<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Top risks to your organization</label>
    <description><![CDATA[Note: Risk index weights: 1st choice: 3 points; 2nd choice: 2 points; 3rd choice: 1 point. There was no Financial System Survey in spring 2020 due to the COVID-19 pandemic.

Source: Bank of Canada Spring 2021 Financial System Survey]]></description>
    <link>https://www.bankofcanada.ca/?p=220798</link>
</groupDetail>
<seriesDetail>
<series id="FSS_2021SPRING_C5_S1">
<label>Spring 2021</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021SPRING_C5_S2">
<label>Autumn 2020</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021SPRING_C5_S3">
<label>Autumn 2019</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021SPRING_C5_S4">
<label>Spring 2019</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
</seriesDetail>
<observations>
<o k="Cyber incident"><v s="FSS_2021SPRING_C5_S1">1.02</v><v s="FSS_2021SPRING_C5_S4">0.94</v><v s="FSS_2021SPRING_C5_S3">1.03</v><v s="FSS_2021SPRING_C5_S2">0.66</v></o>
<o k="Drops in residential/commercial property prices"><v s="FSS_2021SPRING_C5_S1">0.48</v><v s="FSS_2021SPRING_C5_S4">0.18</v><v s="FSS_2021SPRING_C5_S3">0.13</v><v s="FSS_2021SPRING_C5_S2">0.32</v></o>
<o k="Reduction in market liquidity"><v s="FSS_2021SPRING_C5_S2">0.36</v><v s="FSS_2021SPRING_C5_S4">0.55</v><v s="FSS_2021SPRING_C5_S1">0.46</v><v s="FSS_2021SPRING_C5_S3">0.43</v></o>
<o k="Drops in equity or bond prices"><v s="FSS_2021SPRING_C5_S4">0.52</v><v s="FSS_2021SPRING_C5_S2">0.13</v><v s="FSS_2021SPRING_C5_S3">0.48</v><v s="FSS_2021SPRING_C5_S1">0.36</v></o>
<o k="Rising interest rates"><v s="FSS_2021SPRING_C5_S3">0.00</v><v s="FSS_2021SPRING_C5_S4">0.03</v><v s="FSS_2021SPRING_C5_S2">0.04</v><v s="FSS_2021SPRING_C5_S1">0.30</v></o>
<o k="Rapid increase in inflation"><v s="FSS_2021SPRING_C5_S3">0.05</v><v s="FSS_2021SPRING_C5_S1">0.30</v><v s="FSS_2021SPRING_C5_S2">0.06</v><v s="FSS_2021SPRING_C5_S4">0.06</v></o>
<o k="COVID-19"><v s="FSS_2021SPRING_C5_S3">0.00</v><v s="FSS_2021SPRING_C5_S4">0.00</v><v s="FSS_2021SPRING_C5_S2">0.43</v><v s="FSS_2021SPRING_C5_S1">0.29</v></o>
<o k="Rising defaults in the household/corporate sector"><v s="FSS_2021SPRING_C5_S3">0.28</v><v s="FSS_2021SPRING_C5_S4">0.18</v><v s="FSS_2021SPRING_C5_S2">0.62</v><v s="FSS_2021SPRING_C5_S1">0.27</v></o>
<o k="Failure to deliver on key projects or programs"><v s="FSS_2021SPRING_C5_S4">0.06</v><v s="FSS_2021SPRING_C5_S3">0.23</v><v s="FSS_2021SPRING_C5_S2">0.06</v><v s="FSS_2021SPRING_C5_S1">0.21</v></o>
<o k="Disruptions in information technology infrastructures"><v s="FSS_2021SPRING_C5_S4">0.15</v><v s="FSS_2021SPRING_C5_S3">0.00</v><v s="FSS_2021SPRING_C5_S2">0.43</v><v s="FSS_2021SPRING_C5_S1">0.20</v></o>
</observations>
</data>