<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Financial System Survey highlights—Autumn 2021</label>
    <description><![CDATA[Financial System Survey highlights—Autumn 2021]]></description>
    <link></link>
</groupDetail>
<seriesDetail>
<series id="FSS_2021FALL_C1A_S1">
<label>Short-term (less than 1 year)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C1A_S2">
<label>Medium-term (1 to 3 years)</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C1_S1">
<label>Not at all likely</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C1_S2">
<label>Slightly likely</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C1_S3">
<label>Somewhat likely</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C1_S4">
<label>Moderately likely</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C1_S5">
<label>Extremely likely</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C1_S6">
<label>Risk index</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C2_S1">
<label>Not at all confident</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C2_S2">
<label>Not very confident</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C2_S3">
<label>Fairly confident</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C2_S4">
<label>Very confident</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C2_S5">
<label>Completely confident</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C2_S6">
<label>Confidence Index</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C3_S1">
<label>Autumn 2021</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C3_S2">
<label>Spring 2021</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C3_S3">
<label>Autumn 2020</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C3_S4">
<label>Autumn 2019</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C4_S1">
<label>Asset managers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C4_S2">
<label>Pension funds</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C4_S3">
<label>Insurers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C4_S4">
<label>Broker-dealers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C4_S5">
<label>Banks</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C4_S6">
<label>Others</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C5_S1">
<label>Asset managers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C5_S2">
<label>Pension funds</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C5_S3">
<label>Insurers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C5_S4">
<label>Broker-dealers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C5_S5">
<label>Banks</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C5_S6">
<label>Others</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C6_S1">
<label>Asset managers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C6_S2">
<label>Pension funds</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C6_S3">
<label>Insurers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C6_S4">
<label>Broker-dealers</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C6_S5">
<label>Banks</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
<series id="FSS_2021FALL_C6_S6">
<label>Others</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
</seriesDetail>
<observations>
<o k="Spring 2018"><v s="FSS_2021FALL_C1A_S1">0.38</v><v s="FSS_2021FALL_C1A_S2">0.56</v><v s="FSS_2021FALL_C2_S1">0</v><v s="FSS_2021FALL_C2_S2">9</v><v s="FSS_2021FALL_C2_S3">38</v><v s="FSS_2021FALL_C2_S4">48</v><v s="FSS_2021FALL_C2_S5">5</v><v s="FSS_2021FALL_C2_S6">2.48</v></o>
<o k="Autumn 2018"><v s="FSS_2021FALL_C1A_S1">0.20</v><v s="FSS_2021FALL_C1A_S2">0.39</v><v s="FSS_2021FALL_C2_S1">0</v><v s="FSS_2021FALL_C2_S2">5</v><v s="FSS_2021FALL_C2_S3">41</v><v s="FSS_2021FALL_C2_S4">49</v><v s="FSS_2021FALL_C2_S5">5</v><v s="FSS_2021FALL_C2_S6">2.54</v></o>
<o k="Spring 2019"><v s="FSS_2021FALL_C1A_S1">0.32</v><v s="FSS_2021FALL_C1A_S2">0.38</v><v s="FSS_2021FALL_C2_S1">0</v><v s="FSS_2021FALL_C2_S2">5</v><v s="FSS_2021FALL_C2_S3">41</v><v s="FSS_2021FALL_C2_S4">43</v><v s="FSS_2021FALL_C2_S5">11</v><v s="FSS_2021FALL_C2_S6">2.59</v></o>
<o k="Autumn 2019"><v s="FSS_2021FALL_C1A_S1">0.45</v><v s="FSS_2021FALL_C1A_S2">0.79</v><v s="FSS_2021FALL_C2_S1">0</v><v s="FSS_2021FALL_C2_S2">0</v><v s="FSS_2021FALL_C2_S3">49</v><v s="FSS_2021FALL_C2_S4">49</v><v s="FSS_2021FALL_C2_S5">2</v><v s="FSS_2021FALL_C2_S6">2.53</v></o>
<o k="Autumn 2020"><v s="FSS_2021FALL_C1A_S1">1.11</v><v s="FSS_2021FALL_C1A_S2">1.04</v><v s="FSS_2021FALL_C2_S1">0</v><v s="FSS_2021FALL_C2_S2">2</v><v s="FSS_2021FALL_C2_S3">51</v><v s="FSS_2021FALL_C2_S4">40</v><v s="FSS_2021FALL_C2_S5">6</v><v s="FSS_2021FALL_C2_S6">2.51</v></o>
<o k="Spring 2021"><v s="FSS_2021FALL_C1A_S1">-0.11</v><v s="FSS_2021FALL_C1A_S2">0.34</v><v s="FSS_2021FALL_C2_S1">0</v><v s="FSS_2021FALL_C2_S2">4</v><v s="FSS_2021FALL_C2_S3">57</v><v s="FSS_2021FALL_C2_S4">38</v><v s="FSS_2021FALL_C2_S5">2</v><v s="FSS_2021FALL_C2_S6">2.38</v></o>
<o k="Autumn 2021"><v s="FSS_2021FALL_C1A_S1">-0.25</v><v s="FSS_2021FALL_C1A_S2">-0.02</v><v s="FSS_2021FALL_C2_S1">0</v><v s="FSS_2021FALL_C2_S2">3</v><v s="FSS_2021FALL_C2_S3">37</v><v s="FSS_2021FALL_C2_S4">48</v><v s="FSS_2021FALL_C2_S5">12</v><v s="FSS_2021FALL_C2_S6">2.68</v></o>
<o k="Short-term (<1 year)"><v s="FSS_2021FALL_C1_S1">35</v><v s="FSS_2021FALL_C1_S2">52</v><v s="FSS_2021FALL_C1_S3">10</v><v s="FSS_2021FALL_C1_S4">3</v><v s="FSS_2021FALL_C1_S5">0</v><v s="FSS_2021FALL_C1_S6">0.82</v></o>
<o k="Medium-term (1 to 3 years)"><v s="FSS_2021FALL_C1_S1">13</v><v s="FSS_2021FALL_C1_S2">48</v><v s="FSS_2021FALL_C1_S3">25</v><v s="FSS_2021FALL_C1_S4">12</v><v s="FSS_2021FALL_C1_S5">2</v><v s="FSS_2021FALL_C1_S6">1.40</v></o>
<o k="External risks"><v s="FSS_2021FALL_C3_S1">1.30</v><v s="FSS_2021FALL_C3_S2">1.02</v><v s="FSS_2021FALL_C3_S3">0.66</v><v s="FSS_2021FALL_C3_S4">1.03</v></o>
<o k="Asset pricing risks"><v s="FSS_2021FALL_C3_S1">0.92</v><v s="FSS_2021FALL_C3_S2">0.39</v><v s="FSS_2021FALL_C3_S3">0.13</v><v s="FSS_2021FALL_C3_S4">0.48</v></o>
<o k="Domestic fiscal and monetary policy risks"><v s="FSS_2021FALL_C3_S1">0.60</v><v s="FSS_2021FALL_C3_S2">0.65</v><v s="FSS_2021FALL_C3_S3">0.60</v><v s="FSS_2021FALL_C3_S4">0.45</v></o>
<o k="Domestic macroeconomic risks"><v s="FSS_2021FALL_C3_S1">0.60</v><v s="FSS_2021FALL_C3_S2">0.34</v><v s="FSS_2021FALL_C3_S3">0.28</v><v s="FSS_2021FALL_C3_S4">0.13</v></o>
<o k="Operational risks"><v s="FSS_2021FALL_C3_S1">0.40</v><v s="FSS_2021FALL_C3_S2">0.52</v><v s="FSS_2021FALL_C3_S3">0.51</v><v s="FSS_2021FALL_C3_S4">0.50</v></o>
<o k="Real estate sector risks"><v s="FSS_2021FALL_C3_S1">0.33</v><v s="FSS_2021FALL_C3_S2">0.75</v><v s="FSS_2021FALL_C3_S3">0.94</v><v s="FSS_2021FALL_C3_S4">0.40</v></o>
<o k="Climate/weather risks"><v s="FSS_2021FALL_C3_S1">0.30</v><v s="FSS_2021FALL_C3_S2">0.14</v><v s="FSS_2021FALL_C3_S3">0.15</v><v s="FSS_2021FALL_C3_S4">0.20</v></o>
<o k="Climate change/ESG"><v s="FSS_2021FALL_C4_S1">3</v><v s="FSS_2021FALL_C4_S2">3</v><v s="FSS_2021FALL_C4_S3">2</v><v s="FSS_2021FALL_C4_S4">1</v><v s="FSS_2021FALL_C4_S5">7</v><v s="FSS_2021FALL_C4_S6">2</v></o>
<o k="Higher inflation"><v s="FSS_2021FALL_C4_S1">7</v><v s="FSS_2021FALL_C4_S2">4</v><v s="FSS_2021FALL_C4_S3">1</v><v s="FSS_2021FALL_C4_S4">1</v><v s="FSS_2021FALL_C4_S5">3</v><v s="FSS_2021FALL_C4_S6">1</v></o>
<o k="Cyber risks"><v s="FSS_2021FALL_C4_S1">5</v><v s="FSS_2021FALL_C4_S2">4</v><v s="FSS_2021FALL_C4_S3">2</v><v s="FSS_2021FALL_C4_S5">3</v><v s="FSS_2021FALL_C4_S6">1</v></o>
<o k="Back to office/Talent retention"><v s="FSS_2021FALL_C4_S1">2</v><v s="FSS_2021FALL_C4_S2">1</v><v s="FSS_2021FALL_C4_S3">2</v><v s="FSS_2021FALL_C4_S5">4</v><v s="FSS_2021FALL_C4_S6">3</v></o>
<o k="COVID-19"><v s="FSS_2021FALL_C4_S1">2</v><v s="FSS_2021FALL_C4_S2">1</v><v s="FSS_2021FALL_C4_S5">1</v><v s="FSS_2021FALL_C4_S6">5</v><v s="FSS_2021FALL_C6_S1">6</v><v s="FSS_2021FALL_C6_S2">2</v><v s="FSS_2021FALL_C6_S3">1</v><v s="FSS_2021FALL_C6_S4">2</v><v s="FSS_2021FALL_C6_S5">2</v><v s="FSS_2021FALL_C6_S6">5</v></o>
<o k="Digital currencies"><v s="FSS_2021FALL_C4_S1">2</v><v s="FSS_2021FALL_C4_S2">3</v><v s="FSS_2021FALL_C4_S5">2</v><v s="FSS_2021FALL_C4_S6">1</v></o>
<o k="Worsened materially"><v s="FSS_2021FALL_C5_S1">3.6</v><v s="FSS_2021FALL_C5_S2">1.8</v><v s="FSS_2021FALL_C5_S3">3.6</v><v s="FSS_2021FALL_C5_S4">0.0</v><v s="FSS_2021FALL_C5_S5">0.0</v><v s="FSS_2021FALL_C5_S6">0.0</v></o>
<o k="Worsened slightly"><v s="FSS_2021FALL_C5_S1">7.3</v><v s="FSS_2021FALL_C5_S2">10.9</v><v s="FSS_2021FALL_C5_S3">7.3</v><v s="FSS_2021FALL_C5_S4">7.3</v><v s="FSS_2021FALL_C5_S5">10.9</v><v s="FSS_2021FALL_C5_S6">1.8</v></o>
<o k="Unchanged"><v s="FSS_2021FALL_C5_S1">5.5</v><v s="FSS_2021FALL_C5_S2">1.8</v><v s="FSS_2021FALL_C5_S3">0.0</v><v s="FSS_2021FALL_C5_S4">0.0</v><v s="FSS_2021FALL_C5_S5">1.8</v><v s="FSS_2021FALL_C5_S6">9.1</v></o>
<o k="Improved slightly"><v s="FSS_2021FALL_C5_S1">7.3</v><v s="FSS_2021FALL_C5_S2">0.0</v><v s="FSS_2021FALL_C5_S3">0.0</v><v s="FSS_2021FALL_C5_S4">1.8</v><v s="FSS_2021FALL_C5_S5">1.8</v><v s="FSS_2021FALL_C5_S6">5.5</v></o>
<o k="Improved materially"><v s="FSS_2021FALL_C5_S1">5.5</v><v s="FSS_2021FALL_C5_S2">1.8</v><v s="FSS_2021FALL_C5_S3">0.0</v><v s="FSS_2021FALL_C5_S4">0.0</v><v s="FSS_2021FALL_C5_S5">0.0</v><v s="FSS_2021FALL_C5_S6">3.6</v></o>
<o k="High inflation"><v s="FSS_2021FALL_C6_S1">10</v><v s="FSS_2021FALL_C6_S2">7</v><v s="FSS_2021FALL_C6_S3">4</v><v s="FSS_2021FALL_C6_S4">1</v><v s="FSS_2021FALL_C6_S5">4</v><v s="FSS_2021FALL_C6_S6">3</v></o>
<o k="Rapidly rising interest rates"><v s="FSS_2021FALL_C6_S1">10</v><v s="FSS_2021FALL_C6_S2">5</v><v s="FSS_2021FALL_C6_S3">3</v><v s="FSS_2021FALL_C6_S4">1</v><v s="FSS_2021FALL_C6_S5">1</v><v s="FSS_2021FALL_C6_S6">5</v></o>
<o k="Geopolitical risk"><v s="FSS_2021FALL_C6_S1">4</v><v s="FSS_2021FALL_C6_S2">3</v><v s="FSS_2021FALL_C6_S3">3</v><v s="FSS_2021FALL_C6_S4">1</v><v s="FSS_2021FALL_C6_S5">4</v><v s="FSS_2021FALL_C6_S6">2</v></o>
<o k="Monetary policy error"><v s="FSS_2021FALL_C6_S1">4</v><v s="FSS_2021FALL_C6_S2">3</v><v s="FSS_2021FALL_C6_S3">2</v><v s="FSS_2021FALL_C6_S4">2</v></o>
<o k="Decline in global economic activity"><v s="FSS_2021FALL_C6_S1">7</v><v s="FSS_2021FALL_C6_S3">1</v><v s="FSS_2021FALL_C6_S5">1</v><v s="FSS_2021FALL_C6_S6">1</v></o>
<o k="Real estate crash"><v s="FSS_2021FALL_C6_S1">3</v><v s="FSS_2021FALL_C6_S5">2</v><v s="FSS_2021FALL_C6_S6">3</v></o>
</observations>
</data>