<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Financial System Survey highlights—Spring 2022</label>
    <description><![CDATA[Financial System Survey highlights—Spring 2022]]></description>
    <link>https://www.bankofcanada.ca/?p=226929</link>
</groupDetail>
<seriesDetail>
<series id="FSS_2022SPRING_C1_S1">
<label>Not at all likely (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C1_S2">
<label>Slightly likely (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C1_S3">
<label>Somewhat likely (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C1_S4">
<label>Moderately likely (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C1_S5">
<label>Extremely likely (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C1_S6">
<label>Risk index (right scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C2_S1">
<label>Not at all confident (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C2_S2">
<label>Not very confident (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C2_S3">
<label>Fairly confident (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C2_S4">
<label>Very confident (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C2_S5">
<label>Completely confident (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C2_S6">
<label>Confidence index (right scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C3_S1">
<label>Spring 2022</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C3_S2">
<label>Autumn 2021</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C3_S3">
<label>Spring 2021</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C3_S4">
<label>Autumn 2020</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C4_S1">
<label>Asset managers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C4_S2">
<label>Banks</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C4_S3">
<label>Insurers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C4_S4">
<label>Pension funds</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C4_S5">
<label>Others</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C5A_S1">
<label>Faster-than-expected monetary policy normalization</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C5A_S2">
<label>Slower-than-expected monetary policy normalization</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C5_S1">
<label>Faster-than-expected monetary policy normalization</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C5_S2">
<label>Slower-than-expected monetary policy normalization</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C6_S1">
<label>Increase risk exposure (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C6_S2">
<label>No change (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C6_S3">
<label>More selective/reduce risk exposure (left scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2022SPRING_C6_S4">
<label>Adjustment index (right scale)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
</seriesDetail>
<observations>
<o k="Spring 2018"><v s="FSS_2022SPRING_C2_S1">0</v><v s="FSS_2022SPRING_C2_S2">9</v><v s="FSS_2022SPRING_C2_S3">38</v><v s="FSS_2022SPRING_C2_S4">48</v><v s="FSS_2022SPRING_C2_S5">5</v><v s="FSS_2022SPRING_C2_S6">2.48</v></o>
<o k="Autumn 2018"><v s="FSS_2022SPRING_C2_S1">0</v><v s="FSS_2022SPRING_C2_S2">5</v><v s="FSS_2022SPRING_C2_S3">41</v><v s="FSS_2022SPRING_C2_S4">49</v><v s="FSS_2022SPRING_C2_S5">5</v><v s="FSS_2022SPRING_C2_S6">2.54</v></o>
<o k="Spring 2019"><v s="FSS_2022SPRING_C2_S1">0</v><v s="FSS_2022SPRING_C2_S2">5</v><v s="FSS_2022SPRING_C2_S3">41</v><v s="FSS_2022SPRING_C2_S4">43</v><v s="FSS_2022SPRING_C2_S5">11</v><v s="FSS_2022SPRING_C2_S6">2.59</v></o>
<o k="Autumn 2019"><v s="FSS_2022SPRING_C2_S1">0</v><v s="FSS_2022SPRING_C2_S2">0</v><v s="FSS_2022SPRING_C2_S3">49</v><v s="FSS_2022SPRING_C2_S4">49</v><v s="FSS_2022SPRING_C2_S5">2</v><v s="FSS_2022SPRING_C2_S6">2.53</v></o>
<o k="Autumn 2020"><v s="FSS_2022SPRING_C2_S1">0</v><v s="FSS_2022SPRING_C2_S2">2</v><v s="FSS_2022SPRING_C2_S3">51</v><v s="FSS_2022SPRING_C2_S4">40</v><v s="FSS_2022SPRING_C2_S5">6</v><v s="FSS_2022SPRING_C2_S6">2.51</v></o>
<o k="Spring 2021"><v s="FSS_2022SPRING_C2_S1">0</v><v s="FSS_2022SPRING_C2_S2">4</v><v s="FSS_2022SPRING_C2_S3">57</v><v s="FSS_2022SPRING_C2_S4">38</v><v s="FSS_2022SPRING_C2_S5">2</v><v s="FSS_2022SPRING_C2_S6">2.38</v></o>
<o k="Autumn 2021"><v s="FSS_2022SPRING_C2_S1">0</v><v s="FSS_2022SPRING_C2_S2">3</v><v s="FSS_2022SPRING_C2_S3">37</v><v s="FSS_2022SPRING_C2_S4">48</v><v s="FSS_2022SPRING_C2_S5">12</v><v s="FSS_2022SPRING_C2_S6">2.68</v></o>
<o k="Spring 2022"><v s="FSS_2022SPRING_C2_S1">0</v><v s="FSS_2022SPRING_C2_S2">0</v><v s="FSS_2022SPRING_C2_S3">33</v><v s="FSS_2022SPRING_C2_S4">62</v><v s="FSS_2022SPRING_C2_S5">6</v><v s="FSS_2022SPRING_C2_S6">2.73</v></o>
<o k="External risks"><v s="FSS_2022SPRING_C3_S1">1.13</v><v s="FSS_2022SPRING_C3_S2">1.30</v><v s="FSS_2022SPRING_C3_S3">1.02</v><v s="FSS_2022SPRING_C3_S4">0.66</v></o>
<o k="International economic and political risks"><v s="FSS_2022SPRING_C3_S1">0.92</v><v s="FSS_2022SPRING_C3_S2">0.27</v><v s="FSS_2022SPRING_C3_S3">0.45</v><v s="FSS_2022SPRING_C3_S4">0.66</v></o>
<o k="Domestic macroeconomic risks"><v s="FSS_2022SPRING_C3_S1">0.75</v><v s="FSS_2022SPRING_C3_S2">0.60</v><v s="FSS_2022SPRING_C3_S3">0.34</v><v s="FSS_2022SPRING_C3_S4">0.28</v></o>
<o k="Asset pricing risks"><v s="FSS_2022SPRING_C3_S1">0.56</v><v s="FSS_2022SPRING_C3_S2">0.92</v><v s="FSS_2022SPRING_C3_S3">0.39</v><v s="FSS_2022SPRING_C3_S4">0.13</v></o>
<o k="Domestic fiscal and monetary policy risks"><v s="FSS_2022SPRING_C3_S1">0.50</v><v s="FSS_2022SPRING_C3_S2">0.60</v><v s="FSS_2022SPRING_C3_S3">0.65</v><v s="FSS_2022SPRING_C3_S4">0.60</v></o>
<o k="Market liquidity risks"><v s="FSS_2022SPRING_C3_S1">0.44</v><v s="FSS_2022SPRING_C3_S2">0.30</v><v s="FSS_2022SPRING_C3_S3">0.55</v><v s="FSS_2022SPRING_C3_S4">0.47</v></o>
<o k="Regulatory risks"><v s="FSS_2022SPRING_C3_S1">0.37</v><v s="FSS_2022SPRING_C3_S2">0.08</v><v s="FSS_2022SPRING_C3_S3">0.18</v><v s="FSS_2022SPRING_C3_S4">0.06</v></o>
<o k="Operational risks"><v s="FSS_2022SPRING_C3_S1">0.31</v><v s="FSS_2022SPRING_C3_S2">0.40</v><v s="FSS_2022SPRING_C3_S3">0.52</v><v s="FSS_2022SPRING_C3_S4">0.51</v></o>
<o k="Faster-than-expected monetary policy normalization"><v s="FSS_2022SPRING_C4_S1">11.5</v><v s="FSS_2022SPRING_C4_S2">15.4</v><v s="FSS_2022SPRING_C4_S3">7.7</v><v s="FSS_2022SPRING_C4_S4">15.4</v><v s="FSS_2022SPRING_C4_S5">11.5</v></o>
<o k="Slower-than-expected monetary policy normalization"><v s="FSS_2022SPRING_C4_S1">9.6</v><v s="FSS_2022SPRING_C4_S2">5.8</v><v s="FSS_2022SPRING_C4_S3">3.8</v><v s="FSS_2022SPRING_C4_S4">1.9</v><v s="FSS_2022SPRING_C4_S5">9.6</v></o>
<o k="Neither scenario would negatively affect my organization"><v s="FSS_2022SPRING_C4_S1">1.9</v><v s="FSS_2022SPRING_C4_S2">0.0</v><v s="FSS_2022SPRING_C4_S3">0.0</v><v s="FSS_2022SPRING_C4_S4">0.0</v><v s="FSS_2022SPRING_C4_S5">5.8</v></o>
<o k="Asset managers"><v s="FSS_2022SPRING_C6_S1">25.0</v><v s="FSS_2022SPRING_C6_S2">50.0</v><v s="FSS_2022SPRING_C6_S3">25.0</v><v s="FSS_2022SPRING_C6_S4">0.0</v></o>
<o k="Pension funds"><v s="FSS_2022SPRING_C6_S1">71.4</v><v s="FSS_2022SPRING_C6_S2">14.3</v><v s="FSS_2022SPRING_C6_S3">14.3</v><v s="FSS_2022SPRING_C6_S4">-0.6</v></o>
<o k="Banks"><v s="FSS_2022SPRING_C6_S1">0.0</v><v s="FSS_2022SPRING_C6_S2">16.7</v><v s="FSS_2022SPRING_C6_S3">83.3</v><v s="FSS_2022SPRING_C6_S4">0.8</v></o>
<o k="Insurers"><v s="FSS_2022SPRING_C6_S1">0.0</v><v s="FSS_2022SPRING_C6_S2">66.7</v><v s="FSS_2022SPRING_C6_S3">33.3</v><v s="FSS_2022SPRING_C6_S4">0.3</v></o>
<o k="Short-term (<1 year)_Autumn 2021"><v s="FSS_2022SPRING_C1_S1">35.00</v><v s="FSS_2022SPRING_C1_S2">51.67</v><v s="FSS_2022SPRING_C1_S3">10.00</v><v s="FSS_2022SPRING_C1_S4">3.33</v><v s="FSS_2022SPRING_C1_S5">0.00</v><v s="FSS_2022SPRING_C1_S6">0.817</v></o>
<o k="Short-term (<1 year)_Spring 2022"><v s="FSS_2022SPRING_C1_S1">13.46</v><v s="FSS_2022SPRING_C1_S2">44.23</v><v s="FSS_2022SPRING_C1_S3">23.08</v><v s="FSS_2022SPRING_C1_S4">19.23</v><v s="FSS_2022SPRING_C1_S5">0.00</v><v s="FSS_2022SPRING_C1_S6">1.481</v></o>
<o k="Medium-term (1 to 3 years)_Autumn 2021"><v s="FSS_2022SPRING_C1_S1">13.33</v><v s="FSS_2022SPRING_C1_S2">48.33</v><v s="FSS_2022SPRING_C1_S3">25.00</v><v s="FSS_2022SPRING_C1_S4">11.67</v><v s="FSS_2022SPRING_C1_S5">1.67</v><v s="FSS_2022SPRING_C1_S6">1.400</v></o>
<o k="Medium-term (1 to 3 years)_Spring 2022"><v s="FSS_2022SPRING_C1_S1">7.69</v><v s="FSS_2022SPRING_C1_S2">53.85</v><v s="FSS_2022SPRING_C1_S3">21.15</v><v s="FSS_2022SPRING_C1_S4">13.46</v><v s="FSS_2022SPRING_C1_S5">3.85</v><v s="FSS_2022SPRING_C1_S6">1.519</v></o>
<o k="Bond yields_2-year government"><v s="FSS_2022SPRING_C5_S1">1.23</v><v s="FSS_2022SPRING_C5_S2">0.63</v></o>
<o k="Bond yields_10-year government"><v s="FSS_2022SPRING_C5_S1">0.10</v><v s="FSS_2022SPRING_C5_S2">0.81</v></o>
<o k="Funding spreads_Bearer deposit note-OIS"><v s="FSS_2022SPRING_C5_S1">1.17</v><v s="FSS_2022SPRING_C5_S2">1.20</v></o>
<o k="Funding spreads_Canadian dollar offered rate-OIS"><v s="FSS_2022SPRING_C5_S1">1.08</v><v s="FSS_2022SPRING_C5_S2">1.09</v></o>
<o k="Credit spreads_Invesment grade"><v s="FSS_2022SPRING_C5_S1">1.20</v><v s="FSS_2022SPRING_C5_S2">1.00</v></o>
<o k="Credit spreads_High-yield"><v s="FSS_2022SPRING_C5_S1">1.42</v><v s="FSS_2022SPRING_C5_S2">1.21</v></o>
<o k="Equity prices_Publicly traded equity"><v s="FSS_2022SPRING_C5_S1">-1.58</v><v s="FSS_2022SPRING_C5_S2">-0.69</v></o>
<o k="Real estate prices_Residential"><v s="FSS_2022SPRING_C5_S1">-1.32</v><v s="FSS_2022SPRING_C5_S2">0.25</v></o>
<o k="Real estate prices_Commercial"><v s="FSS_2022SPRING_C5_S1">-1.28</v><v s="FSS_2022SPRING_C5_S2">-0.07</v></o>
<o k="FX_EME relative to AE"><v s="FSS_2022SPRING_C5_S1">-1.36</v><v s="FSS_2022SPRING_C5_S2">-1.33</v></o>
<o k="2-year government bond yields"><v s="FSS_2022SPRING_C5A_S1">1.23</v><v s="FSS_2022SPRING_C5A_S2">0.63</v></o>
<o k="10-year government bond yields"><v s="FSS_2022SPRING_C5A_S1">0.10</v><v s="FSS_2022SPRING_C5A_S2">0.81</v></o>
<o k="Bearer deposit note–OIS spreads"><v s="FSS_2022SPRING_C5A_S1">1.17</v><v s="FSS_2022SPRING_C5A_S2">1.20</v></o>
<o k="Canadian dollar offered rate–OIS spreads"><v s="FSS_2022SPRING_C5A_S1">1.08</v><v s="FSS_2022SPRING_C5A_S2">1.09</v></o>
<o k="Invesment grade credit spreads"><v s="FSS_2022SPRING_C5A_S1">1.20</v><v s="FSS_2022SPRING_C5A_S2">1.00</v></o>
<o k="High-yield credit spreads"><v s="FSS_2022SPRING_C5A_S1">1.42</v><v s="FSS_2022SPRING_C5A_S2">1.21</v></o>
<o k="Publicly traded equity prices"><v s="FSS_2022SPRING_C5A_S1">-1.58</v><v s="FSS_2022SPRING_C5A_S2">-0.69</v></o>
<o k="Residential real estate prices"><v s="FSS_2022SPRING_C5A_S1">-1.32</v><v s="FSS_2022SPRING_C5A_S2">0.25</v></o>
<o k="Commercial real estate prices"><v s="FSS_2022SPRING_C5A_S1">-1.28</v><v s="FSS_2022SPRING_C5A_S2">-0.07</v></o>
<o k="EME currencies relative to AE currencies"><v s="FSS_2022SPRING_C5A_S1">-1.36</v><v s="FSS_2022SPRING_C5A_S2">-1.33</v></o>
</observations>
</data>