"TERMS AND CONDITIONS" "https://www.bankofcanada.ca/terms/" "NAME" "Financial System Survey highlights—Spring 2022" "DESCRIPTION" "Financial System Survey highlights—Spring 2022" "LINK" "https://www.bankofcanada.ca/?p=226929" "SERIES" "id","label","description" "FSS_2022SPRING_C1_S1","Not at all likely (left scale)","" "FSS_2022SPRING_C1_S2","Slightly likely (left scale)","" "FSS_2022SPRING_C1_S3","Somewhat likely (left scale)","" "FSS_2022SPRING_C1_S4","Moderately likely (left scale)","" "FSS_2022SPRING_C1_S5","Extremely likely (left scale)","" "FSS_2022SPRING_C1_S6","Risk index (right scale)","" "FSS_2022SPRING_C2_S1","Not at all confident (left scale)","" "FSS_2022SPRING_C2_S2","Not very confident (left scale)","" "FSS_2022SPRING_C2_S3","Fairly confident (left scale)","" "FSS_2022SPRING_C2_S4","Very confident (left scale)","" "FSS_2022SPRING_C2_S5","Completely confident (left scale)","" "FSS_2022SPRING_C2_S6","Confidence index (right scale)","" "FSS_2022SPRING_C3_S1","Spring 2022","" "FSS_2022SPRING_C3_S2","Autumn 2021","" "FSS_2022SPRING_C3_S3","Spring 2021","" "FSS_2022SPRING_C3_S4","Autumn 2020","" "FSS_2022SPRING_C4_S1","Asset managers","" "FSS_2022SPRING_C4_S2","Banks","" "FSS_2022SPRING_C4_S3","Insurers","" "FSS_2022SPRING_C4_S4","Pension funds","" "FSS_2022SPRING_C4_S5","Others","" "FSS_2022SPRING_C5A_S1","Faster-than-expected monetary policy normalization","" "FSS_2022SPRING_C5A_S2","Slower-than-expected monetary policy normalization","" "FSS_2022SPRING_C5_S1","Faster-than-expected monetary policy normalization","" "FSS_2022SPRING_C5_S2","Slower-than-expected monetary policy normalization","" "FSS_2022SPRING_C6_S1","Increase risk exposure (left scale)","" "FSS_2022SPRING_C6_S2","No change (left scale)","" "FSS_2022SPRING_C6_S3","More selective/reduce risk exposure (left scale)","" "FSS_2022SPRING_C6_S4","Adjustment index (right scale)","" "OBSERVATIONS" "k","FSS_2022SPRING_C1_S1","FSS_2022SPRING_C1_S2","FSS_2022SPRING_C1_S3","FSS_2022SPRING_C1_S4","FSS_2022SPRING_C1_S5","FSS_2022SPRING_C1_S6","FSS_2022SPRING_C2_S1","FSS_2022SPRING_C2_S2","FSS_2022SPRING_C2_S3","FSS_2022SPRING_C2_S4","FSS_2022SPRING_C2_S5","FSS_2022SPRING_C2_S6","FSS_2022SPRING_C3_S1","FSS_2022SPRING_C3_S2","FSS_2022SPRING_C3_S3","FSS_2022SPRING_C3_S4","FSS_2022SPRING_C4_S1","FSS_2022SPRING_C4_S2","FSS_2022SPRING_C4_S3","FSS_2022SPRING_C4_S4","FSS_2022SPRING_C4_S5","FSS_2022SPRING_C5A_S1","FSS_2022SPRING_C5A_S2","FSS_2022SPRING_C5_S1","FSS_2022SPRING_C5_S2","FSS_2022SPRING_C6_S1","FSS_2022SPRING_C6_S2","FSS_2022SPRING_C6_S3","FSS_2022SPRING_C6_S4" "Spring 2018","","","","","","","0","9","38","48","5","2.48","","","","","","","","","","","","","","","","","" "Autumn 2018","","","","","","","0","5","41","49","5","2.54","","","","","","","","","","","","","","","","","" "Spring 2019","","","","","","","0","5","41","43","11","2.59","","","","","","","","","","","","","","","","","" "Autumn 2019","","","","","","","0","0","49","49","2","2.53","","","","","","","","","","","","","","","","","" "Autumn 2020","","","","","","","0","2","51","40","6","2.51","","","","","","","","","","","","","","","","","" "Spring 2021","","","","","","","0","4","57","38","2","2.38","","","","","","","","","","","","","","","","","" "Autumn 2021","","","","","","","0","3","37","48","12","2.68","","","","","","","","","","","","","","","","","" "Spring 2022","","","","","","","0","0","33","62","6","2.73","","","","","","","","","","","","","","","","","" "External risks","","","","","","","","","","","","","1.13","1.30","1.02","0.66","","","","","","","","","","","","","" "International economic and political risks","","","","","","","","","","","","","0.92","0.27","0.45","0.66","","","","","","","","","","","","","" "Domestic macroeconomic risks","","","","","","","","","","","","","0.75","0.60","0.34","0.28","","","","","","","","","","","","","" "Asset pricing risks","","","","","","","","","","","","","0.56","0.92","0.39","0.13","","","","","","","","","","","","","" "Domestic fiscal and monetary policy risks","","","","","","","","","","","","","0.50","0.60","0.65","0.60","","","","","","","","","","","","","" "Market liquidity risks","","","","","","","","","","","","","0.44","0.30","0.55","0.47","","","","","","","","","","","","","" "Regulatory risks","","","","","","","","","","","","","0.37","0.08","0.18","0.06","","","","","","","","","","","","","" "Operational risks","","","","","","","","","","","","","0.31","0.40","0.52","0.51","","","","","","","","","","","","","" "Faster-than-expected monetary policy normalization","","","","","","","","","","","","","","","","","11.5","15.4","7.7","15.4","11.5","","","","","","","","" "Slower-than-expected monetary policy normalization","","","","","","","","","","","","","","","","","9.6","5.8","3.8","1.9","9.6","","","","","","","","" "Neither scenario would negatively affect my organization","","","","","","","","","","","","","","","","","1.9","0.0","0.0","0.0","5.8","","","","","","","","" "Asset managers","","","","","","","","","","","","","","","","","","","","","","","","","","25.0","50.0","25.0","0.0" "Pension funds","","","","","","","","","","","","","","","","","","","","","","","","","","71.4","14.3","14.3","-0.6" "Banks","","","","","","","","","","","","","","","","","","","","","","","","","","0.0","16.7","83.3","0.8" "Insurers","","","","","","","","","","","","","","","","","","","","","","","","","","0.0","66.7","33.3","0.3" "Short-term (<1 year)_Autumn 2021","35.00","51.67","10.00","3.33","0.00","0.817","","","","","","","","","","","","","","","","","","","","","","","" "Short-term (<1 year)_Spring 2022","13.46","44.23","23.08","19.23","0.00","1.481","","","","","","","","","","","","","","","","","","","","","","","" "Medium-term (1 to 3 years)_Autumn 2021","13.33","48.33","25.00","11.67","1.67","1.400","","","","","","","","","","","","","","","","","","","","","","","" "Medium-term (1 to 3 years)_Spring 2022","7.69","53.85","21.15","13.46","3.85","1.519","","","","","","","","","","","","","","","","","","","","","","","" "Bond yields_2-year government","","","","","","","","","","","","","","","","","","","","","","","","1.23","0.63","","","","" "Bond yields_10-year government","","","","","","","","","","","","","","","","","","","","","","","","0.10","0.81","","","","" "Funding spreads_Bearer deposit note-OIS","","","","","","","","","","","","","","","","","","","","","","","","1.17","1.20","","","","" "Funding spreads_Canadian dollar offered rate-OIS","","","","","","","","","","","","","","","","","","","","","","","","1.08","1.09","","","","" "Credit spreads_Invesment grade","","","","","","","","","","","","","","","","","","","","","","","","1.20","1.00","","","","" "Credit spreads_High-yield","","","","","","","","","","","","","","","","","","","","","","","","1.42","1.21","","","","" "Equity prices_Publicly traded equity","","","","","","","","","","","","","","","","","","","","","","","","-1.58","-0.69","","","","" "Real estate prices_Residential","","","","","","","","","","","","","","","","","","","","","","","","-1.32","0.25","","","","" "Real estate prices_Commercial","","","","","","","","","","","","","","","","","","","","","","","","-1.28","-0.07","","","","" "FX_EME relative to AE","","","","","","","","","","","","","","","","","","","","","","","","-1.36","-1.33","","","","" "2-year government bond yields","","","","","","","","","","","","","","","","","","","","","","1.23","0.63","","","","","","" "10-year government bond yields","","","","","","","","","","","","","","","","","","","","","","0.10","0.81","","","","","","" "Bearer deposit note–OIS spreads","","","","","","","","","","","","","","","","","","","","","","1.17","1.20","","","","","","" "Canadian dollar offered rate–OIS spreads","","","","","","","","","","","","","","","","","","","","","","1.08","1.09","","","","","","" "Invesment grade credit spreads","","","","","","","","","","","","","","","","","","","","","","1.20","1.00","","","","","","" "High-yield credit spreads","","","","","","","","","","","","","","","","","","","","","","1.42","1.21","","","","","","" "Publicly traded equity prices","","","","","","","","","","","","","","","","","","","","","","-1.58","-0.69","","","","","","" "Residential real estate prices","","","","","","","","","","","","","","","","","","","","","","-1.32","0.25","","","","","","" "Commercial real estate prices","","","","","","","","","","","","","","","","","","","","","","-1.28","-0.07","","","","","","" "EME currencies relative to AE currencies","","","","","","","","","","","","","","","","","","","","","","-1.36","-1.33","","","","","",""