{ "terms": { "url": "https://www.bankofcanada.ca/terms/" }, "groupDetail": { "label": "After being steady, the debt-service ratio has recently risen due to higher rates", "description": "Note: The debt-service ratio is the ratio of total obligated debt payments divided by disposable income for all households (including those without debt).\n\nSources: Statistics Canada and Bank of Canada calculations\n\nLast observation: 2018Q4", "link": "https://www.bankofcanada.ca/?p=205094" }, "seriesDetail": { "FSR_2019_C6_S00": { "label": "Debt-service ratio", "description": "%", "dimension": { "key": "d", "name": "Date" } }, "FSR_2019_C6_S01": { "label": "Effective interest rate", "description": "%", "dimension": { "key": "d", "name": "Date" } } }, "observations": [ { "d": "2000-03-31", "FSR_2019_C6_S00": { "v": "12.11" }, "FSR_2019_C6_S01": { "v": "8.03" } }, { "d": "2000-06-30", "FSR_2019_C6_S00": { "v": "12.23" }, "FSR_2019_C6_S01": { "v": "8.35" } }, { "d": "2000-09-30", "FSR_2019_C6_S00": { "v": "12.20" }, "FSR_2019_C6_S01": { "v": "8.37" } }, { "d": "2000-12-31", "FSR_2019_C6_S00": { "v": "12.20" }, "FSR_2019_C6_S01": { "v": "8.51" } }, { "d": "2001-03-31", "FSR_2019_C6_S00": { "v": "11.95" }, "FSR_2019_C6_S01": { "v": "8.48" } }, { "d": "2001-06-30", "FSR_2019_C6_S00": { "v": "12.17" }, "FSR_2019_C6_S01": { "v": "8.19" } }, { "d": "2001-09-30", "FSR_2019_C6_S00": { "v": "11.88" }, "FSR_2019_C6_S01": { "v": "7.84" } }, { "d": "2001-12-31", "FSR_2019_C6_S00": { "v": "11.66" }, "FSR_2019_C6_S01": { "v": "7.45" } }, { "d": "2002-03-31", "FSR_2019_C6_S00": { "v": "11.59" }, "FSR_2019_C6_S01": { "v": "7.02" } }, { "d": "2002-06-30", "FSR_2019_C6_S00": { "v": "11.71" }, "FSR_2019_C6_S01": { "v": "6.86" } }, { "d": "2002-09-30", "FSR_2019_C6_S00": { "v": "11.79" }, "FSR_2019_C6_S01": { "v": "6.90" } }, { "d": "2002-12-31", "FSR_2019_C6_S00": { "v": "11.84" }, "FSR_2019_C6_S01": { "v": "7.01" } }, { "d": "2003-03-31", "FSR_2019_C6_S00": { "v": "11.95" }, "FSR_2019_C6_S01": { "v": "6.81" } }, { "d": "2003-06-30", "FSR_2019_C6_S00": { "v": "12.23" }, "FSR_2019_C6_S01": { "v": "6.83" } }, { "d": "2003-09-30", "FSR_2019_C6_S00": { "v": "12.32" }, "FSR_2019_C6_S01": { "v": "6.86" } }, { "d": "2003-12-31", "FSR_2019_C6_S00": { "v": "12.36" }, "FSR_2019_C6_S01": { "v": "6.65" } }, { "d": "2004-03-31", "FSR_2019_C6_S00": { "v": "12.35" }, "FSR_2019_C6_S01": { "v": "6.63" } }, { "d": "2004-06-30", "FSR_2019_C6_S00": { "v": "12.24" }, "FSR_2019_C6_S01": { "v": "6.38" } }, { "d": "2004-09-30", "FSR_2019_C6_S00": { "v": "12.29" }, "FSR_2019_C6_S01": { "v": "6.24" } }, { "d": "2004-12-31", "FSR_2019_C6_S00": { "v": "12.55" }, "FSR_2019_C6_S01": { "v": "6.12" } }, { "d": "2005-03-31", "FSR_2019_C6_S00": { "v": "12.99" }, "FSR_2019_C6_S01": { "v": "6.19" } }, { "d": "2005-06-30", "FSR_2019_C6_S00": { "v": "12.97" }, "FSR_2019_C6_S01": { "v": "6.16" } }, { "d": "2005-09-30", "FSR_2019_C6_S00": { "v": "13.18" }, "FSR_2019_C6_S01": { "v": "6.13" } }, { "d": "2005-12-31", "FSR_2019_C6_S00": { "v": "13.38" }, "FSR_2019_C6_S01": { "v": "5.98" } }, { "d": "2006-03-31", "FSR_2019_C6_S00": { "v": "13.36" }, "FSR_2019_C6_S01": { "v": "6.28" } }, { "d": "2006-06-30", "FSR_2019_C6_S00": { "v": "13.81" }, "FSR_2019_C6_S01": { "v": "6.48" } }, { "d": "2006-09-30", "FSR_2019_C6_S00": { "v": "13.86" }, "FSR_2019_C6_S01": { "v": "6.62" } }, { "d": "2006-12-31", "FSR_2019_C6_S00": { "v": "13.94" }, "FSR_2019_C6_S01": { "v": "6.65" } }, { "d": "2007-03-31", "FSR_2019_C6_S00": { "v": "14.04" }, "FSR_2019_C6_S01": { "v": "6.63" } }, { "d": "2007-06-30", "FSR_2019_C6_S00": { "v": "14.42" }, "FSR_2019_C6_S01": { "v": "6.69" } }, { "d": "2007-09-30", "FSR_2019_C6_S00": { "v": "14.74" }, "FSR_2019_C6_S01": { "v": "6.69" } }, { "d": "2007-12-31", "FSR_2019_C6_S00": { "v": "14.88" }, "FSR_2019_C6_S01": { "v": "6.76" } }, { "d": "2008-03-31", "FSR_2019_C6_S00": { "v": "14.71" }, "FSR_2019_C6_S01": { "v": "6.60" } }, { "d": "2008-06-30", "FSR_2019_C6_S00": { "v": "14.57" }, "FSR_2019_C6_S01": { "v": "6.42" } }, { "d": "2008-09-30", "FSR_2019_C6_S00": { "v": "14.37" }, "FSR_2019_C6_S01": { "v": "6.28" } }, { "d": "2008-12-31", "FSR_2019_C6_S00": { "v": "14.27" }, "FSR_2019_C6_S01": { "v": "5.92" } }, { "d": "2009-03-31", "FSR_2019_C6_S00": { "v": "14.07" }, "FSR_2019_C6_S01": { "v": "5.56" } }, { "d": "2009-06-30", "FSR_2019_C6_S00": { "v": "13.97" }, "FSR_2019_C6_S01": { "v": "5.23" } }, { "d": "2009-09-30", "FSR_2019_C6_S00": { "v": "13.73" }, "FSR_2019_C6_S01": { "v": "5.12" } }, { "d": "2009-12-31", "FSR_2019_C6_S00": { "v": "13.69" }, "FSR_2019_C6_S01": { "v": "4.99" } }, { "d": "2010-03-31", "FSR_2019_C6_S00": { "v": "13.70" }, "FSR_2019_C6_S01": { "v": "4.95" } }, { "d": "2010-06-30", "FSR_2019_C6_S00": { "v": "14.02" }, "FSR_2019_C6_S01": { "v": "4.97" } }, { "d": "2010-09-30", "FSR_2019_C6_S00": { "v": "13.92" }, "FSR_2019_C6_S01": { "v": "4.89" } }, { "d": "2010-12-31", "FSR_2019_C6_S00": { "v": "13.90" }, "FSR_2019_C6_S01": { "v": "4.90" } }, { "d": "2011-03-31", "FSR_2019_C6_S00": { "v": "13.89" }, "FSR_2019_C6_S01": { "v": "4.98" } }, { "d": "2011-06-30", "FSR_2019_C6_S00": { "v": "13.96" }, "FSR_2019_C6_S01": { "v": "4.80" } }, { "d": "2011-09-30", "FSR_2019_C6_S00": { "v": "13.92" }, "FSR_2019_C6_S01": { "v": "4.76" } }, { "d": "2011-12-31", "FSR_2019_C6_S00": { "v": "13.80" }, "FSR_2019_C6_S01": { "v": "4.70" } }, { "d": "2012-03-31", "FSR_2019_C6_S00": { "v": "13.74" }, "FSR_2019_C6_S01": { "v": "4.63" } }, { "d": "2012-06-30", "FSR_2019_C6_S00": { "v": "13.80" }, "FSR_2019_C6_S01": { "v": "4.63" } }, { "d": "2012-09-30", "FSR_2019_C6_S00": { "v": "13.66" }, "FSR_2019_C6_S01": { "v": "4.58" } }, { "d": "2012-12-31", "FSR_2019_C6_S00": { "v": "13.65" }, "FSR_2019_C6_S01": { "v": "4.49" } }, { "d": "2013-03-31", "FSR_2019_C6_S00": { "v": "13.59" }, "FSR_2019_C6_S01": { "v": "4.49" } }, { "d": "2013-06-30", "FSR_2019_C6_S00": { "v": "13.63" }, "FSR_2019_C6_S01": { "v": "4.46" } }, { "d": "2013-09-30", "FSR_2019_C6_S00": { "v": "13.72" }, "FSR_2019_C6_S01": { "v": "4.47" } }, { "d": "2013-12-31", "FSR_2019_C6_S00": { "v": "13.65" }, "FSR_2019_C6_S01": { "v": "4.42" } }, { "d": "2014-03-31", "FSR_2019_C6_S00": { "v": "13.66" }, "FSR_2019_C6_S01": { "v": "4.37" } }, { "d": "2014-06-30", "FSR_2019_C6_S00": { "v": "13.72" }, "FSR_2019_C6_S01": { "v": "4.32" } }, { "d": "2014-09-30", "FSR_2019_C6_S00": { "v": "13.74" }, "FSR_2019_C6_S01": { "v": "4.30" } }, { "d": "2014-12-31", "FSR_2019_C6_S00": { "v": "13.93" }, "FSR_2019_C6_S01": { "v": "4.30" } }, { "d": "2015-03-31", "FSR_2019_C6_S00": { "v": "13.74" }, "FSR_2019_C6_S01": { "v": "4.24" } }, { "d": "2015-06-30", "FSR_2019_C6_S00": { "v": "13.71" }, "FSR_2019_C6_S01": { "v": "4.10" } }, { "d": "2015-09-30", "FSR_2019_C6_S00": { "v": "13.68" }, "FSR_2019_C6_S01": { "v": "4.07" } }, { "d": "2015-12-31", "FSR_2019_C6_S00": { "v": "13.70" }, "FSR_2019_C6_S01": { "v": "4.01" } }, { "d": "2016-03-31", "FSR_2019_C6_S00": { "v": "13.90" }, "FSR_2019_C6_S01": { "v": "3.99" } }, { "d": "2016-06-30", "FSR_2019_C6_S00": { "v": "14.00" }, "FSR_2019_C6_S01": { "v": "3.97" } }, { "d": "2016-09-30", "FSR_2019_C6_S00": { "v": "13.93" }, "FSR_2019_C6_S01": { "v": "3.89" } }, { "d": "2016-12-31", "FSR_2019_C6_S00": { "v": "13.90" }, "FSR_2019_C6_S01": { "v": "3.91" } }, { "d": "2017-03-31", "FSR_2019_C6_S00": { "v": "14.05" }, "FSR_2019_C6_S01": { "v": "3.91" } }, { "d": "2017-06-30", "FSR_2019_C6_S00": { "v": "14.07" }, "FSR_2019_C6_S01": { "v": "3.93" } }, { "d": "2017-09-30", "FSR_2019_C6_S00": { "v": "14.03" }, "FSR_2019_C6_S01": { "v": "3.96" } }, { "d": "2017-12-31", "FSR_2019_C6_S00": { "v": "14.10" }, "FSR_2019_C6_S01": { "v": "4.11" } }, { "d": "2018-03-31", "FSR_2019_C6_S00": { "v": "14.35" }, "FSR_2019_C6_S01": { "v": "4.16" } }, { "d": "2018-06-30", "FSR_2019_C6_S00": { "v": "14.46" }, "FSR_2019_C6_S01": { "v": "4.25" } }, { "d": "2018-09-30", "FSR_2019_C6_S00": { "v": "14.69" }, "FSR_2019_C6_S01": { "v": "4.35" } }, { "d": "2018-12-31", "FSR_2019_C6_S00": { "v": "14.87" }, "FSR_2019_C6_S01": { "v": "4.44" } } ] }