{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "FSS 2026",
        "description": "This article presents the key results from the 2026 Bank of Canada Financial System Survey, conducted between February 23 and March 13. The survey included a special section on the use and risks of artificial intelligence (AI).",
        "link": "https://www.bankofcanada.ca/?p=253428"
    },
    "seriesDetail": {
        "FSS_2026_C1_S1": {
            "label": "Respondents that completed the 2026 Financial System Survey",
            "description": "Respondents that completed the 2026 Financial System Survey",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C2_S1": {
            "label": "Not at all likely (left scale)",
            "description": "Not at all likely (left scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C2_S2": {
            "label": "Slightly likely (left scale)",
            "description": "Slightly likely (left scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C2_S3": {
            "label": "Somewhat likely (left scale)",
            "description": "Somewhat likely (left scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C2_S4": {
            "label": "Moderately likely (left scale)",
            "description": "Moderately likely (left scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C2_S5": {
            "label": "Extremely likely (left scale)",
            "description": "Extremely likely (left scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C2_S6": {
            "label": "Risk index (right scale)",
            "description": "Risk index (right scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C3_S1": {
            "label": "Not at all confident (left scale)",
            "description": "Not at all confident (left scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C3_S2": {
            "label": "Not very confident (left scale)",
            "description": "Not very confident (left scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C3_S3": {
            "label": "Fairly confident (left scale)",
            "description": "Fairly confident (left scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C3_S4": {
            "label": "Very confident (left scale)",
            "description": "Very confident (left scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C3_S5": {
            "label": "Completely confident (left scale)",
            "description": "Completely confident (left scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C3_S6": {
            "label": "Confidence index (right scale)",
            "description": "Confidence index (right scale)",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C4_S1": {
            "label": "2026",
            "description": "2026",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C4_S2": {
            "label": "2025",
            "description": "2025",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C4_S3": {
            "label": "2024",
            "description": "2024",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C4_S4": {
            "label": "2023",
            "description": "2023",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C5_S1": {
            "label": "Use index",
            "description": "Use index",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C6_S1": {
            "label": "Banks, broker-dealers and credit unions",
            "description": "Banks, broker-dealers and credit unions",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C6_S2": {
            "label": "Pension funds",
            "description": "Pension funds",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C6_S3": {
            "label": "Investment fund managers",
            "description": "Investment fund managers",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C6_S4": {
            "label": "Insurance corporations",
            "description": "Insurance corporations",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C6_S5": {
            "label": "Others",
            "description": "Others",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C7_S1": {
            "label": "Risk index",
            "description": "Risk index",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C8_S1": {
            "label": "Number of mentions",
            "description": "Number of mentions",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSS_2026_C9_S1": {
            "label": "Number of mentions",
            "description": "Number of mentions",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        }
    },
    "observations": [
        {
            "k": "Banks, dealers and credit unions",
            "FSS_2026_C1_S1": {
                "v": "28"
            }
        },
        {
            "k": "Pension funds",
            "FSS_2026_C1_S1": {
                "v": "22"
            }
        },
        {
            "k": "Investment fund managers",
            "FSS_2026_C1_S1": {
                "v": "20"
            }
        },
        {
            "k": "Insurance corporations",
            "FSS_2026_C1_S1": {
                "v": "9"
            }
        },
        {
            "k": "Others",
            "FSS_2026_C1_S1": {
                "v": "20"
            }
        },
        {
            "k": "Short-term (less than one year)|Autumn 2021 survey",
            "FSS_2026_C2_S1": {
                "v": "35.00"
            },
            "FSS_2026_C2_S2": {
                "v": "51.67"
            },
            "FSS_2026_C2_S3": {
                "v": "10.00"
            },
            "FSS_2026_C2_S4": {
                "v": "3.33"
            },
            "FSS_2026_C2_S5": {
                "v": "0.00"
            },
            "FSS_2026_C2_S6": {
                "v": "0.82"
            }
        },
        {
            "k": "Short-term (less than one year)|Spring 2022 survey",
            "FSS_2026_C2_S1": {
                "v": "11.54"
            },
            "FSS_2026_C2_S2": {
                "v": "46.15"
            },
            "FSS_2026_C2_S3": {
                "v": "23.08"
            },
            "FSS_2026_C2_S4": {
                "v": "19.23"
            },
            "FSS_2026_C2_S5": {
                "v": "0.00"
            },
            "FSS_2026_C2_S6": {
                "v": "1.50"
            }
        },
        {
            "k": "Short-term (less than one year)|2023 survey",
            "FSS_2026_C2_S1": {
                "v": "19.30"
            },
            "FSS_2026_C2_S2": {
                "v": "54.39"
            },
            "FSS_2026_C2_S3": {
                "v": "21.05"
            },
            "FSS_2026_C2_S4": {
                "v": "5.26"
            },
            "FSS_2026_C2_S5": {
                "v": "0.00"
            },
            "FSS_2026_C2_S6": {
                "v": "1.12"
            }
        },
        {
            "k": "Short-term (less than one year)|2024 survey",
            "FSS_2026_C2_S1": {
                "v": "33.90"
            },
            "FSS_2026_C2_S2": {
                "v": "54.24"
            },
            "FSS_2026_C2_S3": {
                "v": "10.17"
            },
            "FSS_2026_C2_S4": {
                "v": "0.00"
            },
            "FSS_2026_C2_S5": {
                "v": "1.69"
            },
            "FSS_2026_C2_S6": {
                "v": "0.81"
            }
        },
        {
            "k": "Short-term (less than one year)|2025 survey",
            "FSS_2026_C2_S1": {
                "v": "16.39"
            },
            "FSS_2026_C2_S2": {
                "v": "42.62"
            },
            "FSS_2026_C2_S3": {
                "v": "19.67"
            },
            "FSS_2026_C2_S4": {
                "v": "14.75"
            },
            "FSS_2026_C2_S5": {
                "v": "6.56"
            },
            "FSS_2026_C2_S6": {
                "v": "1.52"
            }
        },
        {
            "k": "Short-term (less than one year)|2026 survey",
            "FSS_2026_C2_S1": {
                "v": "25.93"
            },
            "FSS_2026_C2_S2": {
                "v": "59.26"
            },
            "FSS_2026_C2_S3": {
                "v": "9.26"
            },
            "FSS_2026_C2_S4": {
                "v": "5.56"
            },
            "FSS_2026_C2_S5": {
                "v": "0.00"
            },
            "FSS_2026_C2_S6": {
                "v": "0.94"
            }
        },
        {
            "k": "Medium-term (one to three years)|Autumn 2021 survey",
            "FSS_2026_C2_S1": {
                "v": "13.33"
            },
            "FSS_2026_C2_S2": {
                "v": "48.33"
            },
            "FSS_2026_C2_S3": {
                "v": "25.00"
            },
            "FSS_2026_C2_S4": {
                "v": "11.67"
            },
            "FSS_2026_C2_S5": {
                "v": "1.67"
            },
            "FSS_2026_C2_S6": {
                "v": "1.40"
            }
        },
        {
            "k": "Medium-term (one to three years)|Spring 2022 survey",
            "FSS_2026_C2_S1": {
                "v": "7.69"
            },
            "FSS_2026_C2_S2": {
                "v": "53.85"
            },
            "FSS_2026_C2_S3": {
                "v": "21.15"
            },
            "FSS_2026_C2_S4": {
                "v": "13.46"
            },
            "FSS_2026_C2_S5": {
                "v": "3.85"
            },
            "FSS_2026_C2_S6": {
                "v": "1.52"
            }
        },
        {
            "k": "Medium-term (one to three years)|2023 survey",
            "FSS_2026_C2_S1": {
                "v": "12.28"
            },
            "FSS_2026_C2_S2": {
                "v": "43.86"
            },
            "FSS_2026_C2_S3": {
                "v": "28.07"
            },
            "FSS_2026_C2_S4": {
                "v": "15.79"
            },
            "FSS_2026_C2_S5": {
                "v": "0.00"
            },
            "FSS_2026_C2_S6": {
                "v": "1.47"
            }
        },
        {
            "k": "Medium-term (one to three years)|2024 survey",
            "FSS_2026_C2_S1": {
                "v": "11.86"
            },
            "FSS_2026_C2_S2": {
                "v": "55.93"
            },
            "FSS_2026_C2_S3": {
                "v": "22.03"
            },
            "FSS_2026_C2_S4": {
                "v": "8.47"
            },
            "FSS_2026_C2_S5": {
                "v": "1.69"
            },
            "FSS_2026_C2_S6": {
                "v": "1.32"
            }
        },
        {
            "k": "Medium-term (one to three years)|2025 survey",
            "FSS_2026_C2_S1": {
                "v": "6.67"
            },
            "FSS_2026_C2_S2": {
                "v": "43.33"
            },
            "FSS_2026_C2_S3": {
                "v": "30.00"
            },
            "FSS_2026_C2_S4": {
                "v": "16.67"
            },
            "FSS_2026_C2_S5": {
                "v": "3.33"
            },
            "FSS_2026_C2_S6": {
                "v": "1.67"
            }
        },
        {
            "k": "Medium-term (one to three years)|2026 survey",
            "FSS_2026_C2_S1": {
                "v": "9.26"
            },
            "FSS_2026_C2_S2": {
                "v": "50.00"
            },
            "FSS_2026_C2_S3": {
                "v": "25.93"
            },
            "FSS_2026_C2_S4": {
                "v": "14.81"
            },
            "FSS_2026_C2_S5": {
                "v": "0.00"
            },
            "FSS_2026_C2_S6": {
                "v": "1.46"
            }
        },
        {
            "k": "Spring 2018",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "9.23"
            },
            "FSS_2026_C3_S3": {
                "v": "38.46"
            },
            "FSS_2026_C3_S4": {
                "v": "47.69"
            },
            "FSS_2026_C3_S5": {
                "v": "4.62"
            },
            "FSS_2026_C3_S6": {
                "v": "2.48"
            }
        },
        {
            "k": "Autumn 2018",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "4.88"
            },
            "FSS_2026_C3_S3": {
                "v": "41.46"
            },
            "FSS_2026_C3_S4": {
                "v": "48.78"
            },
            "FSS_2026_C3_S5": {
                "v": "4.88"
            },
            "FSS_2026_C3_S6": {
                "v": "2.54"
            }
        },
        {
            "k": "Spring 2019",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "5.41"
            },
            "FSS_2026_C3_S3": {
                "v": "40.54"
            },
            "FSS_2026_C3_S4": {
                "v": "43.24"
            },
            "FSS_2026_C3_S5": {
                "v": "10.81"
            },
            "FSS_2026_C3_S6": {
                "v": "2.59"
            }
        },
        {
            "k": "Autumn 2019",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "0.00"
            },
            "FSS_2026_C3_S3": {
                "v": "48.94"
            },
            "FSS_2026_C3_S4": {
                "v": "48.94"
            },
            "FSS_2026_C3_S5": {
                "v": "2.13"
            },
            "FSS_2026_C3_S6": {
                "v": "2.53"
            }
        },
        {
            "k": "Autumn 2020",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "2.13"
            },
            "FSS_2026_C3_S3": {
                "v": "51.06"
            },
            "FSS_2026_C3_S4": {
                "v": "40.43"
            },
            "FSS_2026_C3_S5": {
                "v": "6.38"
            },
            "FSS_2026_C3_S6": {
                "v": "2.51"
            }
        },
        {
            "k": "Spring 2021",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "3.57"
            },
            "FSS_2026_C3_S3": {
                "v": "57.14"
            },
            "FSS_2026_C3_S4": {
                "v": "37.50"
            },
            "FSS_2026_C3_S5": {
                "v": "1.79"
            },
            "FSS_2026_C3_S6": {
                "v": "2.38"
            }
        },
        {
            "k": "Autumn 2021",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "3.33"
            },
            "FSS_2026_C3_S3": {
                "v": "36.67"
            },
            "FSS_2026_C3_S4": {
                "v": "48.33"
            },
            "FSS_2026_C3_S5": {
                "v": "11.67"
            },
            "FSS_2026_C3_S6": {
                "v": "2.68"
            }
        },
        {
            "k": "Spring 2022",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "0.00"
            },
            "FSS_2026_C3_S3": {
                "v": "32.69"
            },
            "FSS_2026_C3_S4": {
                "v": "61.54"
            },
            "FSS_2026_C3_S5": {
                "v": "5.77"
            },
            "FSS_2026_C3_S6": {
                "v": "2.73"
            }
        },
        {
            "k": "2023",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "1.75"
            },
            "FSS_2026_C3_S3": {
                "v": "26.32"
            },
            "FSS_2026_C3_S4": {
                "v": "66.67"
            },
            "FSS_2026_C3_S5": {
                "v": "5.26"
            },
            "FSS_2026_C3_S6": {
                "v": "2.75"
            }
        },
        {
            "k": "2024",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "3.39"
            },
            "FSS_2026_C3_S3": {
                "v": "23.73"
            },
            "FSS_2026_C3_S4": {
                "v": "64.41"
            },
            "FSS_2026_C3_S5": {
                "v": "8.47"
            },
            "FSS_2026_C3_S6": {
                "v": "2.78"
            }
        },
        {
            "k": "2025",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "3.28"
            },
            "FSS_2026_C3_S3": {
                "v": "29.51"
            },
            "FSS_2026_C3_S4": {
                "v": "57.38"
            },
            "FSS_2026_C3_S5": {
                "v": "9.84"
            },
            "FSS_2026_C3_S6": {
                "v": "2.74"
            }
        },
        {
            "k": "2026",
            "FSS_2026_C3_S1": {
                "v": "0.00"
            },
            "FSS_2026_C3_S2": {
                "v": "0.00"
            },
            "FSS_2026_C3_S3": {
                "v": "33.33"
            },
            "FSS_2026_C3_S4": {
                "v": "55.56"
            },
            "FSS_2026_C3_S5": {
                "v": "11.11"
            },
            "FSS_2026_C3_S6": {
                "v": "2.78"
            }
        },
        {
            "k": "International economic and political risks",
            "FSS_2026_C4_S1": {
                "v": "1.45"
            },
            "FSS_2026_C4_S2": {
                "v": "1.43"
            },
            "FSS_2026_C4_S3": {
                "v": "0.84"
            },
            "FSS_2026_C4_S4": {
                "v": "0.88"
            }
        },
        {
            "k": "External risks (e.g., cyber attack, terrorism)",
            "FSS_2026_C4_S1": {
                "v": "0.99"
            },
            "FSS_2026_C4_S2": {
                "v": "0.87"
            },
            "FSS_2026_C4_S3": {
                "v": "1.27"
            },
            "FSS_2026_C4_S4": {
                "v": "0.79"
            }
        },
        {
            "k": "Asset pricing risks",
            "FSS_2026_C4_S1": {
                "v": "0.76"
            },
            "FSS_2026_C4_S2": {
                "v": "0.57"
            },
            "FSS_2026_C4_S3": {
                "v": "0.42"
            },
            "FSS_2026_C4_S4": {
                "v": "0.53"
            }
        },
        {
            "k": "Market liquidity risks",
            "FSS_2026_C4_S1": {
                "v": "0.58"
            },
            "FSS_2026_C4_S2": {
                "v": "0.40"
            },
            "FSS_2026_C4_S3": {
                "v": "0.69"
            },
            "FSS_2026_C4_S4": {
                "v": "0.56"
            }
        },
        {
            "k": "Domestic macroeconomic risks",
            "FSS_2026_C4_S1": {
                "v": "0.54"
            },
            "FSS_2026_C4_S2": {
                "v": "0.63"
            },
            "FSS_2026_C4_S3": {
                "v": "0.50"
            },
            "FSS_2026_C4_S4": {
                "v": "0.61"
            }
        },
        {
            "k": "Real estate sector risks",
            "FSS_2026_C4_S1": {
                "v": "0.26"
            },
            "FSS_2026_C4_S2": {
                "v": "0.33"
            },
            "FSS_2026_C4_S3": {
                "v": "0.57"
            },
            "FSS_2026_C4_S4": {
                "v": "0.33"
            }
        },
        {
            "k": "Funding risks",
            "FSS_2026_C4_S1": {
                "v": "0.26"
            },
            "FSS_2026_C4_S2": {
                "v": "0.28"
            },
            "FSS_2026_C4_S3": {
                "v": "0.31"
            },
            "FSS_2026_C4_S4": {
                "v": "0.40"
            }
        },
        {
            "k": "Operational risks (excluding cyber attacks)",
            "FSS_2026_C4_S1": {
                "v": "0.25"
            },
            "FSS_2026_C4_S2": {
                "v": "0.28"
            },
            "FSS_2026_C4_S3": {
                "v": "0.35"
            },
            "FSS_2026_C4_S4": {
                "v": "0.49"
            }
        },
        {
            "k": "Strategic risks",
            "FSS_2026_C4_S1": {
                "v": "0.25"
            },
            "FSS_2026_C4_S2": {
                "v": "0.38"
            },
            "FSS_2026_C4_S3": {
                "v": "0.33"
            },
            "FSS_2026_C4_S4": {
                "v": "0.26"
            }
        },
        {
            "k": "Regulatory risks",
            "FSS_2026_C4_S1": {
                "v": "0.15"
            },
            "FSS_2026_C4_S2": {
                "v": "0.22"
            },
            "FSS_2026_C4_S3": {
                "v": "0.30"
            },
            "FSS_2026_C4_S4": {
                "v": "0.30"
            }
        },
        {
            "k": "Information gathering and analysis (e.g., analyze text and datasets)",
            "FSS_2026_C5_S1": {
                "v": "3.71"
            }
        },
        {
            "k": "Internal operations (e.g., document processing, automation)",
            "FSS_2026_C5_S1": {
                "v": "3.57"
            }
        },
        {
            "k": "Support or automate investment, trading and lending decisions",
            "FSS_2026_C5_S1": {
                "v": "1.45"
            }
        },
        {
            "k": "Risk monitoring and compliance (e.g., fraud prevention, anti-money laundering, stress testing)",
            "FSS_2026_C5_S1": {
                "v": "1.06"
            }
        },
        {
            "k": "General use and productivity",
            "FSS_2026_C5_S1": {
                "v": "0.63"
            }
        },
        {
            "k": "Deliver customer service",
            "FSS_2026_C5_S1": {
                "v": "0.59"
            }
        },
        {
            "k": "Software development and IT enablement",
            "FSS_2026_C5_S1": {
                "v": "0.37"
            }
        },
        {
            "k": "Market infrastructure or clearing and settlements",
            "FSS_2026_C5_S1": {
                "v": "0.04"
            }
        },
        {
            "k": "Investment management and research",
            "FSS_2026_C6_S1": {
                "v": "2"
            },
            "FSS_2026_C6_S2": {
                "v": "11"
            },
            "FSS_2026_C6_S3": {
                "v": "6"
            },
            "FSS_2026_C6_S4": {
                "v": "1"
            },
            "FSS_2026_C6_S5": {
                "v": "2"
            }
        },
        {
            "k": "Operations and back office processes",
            "FSS_2026_C6_S1": {
                "v": "6"
            },
            "FSS_2026_C6_S2": {
                "v": "2"
            },
            "FSS_2026_C6_S3": {
                "v": "4"
            },
            "FSS_2026_C6_S4": {
                "v": "2"
            },
            "FSS_2026_C6_S5": {
                "v": "3"
            }
        },
        {
            "k": "Financial crime prevention (e.g., fraud, anti-money laundering)",
            "FSS_2026_C6_S1": {
                "v": "8"
            },
            "FSS_2026_C6_S2": {
                "v": "1"
            },
            "FSS_2026_C6_S4": {
                "v": "1"
            },
            "FSS_2026_C6_S5": {
                "v": "1"
            }
        },
        {
            "k": "Employee productivity and internal support",
            "FSS_2026_C6_S1": {
                "v": "3"
            },
            "FSS_2026_C6_S2": {
                "v": "3"
            },
            "FSS_2026_C6_S3": {
                "v": "1"
            },
            "FSS_2026_C6_S4": {
                "v": "2"
            },
            "FSS_2026_C6_S5": {
                "v": "2"
            }
        },
        {
            "k": "Customer service and client interaction",
            "FSS_2026_C6_S1": {
                "v": "3"
            },
            "FSS_2026_C6_S2": {
                "v": "1"
            },
            "FSS_2026_C6_S3": {
                "v": "2"
            },
            "FSS_2026_C6_S4": {
                "v": "3"
            },
            "FSS_2026_C6_S5": {
                "v": "2"
            }
        },
        {
            "k": "Risk management and stress testing",
            "FSS_2026_C6_S1": {
                "v": "4"
            },
            "FSS_2026_C6_S2": {
                "v": "3"
            },
            "FSS_2026_C6_S3": {
                "v": "1"
            },
            "FSS_2026_C6_S4": {
                "v": "1"
            },
            "FSS_2026_C6_S5": {
                "v": "1"
            }
        },
        {
            "k": "Lending, underwriting and credit",
            "FSS_2026_C6_S1": {
                "v": "5"
            },
            "FSS_2026_C6_S2": {
                "v": "2"
            },
            "FSS_2026_C6_S4": {
                "v": "1"
            },
            "FSS_2026_C6_S5": {
                "v": "2"
            }
        },
        {
            "k": "Technology and software development",
            "FSS_2026_C6_S1": {
                "v": "1"
            },
            "FSS_2026_C6_S2": {
                "v": "3"
            },
            "FSS_2026_C6_S4": {
                "v": "1"
            },
            "FSS_2026_C6_S5": {
                "v": "4"
            }
        },
        {
            "k": "Compliance, regulatory monitoring and legal",
            "FSS_2026_C6_S1": {
                "v": "2"
            },
            "FSS_2026_C6_S2": {
                "v": "4"
            },
            "FSS_2026_C6_S3": {
                "v": "1"
            },
            "FSS_2026_C6_S5": {
                "v": "2"
            }
        },
        {
            "k": "Data management and analytics",
            "FSS_2026_C6_S1": {
                "v": "2"
            },
            "FSS_2026_C6_S2": {
                "v": "2"
            },
            "FSS_2026_C6_S3": {
                "v": "2"
            },
            "FSS_2026_C6_S5": {
                "v": "1"
            }
        },
        {
            "k": "Enterprise-wide and cross-functional use",
            "FSS_2026_C6_S1": {
                "v": "2"
            },
            "FSS_2026_C6_S3": {
                "v": "1"
            },
            "FSS_2026_C6_S4": {
                "v": "1"
            },
            "FSS_2026_C6_S5": {
                "v": "2"
            }
        },
        {
            "k": "Sales, marketing and business development",
            "FSS_2026_C6_S1": {
                "v": "1"
            },
            "FSS_2026_C6_S3": {
                "v": "1"
            },
            "FSS_2026_C6_S5": {
                "v": "2"
            }
        },
        {
            "k": "Cyber security",
            "FSS_2026_C6_S1": {
                "v": "1"
            }
        },
        {
            "k": "Data quality, bias or representativeness",
            "FSS_2026_C7_S1": {
                "v": "2.51"
            }
        },
        {
            "k": "Cyber security or data privacy",
            "FSS_2026_C7_S1": {
                "v": "2.51"
            }
        },
        {
            "k": "Model risk or lack of explainability or interpretability",
            "FSS_2026_C7_S1": {
                "v": "2.29"
            }
        },
        {
            "k": "Inadequate governance, oversight or accountability",
            "FSS_2026_C7_S1": {
                "v": "1.39"
            }
        },
        {
            "k": "Operational risk (e.g., errors, outages or overreliance on automation)",
            "FSS_2026_C7_S1": {
                "v": "1.18"
            }
        },
        {
            "k": "Risk of dependency on a third party or vendor",
            "FSS_2026_C7_S1": {
                "v": "0.84"
            }
        },
        {
            "k": "Legal or liability risk",
            "FSS_2026_C7_S1": {
                "v": "0.75"
            }
        },
        {
            "k": "Regulatory or compliance uncertainty",
            "FSS_2026_C7_S1": {
                "v": "0.75"
            }
        },
        {
            "k": "Reputational risk",
            "FSS_2026_C7_S1": {
                "v": "0.49"
            }
        },
        {
            "k": "Other",
            "FSS_2026_C7_S1": {
                "v": "0.10"
            },
            "FSS_2026_C9_S1": {
                "v": "1"
            }
        },
        {
            "k": "Financial risk",
            "FSS_2026_C7_S1": {
                "v": "0.08"
            }
        },
        {
            "k": "Governance maturity",
            "FSS_2026_C8_S1": {
                "v": "17"
            }
        },
        {
            "k": "Skills and AI literacy",
            "FSS_2026_C8_S1": {
                "v": "16"
            }
        },
        {
            "k": "Technology outpacing best practices and industry standards",
            "FSS_2026_C8_S1": {
                "v": "14"
            }
        },
        {
            "k": "No hurdles",
            "FSS_2026_C8_S1": {
                "v": "9"
            }
        },
        {
            "k": "Data privacy and safe use",
            "FSS_2026_C8_S1": {
                "v": "6"
            }
        },
        {
            "k": "Regulatory expectations",
            "FSS_2026_C8_S1": {
                "v": "6"
            }
        },
        {
            "k": "Change management and culture",
            "FSS_2026_C8_S1": {
                "v": "5"
            }
        },
        {
            "k": "Cost and resources",
            "FSS_2026_C8_S1": {
                "v": "5"
            }
        },
        {
            "k": "No hurdles due to limited AI use",
            "FSS_2026_C8_S1": {
                "v": "5"
            }
        },
        {
            "k": "Overreliance on AI or insufficient guardrails",
            "FSS_2026_C8_S1": {
                "v": "4"
            }
        },
        {
            "k": "Third-party reliance or vendor risk",
            "FSS_2026_C8_S1": {
                "v": "3"
            }
        },
        {
            "k": "Still building AI capacity",
            "FSS_2026_C8_S1": {
                "v": "2"
            }
        },
        {
            "k": "Model risk, opacity and overreliance",
            "FSS_2026_C9_S1": {
                "v": "23"
            }
        },
        {
            "k": "Cyber security and fraud",
            "FSS_2026_C9_S1": {
                "v": "23"
            }
        },
        {
            "k": "Governance and regulatory lags",
            "FSS_2026_C9_S1": {
                "v": "19"
            }
        },
        {
            "k": "Third-party and concentration risks",
            "FSS_2026_C9_S1": {
                "v": "18"
            }
        },
        {
            "k": "Operational risk and resilience",
            "FSS_2026_C9_S1": {
                "v": "17"
            }
        },
        {
            "k": "Slow adoption and reduced competitiveness",
            "FSS_2026_C9_S1": {
                "v": "14"
            }
        },
        {
            "k": "Data governance and privacy",
            "FSS_2026_C9_S1": {
                "v": "14"
            }
        },
        {
            "k": "Market volatility and herding behaviour",
            "FSS_2026_C9_S1": {
                "v": "12"
            }
        },
        {
            "k": "Macroeconomic and labour market effects",
            "FSS_2026_C9_S1": {
                "v": "8"
            }
        }
    ]
}