An increasing share of households are stretching financially to purchase a house https://www.bankofcanada.ca/?p=226998 Loan-to-income ratio above 450% Loan-to-income ratio above 450% and a variable interest rate Loan-to-income ratio above 450%, a variable interest rate and an amortization period longer than 25 years 12.404.423.63 12.013.212.58 3.0313.232.36 3.4713.642.71 3.634.5613.95 3.594.5115.68 16.924.915.85 5.3016.624.50 3.6816.613.13 1.822.1316.68 1.922.2418.15 18.552.031.76 19.402.112.90 19.212.773.99 19.752.163.21 18.901.752.58 2.463.2717.07 5.5813.414.18 8.0814.225.82 4.435.5713.80 3.564.3213.98 1.812.1714.43 0.8416.161.07 0.7017.300.87 1.6618.082.10 4.685.9717.73 19.535.737.10 22.106.337.60 9.457.5323.33 13.7225.5310.63 16.4425.2512.30 16.6825.7213.13 18.3826.6714.91