{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "Capital adequacy",
        "description": "Sources: Regulatory filings of Canadian banks and Bank of Canada calculations",
        "link": "https://www.bankofcanada.ca/?p=229200"
    },
    "seriesDetail": {
        "FVI_CET1_RATIO_SIB": {
            "label": "Large banks",
            "description": "Average common equity Tier 1 capital ratio—Large banks",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FVI_CET1_RATIO_SMSB": {
            "label": "Small and medium-sized banks",
            "description": "Average common equity Tier 1 capital ratio—Small and medium-sized banks",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FVI_LEV_RATIO_SIB": {
            "label": "Large banks",
            "description": "Leverage ratio—Large banks",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FVI_LEV_RATIO_SMSB": {
            "label": "Small and medium-sized banks",
            "description": "Leverage ratio—Small and medium-sized banks",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        }
    },
    "observations": [
        {
            "d": "2013-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "8.93"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.26"
            }
        },
        {
            "d": "2013-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "9.02"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.27"
            }
        },
        {
            "d": "2013-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "9.14"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.50"
            }
        },
        {
            "d": "2013-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "9.34"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.38"
            }
        },
        {
            "d": "2014-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "9.30"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.24"
            }
        },
        {
            "d": "2014-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "9.59"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.37"
            }
        },
        {
            "d": "2014-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "9.83"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.69"
            }
        },
        {
            "d": "2014-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "10.03"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.86"
            }
        },
        {
            "d": "2015-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "9.83"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.50"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "3.78"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.38"
            }
        },
        {
            "d": "2015-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "10.19"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.47"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "3.91"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.56"
            }
        },
        {
            "d": "2015-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "10.24"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.29"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "3.95"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.39"
            }
        },
        {
            "d": "2015-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "10.39"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.17"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.05"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.43"
            }
        },
        {
            "d": "2016-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "10.03"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.58"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "3.92"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.61"
            }
        },
        {
            "d": "2016-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "10.16"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.54"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "3.97"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.65"
            }
        },
        {
            "d": "2016-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "10.49"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.99"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.00"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.72"
            }
        },
        {
            "d": "2016-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "10.79"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.72"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.19"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.61"
            }
        },
        {
            "d": "2017-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.15"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.94"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.23"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.59"
            }
        },
        {
            "d": "2017-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.12"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.06"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.19"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.63"
            }
        },
        {
            "d": "2017-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.22"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.42"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.25"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.75"
            }
        },
        {
            "d": "2017-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.46"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.33"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.29"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.76"
            }
        },
        {
            "d": "2018-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.44"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.99"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.23"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.56"
            }
        },
        {
            "d": "2018-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.44"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.62"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.31"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.43"
            }
        },
        {
            "d": "2018-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.36"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.76"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.33"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.55"
            }
        },
        {
            "d": "2018-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.50"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.63"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.29"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.53"
            }
        },
        {
            "d": "2019-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.44"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.69"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.24"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.53"
            }
        },
        {
            "d": "2019-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.54"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.72"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.24"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.46"
            }
        },
        {
            "d": "2019-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.63"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.79"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.24"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.66"
            }
        },
        {
            "d": "2019-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.69"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.57"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.21"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.60"
            }
        },
        {
            "d": "2020-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.62"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.63"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.12"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.63"
            }
        },
        {
            "d": "2020-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.20"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.90"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.42"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.82"
            }
        },
        {
            "d": "2020-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "11.84"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.28"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.60"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.03"
            }
        },
        {
            "d": "2020-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "12.31"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.40"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.67"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.12"
            }
        },
        {
            "d": "2021-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "12.60"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.63"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.68"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.27"
            }
        },
        {
            "d": "2021-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "12.94"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.84"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.78"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.44"
            }
        },
        {
            "d": "2021-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.25"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.83"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.83"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.39"
            }
        },
        {
            "d": "2021-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.50"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.54"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.84"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.29"
            }
        },
        {
            "d": "2022-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.47"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.73"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.53"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.79"
            }
        },
        {
            "d": "2022-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.40"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.23"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.52"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.53"
            }
        },
        {
            "d": "2022-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.36"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.00"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.51"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.38"
            }
        },
        {
            "d": "2022-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.68"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.25"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.69"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.60"
            }
        },
        {
            "d": "2023-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.72"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.19"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.69"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.64"
            }
        },
        {
            "d": "2023-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.30"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.46"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.28"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.53"
            }
        },
        {
            "d": "2023-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.53"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.75"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.28"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.84"
            }
        },
        {
            "d": "2023-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.54"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "13.86"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.28"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "6.67"
            }
        },
        {
            "d": "2024-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.62"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.01"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.34"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.26"
            }
        },
        {
            "d": "2024-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.11"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.32"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.27"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.39"
            }
        },
        {
            "d": "2024-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.09"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.67"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.27"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.62"
            }
        },
        {
            "d": "2024-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.26"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "14.45"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.28"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.48"
            }
        },
        {
            "d": "2025-01-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.25"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "15.62"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.34"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.32"
            }
        },
        {
            "d": "2025-04-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.67"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "15.63"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.46"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.27"
            }
        },
        {
            "d": "2025-07-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.71"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "15.70"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.49"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.30"
            }
        },
        {
            "d": "2025-10-01",
            "FVI_CET1_RATIO_SIB": {
                "v": "13.70"
            },
            "FVI_CET1_RATIO_SMSB": {
                "v": "15.60"
            },
            "FVI_LEV_RATIO_SIB": {
                "v": "4.45"
            },
            "FVI_LEV_RATIO_SMSB": {
                "v": "7.24"
            }
        }
    ]
}