{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "Asset quality",
        "description": "Sources: Regulatory filings of Canadian banks and Bank of Canada calculations",
        "link": "https://www.bankofcanada.ca/?p=229200"
    },
    "seriesDetail": {
        "FVI_GIL_RATIO_SIB": {
            "label": "Large banks",
            "description": "Gross impaired loans as a share of total loan balances—Large banks",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FVI_GIL_RATIO_SMSB": {
            "label": "Small and medium-sized banks",
            "description": "Gross impaired loans as a share of total loan balances—Small and medium-sized banks",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FVI_PCL_RATIO_SIB": {
            "label": "Large banks",
            "description": "Loan loss provisions as a share of total loan balances—Large banks",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FVI_PCL_RATIO_SMSB": {
            "label": "Small and medium-sized banks",
            "description": "Loan loss provisions as a share of total loan balances—Small and medium-sized banks",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        }
    },
    "observations": [
        {
            "d": "2018-01-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.61"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.98"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.31"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.26"
            }
        },
        {
            "d": "2018-04-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.61"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.89"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.28"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.33"
            }
        },
        {
            "d": "2018-07-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.59"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.87"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.36"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.26"
            }
        },
        {
            "d": "2018-10-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.57"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.83"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.32"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.44"
            }
        },
        {
            "d": "2019-01-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.60"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.76"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.38"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.34"
            }
        },
        {
            "d": "2019-04-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.60"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.77"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.35"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.42"
            }
        },
        {
            "d": "2019-07-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.58"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.76"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.35"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.36"
            }
        },
        {
            "d": "2019-10-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.57"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.76"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.40"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.41"
            }
        },
        {
            "d": "2020-01-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.56"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.81"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.41"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.99"
            }
        },
        {
            "d": "2020-04-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.61"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.91"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "1.43"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.88"
            }
        },
        {
            "d": "2020-07-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.67"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.88"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.89"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.22"
            }
        },
        {
            "d": "2020-10-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.60"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.89"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.44"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.12"
            }
        },
        {
            "d": "2021-01-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.58"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.85"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.21"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.34"
            }
        },
        {
            "d": "2021-04-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.54"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.72"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.02"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.08"
            }
        },
        {
            "d": "2021-07-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.47"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.65"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "-0.05"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.19"
            }
        },
        {
            "d": "2021-10-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.43"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.60"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "-0.03"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.28"
            }
        },
        {
            "d": "2022-01-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.41"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.57"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.05"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.17"
            }
        },
        {
            "d": "2022-04-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.38"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.52"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.03"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.46"
            }
        },
        {
            "d": "2022-07-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.36"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.54"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.18"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.46"
            }
        },
        {
            "d": "2022-10-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.37"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.58"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.25"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.52"
            }
        },
        {
            "d": "2023-01-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.40"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.63"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.26"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.37"
            }
        },
        {
            "d": "2023-04-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.42"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.68"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.36"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.46"
            }
        },
        {
            "d": "2023-07-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.46"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.80"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.37"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.46"
            }
        },
        {
            "d": "2023-10-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.51"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "0.92"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.40"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.63"
            }
        },
        {
            "d": "2024-01-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.55"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "1.17"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.42"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.50"
            }
        },
        {
            "d": "2024-04-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.60"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "1.24"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.43"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.70"
            }
        },
        {
            "d": "2024-07-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.62"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "1.40"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.42"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.74"
            }
        },
        {
            "d": "2024-10-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.64"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "1.51"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.49"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.86"
            }
        },
        {
            "d": "2025-01-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.74"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "1.59"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.49"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.81"
            }
        },
        {
            "d": "2025-04-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.76"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "1.63"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.59"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.86"
            }
        },
        {
            "d": "2025-07-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.77"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "1.72"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.41"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.87"
            }
        },
        {
            "d": "2025-10-01",
            "FVI_GIL_RATIO_SIB": {
                "v": "0.78"
            },
            "FVI_GIL_RATIO_SMSB": {
                "v": "1.82"
            },
            "FVI_PCL_RATIO_SIB": {
                "v": "0.43"
            },
            "FVI_PCL_RATIO_SMSB": {
                "v": "0.97"
            }
        }
    ]
}