{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "To date, about one-third of mortgages have had their payments increase, and this share will rise to nearly all mortgages over the next three years",
        "description": "Cumulative share (by count) of mortgages subject to a payment increase (relative to the payment in February 2022)\n\nThe mortgage rates used to calculate this chart are consistent with market expectations (see Box 1).\n\nRegulatory filings of Canadian banks and Bank of Canada calculations",
        "link": "https://www.bankofcanada.ca/?p=233304"
    },
    "seriesDetail": {
        "FSR_2023_C12_S1": {
            "label": "Variable-rate mortgages with variable payments",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSR_2023_C12_S2": {
            "label": "Variable-rate mortgages with fixed payments",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSR_2023_C12_S3": {
            "label": "Fixed-rate mortgages with a term of less than 5 years",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSR_2023_C12_S4": {
            "label": "Fixed-rate mortgages with a term of 5 years or more",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSR_2023_C12_S5": {
            "label": "All mortgages",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        }
    },
    "observations": [
        {
            "k": "Reference: stock of mortgages (February 2023)",
            "FSR_2023_C12_S1": {
                "v": "9.0"
            },
            "FSR_2023_C12_S2": {
                "v": "16.6"
            },
            "FSR_2023_C12_S3": {
                "v": "24.5"
            },
            "FSR_2023_C12_S4": {
                "v": "49.9"
            }
        },
        {
            "k": "End of 2022",
            "FSR_2023_C12_S1": {
                "v": "9.0"
            },
            "FSR_2023_C12_S2": {
                "v": "4.4"
            },
            "FSR_2023_C12_S3": {
                "v": "7.4"
            },
            "FSR_2023_C12_S4": {
                "v": "7.4"
            },
            "FSR_2023_C12_S5": {
                "v": "28.2"
            }
        },
        {
            "k": "May 2023",
            "FSR_2023_C12_S1": {
                "v": "9.0"
            },
            "FSR_2023_C12_S2": {
                "v": "5.9"
            },
            "FSR_2023_C12_S3": {
                "v": "10.1"
            },
            "FSR_2023_C12_S4": {
                "v": "10.6"
            },
            "FSR_2023_C12_S5": {
                "v": "35.6"
            }
        },
        {
            "k": "End of 2023",
            "FSR_2023_C12_S1": {
                "v": "9.0"
            },
            "FSR_2023_C12_S2": {
                "v": "8.4"
            },
            "FSR_2023_C12_S3": {
                "v": "15.1"
            },
            "FSR_2023_C12_S4": {
                "v": "14.7"
            },
            "FSR_2023_C12_S5": {
                "v": "47.2"
            }
        },
        {
            "k": "End of 2024",
            "FSR_2023_C12_S1": {
                "v": "9.0"
            },
            "FSR_2023_C12_S2": {
                "v": "10.2"
            },
            "FSR_2023_C12_S3": {
                "v": "20.3"
            },
            "FSR_2023_C12_S4": {
                "v": "25.5"
            },
            "FSR_2023_C12_S5": {
                "v": "65.0"
            }
        },
        {
            "k": "End of 2025",
            "FSR_2023_C12_S1": {
                "v": "9.0"
            },
            "FSR_2023_C12_S2": {
                "v": "12.5"
            },
            "FSR_2023_C12_S3": {
                "v": "23.4"
            },
            "FSR_2023_C12_S4": {
                "v": "39.5"
            },
            "FSR_2023_C12_S5": {
                "v": "84.4"
            }
        },
        {
            "k": "End of 2026",
            "FSR_2023_C12_S1": {
                "v": "9.0"
            },
            "FSR_2023_C12_S2": {
                "v": "16.4"
            },
            "FSR_2023_C12_S3": {
                "v": "23.5"
            },
            "FSR_2023_C12_S4": {
                "v": "49.6"
            },
            "FSR_2023_C12_S5": {
                "v": "98.4"
            }
        }
    ]
}