{ "terms": { "url": "https://www.bankofcanada.ca/terms/" }, "groupDetail": { "label": "Chart 6: Financial stress has largely stabilized for both mortgage holders and non-mortgage holders", "description": "Share of borrowers in arrears by 60 days or more on at least one credit product, seasonally adjusted, monthly data\n\nNote: To protect the privacy of Canadians, TransUnion did not provide any personal information to the Bank of Canada. The TransUnion dataset was anonymized, meaning it does not include information that identifies individual Canadians, such as names, social insurance numbers or addresses.\n\nSources: TransUnion and Bank of Canada calculations", "link": "https://www.bankofcanada.ca/?p=253365" }, "seriesDetail": { "FSR_2026_C6_S1": { "label": "Mortgage holders", "description": "Mortgage holders", "dimension": { "key": "d", "name": "Date" } }, "FSR_2026_C6_S2": { "label": "Non-mortgage holders", "description": "Non-mortgage holders", "dimension": { "key": "d", "name": "Date" } } }, "observations": [ { "d": "2015-01-01", "FSR_2026_C6_S1": { "v": "1.73" }, "FSR_2026_C6_S2": { "v": "2.16" } }, { "d": "2015-02-01", "FSR_2026_C6_S1": { "v": "1.71" }, "FSR_2026_C6_S2": { "v": "1.99" } }, { "d": "2015-03-01", "FSR_2026_C6_S1": { "v": "1.71" }, "FSR_2026_C6_S2": { "v": "1.99" } }, { "d": "2015-04-01", "FSR_2026_C6_S1": { "v": "1.73" }, "FSR_2026_C6_S2": { "v": "2.04" } }, { "d": "2015-05-01", "FSR_2026_C6_S1": { "v": "1.71" }, "FSR_2026_C6_S2": { "v": "1.99" } }, { "d": "2015-06-01", "FSR_2026_C6_S1": { "v": "1.70" }, "FSR_2026_C6_S2": { "v": "2.02" } }, { "d": "2015-07-01", "FSR_2026_C6_S1": { "v": "1.67" }, "FSR_2026_C6_S2": { "v": "2.02" } }, { "d": "2015-08-01", "FSR_2026_C6_S1": { "v": "1.66" }, "FSR_2026_C6_S2": { "v": "2.03" } }, { "d": "2015-09-01", "FSR_2026_C6_S1": { "v": "1.66" }, "FSR_2026_C6_S2": { "v": "2.07" } }, { "d": "2015-10-01", "FSR_2026_C6_S1": { "v": "1.62" }, "FSR_2026_C6_S2": { "v": "1.92" } }, { "d": "2015-11-01", "FSR_2026_C6_S1": { "v": "1.62" }, "FSR_2026_C6_S2": { "v": "1.92" } }, { "d": "2015-12-01", "FSR_2026_C6_S1": { "v": "1.61" }, "FSR_2026_C6_S2": { "v": "1.93" } }, { "d": "2016-01-01", "FSR_2026_C6_S1": { "v": "1.63" }, "FSR_2026_C6_S2": { "v": "1.96" } }, { "d": "2016-02-01", "FSR_2026_C6_S1": { "v": "1.69" }, "FSR_2026_C6_S2": { "v": "2.05" } }, { "d": "2016-03-01", "FSR_2026_C6_S1": { "v": "1.65" }, "FSR_2026_C6_S2": { "v": "2.04" } }, { "d": "2016-04-01", "FSR_2026_C6_S1": { "v": "1.65" }, "FSR_2026_C6_S2": { "v": "2.06" } }, { "d": "2016-05-01", "FSR_2026_C6_S1": { "v": "1.65" }, "FSR_2026_C6_S2": { "v": "2.08" } }, { "d": "2016-06-01", "FSR_2026_C6_S1": { "v": "1.64" }, "FSR_2026_C6_S2": { "v": "2.07" } }, { "d": "2016-07-01", "FSR_2026_C6_S1": { "v": "1.64" }, "FSR_2026_C6_S2": { "v": "2.04" } }, { "d": "2016-08-01", "FSR_2026_C6_S1": { "v": "1.65" }, "FSR_2026_C6_S2": { "v": "2.08" } }, { "d": "2016-09-01", "FSR_2026_C6_S1": { "v": "1.63" }, "FSR_2026_C6_S2": { "v": "2.06" } }, { "d": "2016-10-01", "FSR_2026_C6_S1": { "v": "1.64" }, "FSR_2026_C6_S2": { "v": "2.08" } }, { "d": "2016-11-01", "FSR_2026_C6_S1": { "v": "1.65" }, "FSR_2026_C6_S2": { "v": "2.10" } }, { "d": "2016-12-01", "FSR_2026_C6_S1": { "v": "1.66" }, "FSR_2026_C6_S2": { "v": "2.10" } }, { "d": "2017-01-01", "FSR_2026_C6_S1": { "v": "1.65" }, "FSR_2026_C6_S2": { "v": "2.12" } }, { "d": "2017-02-01", "FSR_2026_C6_S1": { "v": "1.64" }, "FSR_2026_C6_S2": { "v": "2.11" } }, { "d": "2017-03-01", "FSR_2026_C6_S1": { "v": "1.62" }, "FSR_2026_C6_S2": { "v": "2.10" } }, { "d": "2017-04-01", "FSR_2026_C6_S1": { "v": "1.62" }, "FSR_2026_C6_S2": { "v": "2.11" } }, { "d": "2017-05-01", "FSR_2026_C6_S1": { "v": "1.59" }, "FSR_2026_C6_S2": { "v": "2.12" } }, { "d": "2017-06-01", "FSR_2026_C6_S1": { "v": "1.58" }, "FSR_2026_C6_S2": { "v": "2.12" } }, { "d": "2017-07-01", "FSR_2026_C6_S1": { "v": "1.59" }, "FSR_2026_C6_S2": { "v": "2.12" } }, { "d": "2017-08-01", "FSR_2026_C6_S1": { "v": "1.59" }, "FSR_2026_C6_S2": { "v": "2.13" } }, { "d": "2017-09-01", "FSR_2026_C6_S1": { "v": "1.59" }, "FSR_2026_C6_S2": { "v": "2.13" } }, { "d": "2017-10-01", "FSR_2026_C6_S1": { "v": "1.60" }, "FSR_2026_C6_S2": { "v": "2.19" } }, { "d": "2017-11-01", "FSR_2026_C6_S1": { "v": "1.63" }, "FSR_2026_C6_S2": { "v": "2.26" } }, { "d": "2017-12-01", "FSR_2026_C6_S1": { "v": "1.60" }, "FSR_2026_C6_S2": { "v": "2.20" } }, { "d": "2018-01-01", "FSR_2026_C6_S1": { "v": "1.56" }, "FSR_2026_C6_S2": { "v": "2.16" } }, { "d": "2018-02-01", "FSR_2026_C6_S1": { "v": "1.54" }, "FSR_2026_C6_S2": { "v": "2.16" } }, { "d": "2018-03-01", "FSR_2026_C6_S1": { "v": "1.53" }, "FSR_2026_C6_S2": { "v": "2.17" } }, { "d": "2018-04-01", "FSR_2026_C6_S1": { "v": "1.50" }, "FSR_2026_C6_S2": { "v": "2.17" } }, { "d": "2018-05-01", "FSR_2026_C6_S1": { "v": "1.49" }, "FSR_2026_C6_S2": { "v": "2.19" } }, { "d": "2018-06-01", "FSR_2026_C6_S1": { "v": "1.50" }, "FSR_2026_C6_S2": { "v": "2.19" } }, { "d": "2018-07-01", "FSR_2026_C6_S1": { "v": "1.50" }, "FSR_2026_C6_S2": { "v": "2.20" } }, { "d": "2018-08-01", "FSR_2026_C6_S1": { "v": "1.50" }, "FSR_2026_C6_S2": { "v": "2.20" } }, { "d": "2018-09-01", "FSR_2026_C6_S1": { "v": "1.50" }, "FSR_2026_C6_S2": { "v": "2.20" } }, { "d": "2018-10-01", "FSR_2026_C6_S1": { "v": "1.49" }, "FSR_2026_C6_S2": { "v": "2.19" } }, { "d": "2018-11-01", "FSR_2026_C6_S1": { "v": "1.49" }, "FSR_2026_C6_S2": { "v": "2.19" } }, { "d": "2018-12-01", "FSR_2026_C6_S1": { "v": "1.48" }, "FSR_2026_C6_S2": { "v": "2.18" } }, { "d": "2019-01-01", "FSR_2026_C6_S1": { "v": "1.49" }, "FSR_2026_C6_S2": { "v": "2.22" } }, { "d": "2019-02-01", "FSR_2026_C6_S1": { "v": "1.49" }, "FSR_2026_C6_S2": { "v": "2.22" } }, { "d": "2019-03-01", "FSR_2026_C6_S1": { "v": "1.47" }, "FSR_2026_C6_S2": { "v": "2.22" } }, { "d": "2019-04-01", "FSR_2026_C6_S1": { "v": "1.50" }, "FSR_2026_C6_S2": { "v": "2.42" } }, { "d": "2019-05-01", "FSR_2026_C6_S1": { "v": "1.50" }, "FSR_2026_C6_S2": { "v": "2.46" } }, { "d": "2019-06-01", "FSR_2026_C6_S1": { "v": "1.57" }, "FSR_2026_C6_S2": { "v": "2.57" } }, { "d": "2019-07-01", "FSR_2026_C6_S1": { "v": "1.50" }, "FSR_2026_C6_S2": { "v": "2.29" } }, { "d": "2019-08-01", "FSR_2026_C6_S1": { "v": "1.42" }, "FSR_2026_C6_S2": { "v": "2.14" } }, { "d": "2019-09-01", "FSR_2026_C6_S1": { "v": "1.46" }, "FSR_2026_C6_S2": { "v": "2.16" } }, { "d": "2019-10-01", "FSR_2026_C6_S1": { "v": "1.48" }, "FSR_2026_C6_S2": { "v": "2.16" } }, { "d": "2019-11-01", "FSR_2026_C6_S1": { "v": "1.47" }, "FSR_2026_C6_S2": { "v": "2.17" } }, { "d": "2019-12-01", "FSR_2026_C6_S1": { "v": "1.44" }, "FSR_2026_C6_S2": { "v": "2.21" } }, { "d": "2020-01-01", "FSR_2026_C6_S1": { "v": "1.42" }, "FSR_2026_C6_S2": { "v": "2.21" } }, { "d": "2020-02-01", "FSR_2026_C6_S1": { "v": "1.43" }, "FSR_2026_C6_S2": { "v": "2.24" } }, { "d": "2020-03-01", "FSR_2026_C6_S1": { "v": "1.38" }, "FSR_2026_C6_S2": { "v": "2.14" } }, { "d": "2020-04-01", "FSR_2026_C6_S1": { "v": "1.48" }, "FSR_2026_C6_S2": { "v": "2.31" } }, { "d": "2020-05-01", "FSR_2026_C6_S1": { "v": "1.49" }, "FSR_2026_C6_S2": { "v": "2.31" } }, { "d": "2020-06-01", "FSR_2026_C6_S1": { "v": "1.48" }, "FSR_2026_C6_S2": { "v": "2.18" } }, { "d": "2020-07-15", "FSR_2026_C6_S1": { "v": "1.34" }, "FSR_2026_C6_S2": { "v": "1.87" } }, { "d": "2020-08-15", "FSR_2026_C6_S1": { "v": "1.26" }, "FSR_2026_C6_S2": { "v": "1.75" } }, { "d": "2020-09-15", "FSR_2026_C6_S1": { "v": "1.19" }, "FSR_2026_C6_S2": { "v": "1.65" } }, { "d": "2020-10-15", "FSR_2026_C6_S1": { "v": "1.13" }, "FSR_2026_C6_S2": { "v": "1.59" } }, { "d": "2020-11-15", "FSR_2026_C6_S1": { "v": "1.12" }, "FSR_2026_C6_S2": { "v": "1.65" } }, { "d": "2020-12-15", "FSR_2026_C6_S1": { "v": "1.11" }, "FSR_2026_C6_S2": { "v": "1.67" } }, { "d": "2021-01-15", "FSR_2026_C6_S1": { "v": "1.10" }, "FSR_2026_C6_S2": { "v": "1.70" } }, { "d": "2021-02-15", "FSR_2026_C6_S1": { "v": "1.05" }, "FSR_2026_C6_S2": { "v": "1.65" } }, { "d": "2021-03-15", "FSR_2026_C6_S1": { "v": "1.01" }, "FSR_2026_C6_S2": { "v": "1.62" } }, { "d": "2021-04-15", "FSR_2026_C6_S1": { "v": "0.96" }, "FSR_2026_C6_S2": { "v": "1.58" } }, { "d": "2021-05-15", "FSR_2026_C6_S1": { "v": "0.95" }, "FSR_2026_C6_S2": { "v": "1.61" } }, { "d": "2021-06-15", "FSR_2026_C6_S1": { "v": "0.92" }, "FSR_2026_C6_S2": { "v": "1.59" } }, { "d": "2021-07-15", "FSR_2026_C6_S1": { "v": "0.90" }, "FSR_2026_C6_S2": { "v": "1.58" } }, { "d": "2021-08-15", "FSR_2026_C6_S1": { "v": "0.90" }, "FSR_2026_C6_S2": { "v": "1.60" } }, { "d": "2021-09-15", "FSR_2026_C6_S1": { "v": "0.91" }, "FSR_2026_C6_S2": { "v": "1.61" } }, { "d": "2021-10-15", "FSR_2026_C6_S1": { "v": "0.89" }, "FSR_2026_C6_S2": { "v": "1.63" } }, { "d": "2021-11-15", "FSR_2026_C6_S1": { "v": "0.88" }, "FSR_2026_C6_S2": { "v": "1.64" } }, { "d": "2021-12-15", "FSR_2026_C6_S1": { "v": "0.88" }, "FSR_2026_C6_S2": { "v": "1.66" } }, { "d": "2022-01-15", "FSR_2026_C6_S1": { "v": "0.88" }, "FSR_2026_C6_S2": { "v": "1.70" } }, { "d": "2022-02-15", "FSR_2026_C6_S1": { "v": "0.90" }, "FSR_2026_C6_S2": { "v": "1.78" } }, { "d": "2022-03-15", "FSR_2026_C6_S1": { "v": "0.89" }, "FSR_2026_C6_S2": { "v": "1.82" } }, { "d": "2022-04-15", "FSR_2026_C6_S1": { "v": "0.88" }, "FSR_2026_C6_S2": { "v": "1.83" } }, { "d": "2022-05-15", "FSR_2026_C6_S1": { "v": "0.87" }, "FSR_2026_C6_S2": { "v": "1.82" } }, { "d": "2022-06-15", "FSR_2026_C6_S1": { "v": "0.89" }, "FSR_2026_C6_S2": { "v": "1.86" } }, { "d": "2022-07-15", "FSR_2026_C6_S1": { "v": "0.92" }, "FSR_2026_C6_S2": { "v": "1.90" } }, { "d": "2022-08-15", "FSR_2026_C6_S1": { "v": "0.92" }, "FSR_2026_C6_S2": { "v": "1.93" } }, { "d": "2022-09-15", "FSR_2026_C6_S1": { "v": "0.93" }, "FSR_2026_C6_S2": { "v": "1.96" } }, { "d": "2022-10-15", "FSR_2026_C6_S1": { "v": "0.94" }, "FSR_2026_C6_S2": { "v": "1.99" } }, { "d": "2022-11-15", "FSR_2026_C6_S1": { "v": "0.95" }, "FSR_2026_C6_S2": { "v": "2.00" } }, { "d": "2022-12-15", "FSR_2026_C6_S1": { "v": "0.96" }, "FSR_2026_C6_S2": { "v": "2.00" } }, { "d": "2023-01-15", "FSR_2026_C6_S1": { "v": "0.95" }, "FSR_2026_C6_S2": { "v": "1.99" } }, { "d": "2023-02-15", "FSR_2026_C6_S1": { "v": "0.96" }, "FSR_2026_C6_S2": { "v": "1.99" } }, { "d": "2023-03-15", "FSR_2026_C6_S1": { "v": "0.97" }, "FSR_2026_C6_S2": { "v": "2.02" } }, { "d": "2023-04-15", "FSR_2026_C6_S1": { "v": "0.98" }, "FSR_2026_C6_S2": { "v": "2.03" } }, { "d": "2023-05-15", "FSR_2026_C6_S1": { "v": "0.98" }, "FSR_2026_C6_S2": { "v": "2.05" } }, { "d": "2023-06-15", "FSR_2026_C6_S1": { "v": "0.99" }, "FSR_2026_C6_S2": { "v": "2.08" } }, { "d": "2023-07-15", "FSR_2026_C6_S1": { "v": "1.01" }, "FSR_2026_C6_S2": { "v": "2.13" } }, { "d": "2023-08-15", "FSR_2026_C6_S1": { "v": "1.02" }, "FSR_2026_C6_S2": { "v": "2.13" } }, { "d": "2023-09-15", "FSR_2026_C6_S1": { "v": "1.04" }, "FSR_2026_C6_S2": { "v": "2.14" } }, { "d": "2023-10-15", "FSR_2026_C6_S1": { "v": "1.04" }, "FSR_2026_C6_S2": { "v": "2.14" } }, { "d": "2023-11-15", "FSR_2026_C6_S1": { "v": "1.06" }, "FSR_2026_C6_S2": { "v": "2.17" } }, { "d": "2023-12-15", "FSR_2026_C6_S1": { "v": "1.07" }, "FSR_2026_C6_S2": { "v": "2.19" } }, { "d": "2024-01-15", "FSR_2026_C6_S1": { "v": "1.09" }, "FSR_2026_C6_S2": { "v": "2.23" } }, { "d": "2024-02-15", "FSR_2026_C6_S1": { "v": "1.11" }, "FSR_2026_C6_S2": { "v": "2.24" } }, { "d": "2024-03-15", "FSR_2026_C6_S1": { "v": "1.12" }, "FSR_2026_C6_S2": { "v": "2.25" } }, { "d": "2024-04-15", "FSR_2026_C6_S1": { "v": "1.13" }, "FSR_2026_C6_S2": { "v": "2.25" } }, { "d": "2024-05-15", "FSR_2026_C6_S1": { "v": "1.14" }, "FSR_2026_C6_S2": { "v": "2.29" } }, { "d": "2024-06-15", "FSR_2026_C6_S1": { "v": "1.17" }, "FSR_2026_C6_S2": { "v": "2.34" } }, { "d": "2024-07-15", "FSR_2026_C6_S1": { "v": "1.17" }, "FSR_2026_C6_S2": { "v": "2.34" } }, { "d": "2024-08-15", "FSR_2026_C6_S1": { "v": "1.17" }, "FSR_2026_C6_S2": { "v": "2.35" } }, { "d": "2024-09-15", "FSR_2026_C6_S1": { "v": "1.19" }, "FSR_2026_C6_S2": { "v": "2.39" } }, { "d": "2024-10-15", "FSR_2026_C6_S1": { "v": "1.19" }, "FSR_2026_C6_S2": { "v": "2.40" } }, { "d": "2024-11-15", "FSR_2026_C6_S1": { "v": "1.19" }, "FSR_2026_C6_S2": { "v": "2.42" } }, { "d": "2024-12-15", "FSR_2026_C6_S1": { "v": "1.17" }, "FSR_2026_C6_S2": { "v": "2.38" } }, { "d": "2025-01-15", "FSR_2026_C6_S1": { "v": "1.22" }, "FSR_2026_C6_S2": { "v": "2.44" } }, { "d": "2025-02-15", "FSR_2026_C6_S1": { "v": "1.24" }, "FSR_2026_C6_S2": { "v": "2.47" } }, { "d": "2025-03-15", "FSR_2026_C6_S1": { "v": "1.23" }, "FSR_2026_C6_S2": { "v": "2.48" } }, { "d": "2025-04-15", "FSR_2026_C6_S1": { "v": "1.22" }, "FSR_2026_C6_S2": { "v": "2.46" } }, { "d": "2025-05-15", "FSR_2026_C6_S1": { "v": "1.22" }, "FSR_2026_C6_S2": { "v": "2.47" } }, { "d": "2025-06-15", "FSR_2026_C6_S1": { "v": "1.21" }, "FSR_2026_C6_S2": { "v": "2.44" } }, { "d": "2025-07-15", "FSR_2026_C6_S1": { "v": "1.21" }, "FSR_2026_C6_S2": { "v": "2.43" } }, { "d": "2025-08-15", "FSR_2026_C6_S1": { "v": "1.22" }, "FSR_2026_C6_S2": { "v": "2.45" } }, { "d": "2025-09-15", "FSR_2026_C6_S1": { "v": "1.22" }, "FSR_2026_C6_S2": { "v": "2.43" } }, { "d": "2025-10-15", "FSR_2026_C6_S1": { "v": "1.24" }, "FSR_2026_C6_S2": { "v": "2.47" } }, { "d": "2025-11-15", "FSR_2026_C6_S1": { "v": "1.25" }, "FSR_2026_C6_S2": { "v": "2.47" } }, { "d": "2025-12-15", "FSR_2026_C6_S1": { "v": "1.25" }, "FSR_2026_C6_S2": { "v": "2.49" } }, { "d": "2026-01-15", "FSR_2026_C6_S1": { "v": "1.25" }, "FSR_2026_C6_S2": { "v": "2.50" } }, { "d": "2026-02-15", "FSR_2026_C6_S1": { "v": "1.24" }, "FSR_2026_C6_S2": { "v": "2.48" } }, { "d": "2026-03-15", "FSR_2026_C6_S1": { "v": "1.25" }, "FSR_2026_C6_S2": { "v": "2.48" } }, { "d": "2026-04-15", "FSR_2026_C6_S1": { "v": "1.27" }, "FSR_2026_C6_S2": { "v": "2.54" } } ] }