<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Greatest long term risks to CRE</label>
    <description><![CDATA[Percentage of respondents

Note: Order of factors based on a weighted index (1st choice: 3 points; 2nd choice: 2 points; 3rd choice: 1 point). CRE stands for commercial real estate.

Source: Bank of Canada Spring 2021 Financial System Survey]]></description>
    <link>https://www.bankofcanada.ca/?p=220798</link>
</groupDetail>
<seriesDetail>
<series id="FSS_2021SPRING_C9_S1">
<label>1st choice</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021SPRING_C9_S2">
<label>2nd choice</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021SPRING_C9_S3">
<label>3rd choice</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
</seriesDetail>
<observations>
<o k="Broad economic downturn"><v s="FSS_2021SPRING_C9_S3">33.9</v><v s="FSS_2021SPRING_C9_S2">16.1</v><v s="FSS_2021SPRING_C9_S1">21.4</v></o>
<o k="Changes to consumer behaviour"><v s="FSS_2021SPRING_C9_S1">21.4</v><v s="FSS_2021SPRING_C9_S3">17.9</v><v s="FSS_2021SPRING_C9_S2">21.4</v></o>
<o k="Remote work and remote learning"><v s="FSS_2021SPRING_C9_S1">10.7</v><v s="FSS_2021SPRING_C9_S3">26.8</v><v s="FSS_2021SPRING_C9_S2">23.2</v></o>
<o k="Personal and commercial indebtedness"><v s="FSS_2021SPRING_C9_S2">10.7</v><v s="FSS_2021SPRING_C9_S3">1.8</v><v s="FSS_2021SPRING_C9_S1">17.9</v></o>
<o k="Funding difficulties"><v s="FSS_2021SPRING_C9_S2">12.5</v><v s="FSS_2021SPRING_C9_S1">7.1</v><v s="FSS_2021SPRING_C9_S3">3.6</v></o>
<o k="Climate change"><v s="FSS_2021SPRING_C9_S2">5.4</v><v s="FSS_2021SPRING_C9_S1">5.4</v><v s="FSS_2021SPRING_C9_S3">3.6</v></o>
<o k="Other"><v s="FSS_2021SPRING_C9_S2">1.8</v><v s="FSS_2021SPRING_C9_S1">7.1</v><v s="FSS_2021SPRING_C9_S3">3.6</v></o>
</observations>
</data>