Change in short- and medium-term risk of a shock that could impair the financial system https://www.bankofcanada.ca/?p=223702 Short-term (less than 1 year) Medium-term (1 to 3 years) 0.380.56 0.200.39 0.320.38 0.450.79 1.111.04 -0.110.34 -0.25-0.02