<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Chart 1-B: In the FSAP risk scenario, capital ratios breach the domestic stability buffer but remain above the regulatory minimum</label>
    <description><![CDATA[Note: FSAP is the International Monetary Fund’s Financial Sector Assessment Program. The yellow horizontal line reflects the domestic stability buffer level that was effective in 2024Q4 and the level assumed in the FSAP risk scenario. The capital conservation buffer includes the additional surcharge of 1% for domestic systemically important banks.

Sources: Regulatory filings of Canadian banks and Bank of Canada calculations]]></description>
    <link>https://www.bankofcanada.ca/?p=245718</link>
</groupDetail>
<seriesDetail>
<series id="FSR_2025_C1B_S1">
<label>CET1 capital ratio</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="FSR_2025_C1B_S2">
<label>Domestic stability buffer</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="FSR_2025_C1B_S3">
<label>Capital conservation buffer</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="FSR_2025_C1B_S4">
<label>Regulatory minimum</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
</seriesDetail>
<observations>
<o d="2024-01-01"><v s="FSR_2025_C1B_S1">13.62</v><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S2">11.50</v></o>
<o d="2024-04-01"><v s="FSR_2025_C1B_S1">13.11</v><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S2">11.50</v></o>
<o d="2024-07-01"><v s="FSR_2025_C1B_S2">11.50</v><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S1">13.09</v><v s="FSR_2025_C1B_S3">8.00</v></o>
<o d="2024-10-01"><v s="FSR_2025_C1B_S1">13.26</v><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S2">11.50</v><v s="FSR_2025_C1B_S3">8.00</v></o>
<o d="2025-01-01"><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S2">11.50</v><v s="FSR_2025_C1B_S1">11.79</v></o>
<o d="2025-04-01"><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S2">11.50</v><v s="FSR_2025_C1B_S1">10.93</v></o>
<o d="2025-07-01"><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S2">11.50</v><v s="FSR_2025_C1B_S1">10.59</v><v s="FSR_2025_C1B_S4">4.50</v></o>
<o d="2025-10-01"><v s="FSR_2025_C1B_S2">11.50</v><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S1">10.80</v><v s="FSR_2025_C1B_S4">4.50</v></o>
<o d="2026-01-01"><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S2">11.50</v><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S1">10.43</v></o>
<o d="2026-04-01"><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S1">10.53</v><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S2">11.50</v></o>
<o d="2026-07-01"><v s="FSR_2025_C1B_S1">10.55</v><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S2">11.50</v></o>
<o d="2026-10-01"><v s="FSR_2025_C1B_S1">10.55</v><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S2">11.50</v></o>
<o d="2027-01-01"><v s="FSR_2025_C1B_S2">11.50</v><v s="FSR_2025_C1B_S1">10.50</v><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S3">8.00</v></o>
<o d="2027-04-01"><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S1">10.57</v><v s="FSR_2025_C1B_S2">11.50</v></o>
<o d="2027-07-01"><v s="FSR_2025_C1B_S2">11.50</v><v s="FSR_2025_C1B_S4">4.50</v><v s="FSR_2025_C1B_S1">10.64</v><v s="FSR_2025_C1B_S3">8.00</v></o>
<o d="2027-10-01"><v s="FSR_2025_C1B_S1">10.74</v><v s="FSR_2025_C1B_S3">8.00</v><v s="FSR_2025_C1B_S2">11.50</v><v s="FSR_2025_C1B_S4">4.50</v></o>
</observations>
</data>