{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "An increasing share of households are stretching financially to purchase a house",
        "description": "Share of low-ratio mortgage originations with specific vulnerability characteristics\n\nData include purchases and refinancing originated by federally regulated financial institutions. Low-ratio mortgages have a loan-to-value ratio of 80% or less.\n\nRegulatory filings of Canadian banks and Bank of Canada calculations",
        "link": "https://www.bankofcanada.ca/?p=226998"
    },
    "seriesDetail": {
        "FSR_2022_C5_S1": {
            "label": "Loan-to-income ratio above 450%",
            "description": "",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FSR_2022_C5_S2": {
            "label": "Loan-to-income ratio above 450% and a variable interest rate",
            "description": "",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FSR_2022_C5_S3": {
            "label": "Loan-to-income ratio above 450%, a variable interest rate and an amortization period longer than 25 years",
            "description": "",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        }
    },
    "observations": [
        {
            "d": "2014-01-01",
            "FSR_2022_C5_S1": {
                "v": "12.40"
            },
            "FSR_2022_C5_S2": {
                "v": "4.42"
            },
            "FSR_2022_C5_S3": {
                "v": "3.63"
            }
        },
        {
            "d": "2014-04-01",
            "FSR_2022_C5_S1": {
                "v": "12.01"
            },
            "FSR_2022_C5_S2": {
                "v": "3.21"
            },
            "FSR_2022_C5_S3": {
                "v": "2.58"
            }
        },
        {
            "d": "2014-07-01",
            "FSR_2022_C5_S2": {
                "v": "3.03"
            },
            "FSR_2022_C5_S1": {
                "v": "13.23"
            },
            "FSR_2022_C5_S3": {
                "v": "2.36"
            }
        },
        {
            "d": "2014-10-01",
            "FSR_2022_C5_S2": {
                "v": "3.47"
            },
            "FSR_2022_C5_S1": {
                "v": "13.64"
            },
            "FSR_2022_C5_S3": {
                "v": "2.71"
            }
        },
        {
            "d": "2015-01-01",
            "FSR_2022_C5_S3": {
                "v": "3.63"
            },
            "FSR_2022_C5_S2": {
                "v": "4.56"
            },
            "FSR_2022_C5_S1": {
                "v": "13.95"
            }
        },
        {
            "d": "2015-04-01",
            "FSR_2022_C5_S3": {
                "v": "3.59"
            },
            "FSR_2022_C5_S2": {
                "v": "4.51"
            },
            "FSR_2022_C5_S1": {
                "v": "15.68"
            }
        },
        {
            "d": "2015-07-01",
            "FSR_2022_C5_S1": {
                "v": "16.92"
            },
            "FSR_2022_C5_S3": {
                "v": "4.91"
            },
            "FSR_2022_C5_S2": {
                "v": "5.85"
            }
        },
        {
            "d": "2015-10-01",
            "FSR_2022_C5_S2": {
                "v": "5.30"
            },
            "FSR_2022_C5_S1": {
                "v": "16.62"
            },
            "FSR_2022_C5_S3": {
                "v": "4.50"
            }
        },
        {
            "d": "2016-01-01",
            "FSR_2022_C5_S2": {
                "v": "3.68"
            },
            "FSR_2022_C5_S1": {
                "v": "16.61"
            },
            "FSR_2022_C5_S3": {
                "v": "3.13"
            }
        },
        {
            "d": "2016-04-01",
            "FSR_2022_C5_S3": {
                "v": "1.82"
            },
            "FSR_2022_C5_S2": {
                "v": "2.13"
            },
            "FSR_2022_C5_S1": {
                "v": "16.68"
            }
        },
        {
            "d": "2016-07-01",
            "FSR_2022_C5_S3": {
                "v": "1.92"
            },
            "FSR_2022_C5_S2": {
                "v": "2.24"
            },
            "FSR_2022_C5_S1": {
                "v": "18.15"
            }
        },
        {
            "d": "2016-10-01",
            "FSR_2022_C5_S1": {
                "v": "18.55"
            },
            "FSR_2022_C5_S2": {
                "v": "2.03"
            },
            "FSR_2022_C5_S3": {
                "v": "1.76"
            }
        },
        {
            "d": "2017-01-01",
            "FSR_2022_C5_S1": {
                "v": "19.40"
            },
            "FSR_2022_C5_S3": {
                "v": "2.11"
            },
            "FSR_2022_C5_S2": {
                "v": "2.90"
            }
        },
        {
            "d": "2017-04-01",
            "FSR_2022_C5_S1": {
                "v": "19.21"
            },
            "FSR_2022_C5_S3": {
                "v": "2.77"
            },
            "FSR_2022_C5_S2": {
                "v": "3.99"
            }
        },
        {
            "d": "2017-07-01",
            "FSR_2022_C5_S1": {
                "v": "19.75"
            },
            "FSR_2022_C5_S3": {
                "v": "2.16"
            },
            "FSR_2022_C5_S2": {
                "v": "3.21"
            }
        },
        {
            "d": "2017-10-01",
            "FSR_2022_C5_S1": {
                "v": "18.90"
            },
            "FSR_2022_C5_S3": {
                "v": "1.75"
            },
            "FSR_2022_C5_S2": {
                "v": "2.58"
            }
        },
        {
            "d": "2018-01-01",
            "FSR_2022_C5_S3": {
                "v": "2.46"
            },
            "FSR_2022_C5_S2": {
                "v": "3.27"
            },
            "FSR_2022_C5_S1": {
                "v": "17.07"
            }
        },
        {
            "d": "2018-04-01",
            "FSR_2022_C5_S2": {
                "v": "5.58"
            },
            "FSR_2022_C5_S1": {
                "v": "13.41"
            },
            "FSR_2022_C5_S3": {
                "v": "4.18"
            }
        },
        {
            "d": "2018-07-01",
            "FSR_2022_C5_S2": {
                "v": "8.08"
            },
            "FSR_2022_C5_S1": {
                "v": "14.22"
            },
            "FSR_2022_C5_S3": {
                "v": "5.82"
            }
        },
        {
            "d": "2018-10-01",
            "FSR_2022_C5_S3": {
                "v": "4.43"
            },
            "FSR_2022_C5_S2": {
                "v": "5.57"
            },
            "FSR_2022_C5_S1": {
                "v": "13.80"
            }
        },
        {
            "d": "2019-01-01",
            "FSR_2022_C5_S3": {
                "v": "3.56"
            },
            "FSR_2022_C5_S2": {
                "v": "4.32"
            },
            "FSR_2022_C5_S1": {
                "v": "13.98"
            }
        },
        {
            "d": "2019-04-01",
            "FSR_2022_C5_S3": {
                "v": "1.81"
            },
            "FSR_2022_C5_S2": {
                "v": "2.17"
            },
            "FSR_2022_C5_S1": {
                "v": "14.43"
            }
        },
        {
            "d": "2019-07-01",
            "FSR_2022_C5_S3": {
                "v": "0.84"
            },
            "FSR_2022_C5_S1": {
                "v": "16.16"
            },
            "FSR_2022_C5_S2": {
                "v": "1.07"
            }
        },
        {
            "d": "2019-10-01",
            "FSR_2022_C5_S3": {
                "v": "0.70"
            },
            "FSR_2022_C5_S1": {
                "v": "17.30"
            },
            "FSR_2022_C5_S2": {
                "v": "0.87"
            }
        },
        {
            "d": "2020-01-01",
            "FSR_2022_C5_S3": {
                "v": "1.66"
            },
            "FSR_2022_C5_S1": {
                "v": "18.08"
            },
            "FSR_2022_C5_S2": {
                "v": "2.10"
            }
        },
        {
            "d": "2020-04-01",
            "FSR_2022_C5_S3": {
                "v": "4.68"
            },
            "FSR_2022_C5_S2": {
                "v": "5.97"
            },
            "FSR_2022_C5_S1": {
                "v": "17.73"
            }
        },
        {
            "d": "2020-07-01",
            "FSR_2022_C5_S1": {
                "v": "19.53"
            },
            "FSR_2022_C5_S3": {
                "v": "5.73"
            },
            "FSR_2022_C5_S2": {
                "v": "7.10"
            }
        },
        {
            "d": "2020-10-01",
            "FSR_2022_C5_S1": {
                "v": "22.10"
            },
            "FSR_2022_C5_S3": {
                "v": "6.33"
            },
            "FSR_2022_C5_S2": {
                "v": "7.60"
            }
        },
        {
            "d": "2021-01-01",
            "FSR_2022_C5_S2": {
                "v": "9.45"
            },
            "FSR_2022_C5_S3": {
                "v": "7.53"
            },
            "FSR_2022_C5_S1": {
                "v": "23.33"
            }
        },
        {
            "d": "2021-04-01",
            "FSR_2022_C5_S2": {
                "v": "13.72"
            },
            "FSR_2022_C5_S1": {
                "v": "25.53"
            },
            "FSR_2022_C5_S3": {
                "v": "10.63"
            }
        },
        {
            "d": "2021-07-01",
            "FSR_2022_C5_S2": {
                "v": "16.44"
            },
            "FSR_2022_C5_S1": {
                "v": "25.25"
            },
            "FSR_2022_C5_S3": {
                "v": "12.30"
            }
        },
        {
            "d": "2021-10-01",
            "FSR_2022_C5_S2": {
                "v": "16.68"
            },
            "FSR_2022_C5_S1": {
                "v": "25.72"
            },
            "FSR_2022_C5_S3": {
                "v": "13.13"
            }
        },
        {
            "d": "2022-01-01",
            "FSR_2022_C5_S2": {
                "v": "18.38"
            },
            "FSR_2022_C5_S1": {
                "v": "26.67"
            },
            "FSR_2022_C5_S3": {
                "v": "14.91"
            }
        }
    ]
}