<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Chart 1-A: Estimated credit loss rates in the FSAP risk scenario are highest for credit cards and business credit products</label>
    <description><![CDATA[3-year cumulative provision for credit losses as a percentage of initial loan balances, by product line

Note: FSAP is the International Monetary Fund’s Financial Sector Assessment Program.

Source: Bank of Canada calculations]]></description>
    <link>https://www.bankofcanada.ca/?p=245718</link>
</groupDetail>
<seriesDetail>
<series id="FSR_2025_C1A_S1">
<label>Domestic systemically important banks only</label>
<description></description>
<dimension key="k" name="Category"/>
</series>
</seriesDetail>
<observations>
<o k="Uninsured mortgages and home equity lines of credit"><v s="FSR_2025_C1A_S1">0.24</v></o>
<o k="Credit cards"><v s="FSR_2025_C1A_S1">17.21</v></o>
<o k="Other consumer lending"><v s="FSR_2025_C1A_S1">4.54</v></o>
<o k="Business credit (excluding commercial real estate loans)"><v s="FSR_2025_C1A_S1">7.04</v></o>
<o k="Commercial real estate loans"><v s="FSR_2025_C1A_S1">7.28</v></o>
</observations>
</data>