64" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "27.58" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "2.88" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.42" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.07" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "14.21" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "12.07" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "15.07" } }, { "d": "2020-01-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "27.80" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "27.73" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "27.81" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "2.90" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.37" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "3.11" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "14.38" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "12.13" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "15.28" } }, { "d": "2020-04-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "24.89" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "25.18" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "24.75" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "2.66" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "2.30" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "2.81" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "12.77" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_MTGHOLDER": { "v": "11.06" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_NON_MTGHOLDER": { "v": "13.44" } }, { "d": "2020-07-01", "FVI_CC_AVG_UTILIZATION_RATE_ALLBORROWERS": { "v": "24.48" }, "FVI_CC_AVG_UTILIZATION_RATE_MTGHOLDER": { "v": "24.49" }, "FVI_CC_AVG_UTILIZATION_RATE_NON_MTGHOLDER": { "v": "24.53" }, "FVI_CC_DLQ_RATE_30DAYPLUS_ALLBORROWERS": { "v": "2.04" }, "FVI_CC_DLQ_RATE_30DAYPLUS_MTGHOLDER": { "v": "1.76" }, "FVI_CC_DLQ_RATE_30DAYPLUS_NON_MTGHOLDER": { "v": "2.14" }, "FVI_CC_UTILIZATION_RATE_ABOVE80_ALLBORROWERS": { "v": "11.79" 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