Chart 5: High indebtedness remains a vulnerability, somewhat offset by rising net worth https://www.bankofcanada.ca/?p=253365 Ratio of debt to disposable income (left scale) Ratio of debt to disposable income (left scale) Ratio of debt to net worth (right scale) Ratio of debt to net worth (right scale) 89.5716.81 93.9717.46 92.4317.58 92.3417.56 92.4517.15 95.0517.33 94.8817.47 95.1017.30 96.8817.02 96.2116.99 94.4416.93 97.1916.95 97.3716.67 95.0916.61 98.9216.46 100.7216.29 100.2716.10 99.9416.24 101.4716.16 102.0616.36 102.6716.26 102.8316.27 104.5916.40 104.7916.30 105.2416.08 106.5516.13 107.4016.07 107.8015.88 108.7015.93 109.7315.82 108.7715.85 109.6215.94 111.2015.84 112.7416.09 111.8316.93 111.9416.60 112.5616.92 112.6616.95 112.3916.94 112.8916.47 114.0416.31 113.4216.20 112.7616.36 112.2316.95 109.9017.26 113.6317.39 112.4317.99 113.1917.65 113.5517.44 115.8018.15 115.9118.71 117.0318.69 116.9819.00 119.7818.89 122.2619.09 123.6118.84 124.9818.71 125.7619.11 127.2519.50 130.0220.01 134.3519.74 134.5119.74 136.8919.77 137.6319.94 137.0219.39 139.7319.66 139.4719.91 140.9419.81 142.3019.63 147.1719.91 150.6120.38 152.0920.84 152.7320.81 153.7520.71 154.0722.33 156.9323.32 160.2423.83 162.4923.12 162.3222.77 163.6222.90 161.8922.60 166.7523.12 166.1822.68 165.8922.38 167.3922.08 169.6122.30 170.2622.85 168.9122.59 169.2222.07 170.3522.17 170.0022.05 170.5521.87 168.5621.44 169.4621.70 170.2321.68 170.0121.23 170.6520.69 171.5420.48 170.8620.61 172.3220.53 170.7720.01 171.8420.33 172.9220.75 175.0820.48 182.2720.37 181.7720.21 181.9520.00 182.3319.96 184.5519.38 183.8319.69 181.9519.90 182.0719.75 184.2119.56 185.8719.75 186.7219.95 185.2620.39 185.8719.81 184.1319.66 184.0019.63 182.9019.43 182.3919.99 166.2319.04 175.8718.65 180.1617.85 175.8416.88 180.6616.92 182.6816.81 187.8516.17 186.8316.26 187.6817.92 188.2218.61 183.8618.55 186.1317.75 183.8117.71 180.6918.28 179.9318.15 179.6617.49 176.7717.62 174.1317.59 174.7817.59 175.0317.48 176.1617.54 176.2817.40 177.1817.36