<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Asset quality</label>
    <description><![CDATA[Sources: Regulatory filings of Canadian banks and Bank of Canada calculations]]></description>
    <link>https://www.bankofcanada.ca/?p=229200</link>
</groupDetail>
<seriesDetail>
<series id="FVI_GIL_RATIO_SIB">
<label>Large banks</label>
<description>Gross impaired loans as a share of total loan balances—Large banks</description>
<dimension key="d" name="Date"/>
</series>
<series id="FVI_GIL_RATIO_SMSB">
<label>Small and medium-sized banks</label>
<description>Gross impaired loans as a share of total loan balances—Small and medium-sized banks</description>
<dimension key="d" name="Date"/>
</series>
<series id="FVI_PCL_RATIO_SIB">
<label>Large banks</label>
<description>Loan loss provisions as a share of total loan balances—Large banks</description>
<dimension key="d" name="Date"/>
</series>
<series id="FVI_PCL_RATIO_SMSB">
<label>Small and medium-sized banks</label>
<description>Loan loss provisions as a share of total loan balances—Small and medium-sized banks</description>
<dimension key="d" name="Date"/>
</series>
</seriesDetail>
<observations>
<o d="2018-01-01"><v s="FVI_GIL_RATIO_SIB">0.61</v><v s="FVI_GIL_RATIO_SMSB">0.98</v><v s="FVI_PCL_RATIO_SIB">0.31</v><v s="FVI_PCL_RATIO_SMSB">0.26</v></o>
<o d="2018-04-01"><v s="FVI_GIL_RATIO_SIB">0.61</v><v s="FVI_GIL_RATIO_SMSB">0.89</v><v s="FVI_PCL_RATIO_SIB">0.28</v><v s="FVI_PCL_RATIO_SMSB">0.33</v></o>
<o d="2018-07-01"><v s="FVI_GIL_RATIO_SIB">0.59</v><v s="FVI_GIL_RATIO_SMSB">0.87</v><v s="FVI_PCL_RATIO_SIB">0.36</v><v s="FVI_PCL_RATIO_SMSB">0.26</v></o>
<o d="2018-10-01"><v s="FVI_GIL_RATIO_SIB">0.57</v><v s="FVI_GIL_RATIO_SMSB">0.83</v><v s="FVI_PCL_RATIO_SIB">0.32</v><v s="FVI_PCL_RATIO_SMSB">0.44</v></o>
<o d="2019-01-01"><v s="FVI_GIL_RATIO_SIB">0.60</v><v s="FVI_GIL_RATIO_SMSB">0.76</v><v s="FVI_PCL_RATIO_SIB">0.38</v><v s="FVI_PCL_RATIO_SMSB">0.34</v></o>
<o d="2019-04-01"><v s="FVI_GIL_RATIO_SIB">0.60</v><v s="FVI_GIL_RATIO_SMSB">0.77</v><v s="FVI_PCL_RATIO_SIB">0.35</v><v s="FVI_PCL_RATIO_SMSB">0.42</v></o>
<o d="2019-07-01"><v s="FVI_GIL_RATIO_SIB">0.58</v><v s="FVI_GIL_RATIO_SMSB">0.76</v><v s="FVI_PCL_RATIO_SIB">0.35</v><v s="FVI_PCL_RATIO_SMSB">0.36</v></o>
<o d="2019-10-01"><v s="FVI_GIL_RATIO_SIB">0.57</v><v s="FVI_GIL_RATIO_SMSB">0.76</v><v s="FVI_PCL_RATIO_SIB">0.40</v><v s="FVI_PCL_RATIO_SMSB">0.41</v></o>
<o d="2020-01-01"><v s="FVI_GIL_RATIO_SIB">0.56</v><v s="FVI_GIL_RATIO_SMSB">0.81</v><v s="FVI_PCL_RATIO_SIB">0.41</v><v s="FVI_PCL_RATIO_SMSB">0.99</v></o>
<o d="2020-04-01"><v s="FVI_GIL_RATIO_SIB">0.61</v><v s="FVI_GIL_RATIO_SMSB">0.91</v><v s="FVI_PCL_RATIO_SIB">1.43</v><v s="FVI_PCL_RATIO_SMSB">0.88</v></o>
<o d="2020-07-01"><v s="FVI_GIL_RATIO_SIB">0.67</v><v s="FVI_GIL_RATIO_SMSB">0.88</v><v s="FVI_PCL_RATIO_SIB">0.89</v><v s="FVI_PCL_RATIO_SMSB">0.22</v></o>
<o d="2020-10-01"><v s="FVI_GIL_RATIO_SIB">0.60</v><v s="FVI_GIL_RATIO_SMSB">0.89</v><v s="FVI_PCL_RATIO_SIB">0.44</v><v s="FVI_PCL_RATIO_SMSB">0.12</v></o>
<o d="2021-01-01"><v s="FVI_GIL_RATIO_SIB">0.58</v><v s="FVI_GIL_RATIO_SMSB">0.85</v><v s="FVI_PCL_RATIO_SIB">0.21</v><v s="FVI_PCL_RATIO_SMSB">0.34</v></o>
<o d="2021-04-01"><v s="FVI_GIL_RATIO_SIB">0.54</v><v s="FVI_GIL_RATIO_SMSB">0.72</v><v s="FVI_PCL_RATIO_SIB">0.02</v><v s="FVI_PCL_RATIO_SMSB">0.08</v></o>
<o d="2021-07-01"><v s="FVI_GIL_RATIO_SIB">0.47</v><v s="FVI_GIL_RATIO_SMSB">0.65</v><v s="FVI_PCL_RATIO_SIB">-0.05</v><v s="FVI_PCL_RATIO_SMSB">0.19</v></o>
<o d="2021-10-01"><v s="FVI_GIL_RATIO_SIB">0.43</v><v s="FVI_GIL_RATIO_SMSB">0.60</v><v s="FVI_PCL_RATIO_SIB">-0.03</v><v s="FVI_PCL_RATIO_SMSB">0.28</v></o>
<o d="2022-01-01"><v s="FVI_GIL_RATIO_SIB">0.41</v><v s="FVI_GIL_RATIO_SMSB">0.57</v><v s="FVI_PCL_RATIO_SIB">0.05</v><v s="FVI_PCL_RATIO_SMSB">0.17</v></o>
<o d="2022-04-01"><v s="FVI_GIL_RATIO_SIB">0.38</v><v s="FVI_GIL_RATIO_SMSB">0.52</v><v s="FVI_PCL_RATIO_SIB">0.03</v><v s="FVI_PCL_RATIO_SMSB">0.46</v></o>
<o d="2022-07-01"><v s="FVI_GIL_RATIO_SIB">0.36</v><v s="FVI_GIL_RATIO_SMSB">0.54</v><v s="FVI_PCL_RATIO_SIB">0.18</v><v s="FVI_PCL_RATIO_SMSB">0.46</v></o>
<o d="2022-10-01"><v s="FVI_GIL_RATIO_SIB">0.37</v><v s="FVI_GIL_RATIO_SMSB">0.58</v><v s="FVI_PCL_RATIO_SIB">0.25</v><v s="FVI_PCL_RATIO_SMSB">0.52</v></o>
<o d="2023-01-01"><v s="FVI_GIL_RATIO_SIB">0.40</v><v s="FVI_GIL_RATIO_SMSB">0.63</v><v s="FVI_PCL_RATIO_SIB">0.26</v><v s="FVI_PCL_RATIO_SMSB">0.37</v></o>
<o d="2023-04-01"><v s="FVI_GIL_RATIO_SIB">0.42</v><v s="FVI_GIL_RATIO_SMSB">0.68</v><v s="FVI_PCL_RATIO_SIB">0.36</v><v s="FVI_PCL_RATIO_SMSB">0.46</v></o>
<o d="2023-07-01"><v s="FVI_GIL_RATIO_SIB">0.46</v><v s="FVI_GIL_RATIO_SMSB">0.80</v><v s="FVI_PCL_RATIO_SIB">0.37</v><v s="FVI_PCL_RATIO_SMSB">0.46</v></o>
<o d="2023-10-01"><v s="FVI_GIL_RATIO_SIB">0.51</v><v s="FVI_GIL_RATIO_SMSB">0.92</v><v s="FVI_PCL_RATIO_SIB">0.40</v><v s="FVI_PCL_RATIO_SMSB">0.63</v></o>
<o d="2024-01-01"><v s="FVI_GIL_RATIO_SIB">0.55</v><v s="FVI_GIL_RATIO_SMSB">1.17</v><v s="FVI_PCL_RATIO_SIB">0.42</v><v s="FVI_PCL_RATIO_SMSB">0.50</v></o>
<o d="2024-04-01"><v s="FVI_GIL_RATIO_SIB">0.60</v><v s="FVI_GIL_RATIO_SMSB">1.24</v><v s="FVI_PCL_RATIO_SIB">0.43</v><v s="FVI_PCL_RATIO_SMSB">0.70</v></o>
<o d="2024-07-01"><v s="FVI_GIL_RATIO_SIB">0.62</v><v s="FVI_GIL_RATIO_SMSB">1.40</v><v s="FVI_PCL_RATIO_SIB">0.42</v><v s="FVI_PCL_RATIO_SMSB">0.74</v></o>
<o d="2024-10-01"><v s="FVI_GIL_RATIO_SIB">0.64</v><v s="FVI_GIL_RATIO_SMSB">1.51</v><v s="FVI_PCL_RATIO_SIB">0.49</v><v s="FVI_PCL_RATIO_SMSB">0.86</v></o>
<o d="2025-01-01"><v s="FVI_GIL_RATIO_SIB">0.74</v><v s="FVI_GIL_RATIO_SMSB">1.59</v><v s="FVI_PCL_RATIO_SIB">0.49</v><v s="FVI_PCL_RATIO_SMSB">0.81</v></o>
<o d="2025-04-01"><v s="FVI_GIL_RATIO_SIB">0.76</v><v s="FVI_GIL_RATIO_SMSB">1.63</v><v s="FVI_PCL_RATIO_SIB">0.59</v><v s="FVI_PCL_RATIO_SMSB">0.86</v></o>
<o d="2025-07-01"><v s="FVI_GIL_RATIO_SIB">0.77</v><v s="FVI_GIL_RATIO_SMSB">1.72</v><v s="FVI_PCL_RATIO_SIB">0.41</v><v s="FVI_PCL_RATIO_SMSB">0.87</v></o>
<o d="2025-10-01"><v s="FVI_GIL_RATIO_SIB">0.78</v><v s="FVI_GIL_RATIO_SMSB">1.82</v><v s="FVI_PCL_RATIO_SIB">0.43</v><v s="FVI_PCL_RATIO_SMSB">0.97</v></o>
</observations>
</data>