Households without a mortgage have increased their reliance on credit card debt over the past 12 months https://www.bankofcanada.ca/?p=238471 Share of consumers carrying an outstanding credit card balance (left scale) Among consumers carrying an outstanding credit card balance, share whose balance represents 80% or more of their borrowing limit (right scale) 43.6519.99 42.7421.08 43.1621.16 43.2621.09 43.1921.42 43.2821.59 43.4620.75 44.3019.89 44.1518.66 43.5821.14 43.2621.12 43.4421.27 43.4321.45 43.4021.33 43.2621.37 43.4621.66 43.3221.79 43.0921.94 43.1022.23 43.0621.59 43.1821.83 43.2621.72 43.8621.83 44.2021.64 43.9021.51 43.8221.33 43.5421.68 43.8821.69 43.9221.83 44.1522.15 43.7022.41 43.5022.77 43.6922.56 45.1622.89 45.2022.40 45.4922.21 44.9522.28 44.9222.36 44.9122.63 45.8522.89 45.7123.10 45.6323.17 45.4723.15 45.5223.75 45.7622.98 45.6822.83 45.6622.91 46.3223.10 45.2523.12 43.7222.79 44.2323.01 44.8921.18 43.3620.01 43.0218.51 43.3719.65 43.1219.64 42.9320.00 42.2720.07 42.6420.23 42.7220.22 40.1319.99 39.7019.33 42.3620.35 43.4620.29 42.5620.13 42.1819.94 42.2920.83 42.8219.59 42.8419.30 42.3120.28 43.3520.74 43.3220.41 40.9720.71 41.7420.77 43.2320.51 43.3521.30 43.0121.70 43.1322.04 42.7722.01 42.8422.36 42.8822.19 42.9421.82 43.5021.40 43.2121.89 42.5521.84 42.7421.95 43.2422.04 43.7822.09 43.7722.64 43.5923.34 43.4722.76 43.6022.78 43.8722.78 44.0322.62 44.1622.48 44.2022.61 43.8122.67 43.7522.99 45.6823.03