{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "The share of mortgages going to highly indebted households has stabilized at a lower level",
        "description": "Share of new mortgages with a loan-to-income greater than 450 per cent\n\nNotes: Data include purchases and refinances originated by federally regulated financial institutions. High-ratio mortgages have a loan-to-value ratio greater than 80 per cent and must be insured. Low-ratio mortgages have a loan-to-value ratio of 80 per cent or less. B-20 is the mortgage underwriting guideline for federally regulated lenders.\n\nSources: Department of Finance Canada, regulatory filings of Canadian banks and Bank of Canada calculations\n\nLast observation: 2018Q4",
        "link": "https://www.bankofcanada.ca/?p=205094"
    },
    "seriesDetail": {
        "FSR_2019_C5_S00": {
            "label": "High-ratio mortgages",
            "description": "%",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FSR_2019_C5_S01": {
            "label": "Low-ratio mortgages",
            "description": "%",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FSR_2019_C5_S02": {
            "label": "Total mortgages",
            "description": "%",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        }
    },
    "observations": [
        {
            "d": "2014-03-31",
            "FSR_2019_C5_S02": {
                "v": "12.72"
            },
            "FSR_2019_C5_S00": {
                "v": "11.67"
            },
            "FSR_2019_C5_S01": {
                "v": "12.96"
            }
        },
        {
            "d": "2014-06-30",
            "FSR_2019_C5_S00": {
                "v": "12.11"
            },
            "FSR_2019_C5_S01": {
                "v": "12.60"
            },
            "FSR_2019_C5_S02": {
                "v": "12.50"
            }
        },
        {
            "d": "2014-09-30",
            "FSR_2019_C5_S01": {
                "v": "13.86"
            },
            "FSR_2019_C5_S00": {
                "v": "14.90"
            },
            "FSR_2019_C5_S02": {
                "v": "14.09"
            }
        },
        {
            "d": "2014-12-31",
            "FSR_2019_C5_S00": {
                "v": "15.64"
            },
            "FSR_2019_C5_S01": {
                "v": "14.16"
            },
            "FSR_2019_C5_S02": {
                "v": "14.47"
            }
        },
        {
            "d": "2015-03-31",
            "FSR_2019_C5_S00": {
                "v": "16.06"
            },
            "FSR_2019_C5_S01": {
                "v": "14.46"
            },
            "FSR_2019_C5_S02": {
                "v": "14.73"
            }
        },
        {
            "d": "2015-06-30",
            "FSR_2019_C5_S01": {
                "v": "16.08"
            },
            "FSR_2019_C5_S00": {
                "v": "15.97"
            },
            "FSR_2019_C5_S02": {
                "v": "16.06"
            }
        },
        {
            "d": "2015-09-30",
            "FSR_2019_C5_S02": {
                "v": "17.76"
            },
            "FSR_2019_C5_S01": {
                "v": "17.46"
            },
            "FSR_2019_C5_S00": {
                "v": "18.89"
            }
        },
        {
            "d": "2015-12-31",
            "FSR_2019_C5_S00": {
                "v": "19.11"
            },
            "FSR_2019_C5_S01": {
                "v": "17.31"
            },
            "FSR_2019_C5_S02": {
                "v": "17.67"
            }
        },
        {
            "d": "2016-03-31",
            "FSR_2019_C5_S02": {
                "v": "17.67"
            },
            "FSR_2019_C5_S01": {
                "v": "17.46"
            },
            "FSR_2019_C5_S00": {
                "v": "18.86"
            }
        },
        {
            "d": "2016-06-30",
            "FSR_2019_C5_S02": {
                "v": "17.49"
            },
            "FSR_2019_C5_S00": {
                "v": "17.31"
            },
            "FSR_2019_C5_S01": {
                "v": "17.53"
            }
        },
        {
            "d": "2016-09-30",
            "FSR_2019_C5_S02": {
                "v": "19.35"
            },
            "FSR_2019_C5_S01": {
                "v": "19.01"
            },
            "FSR_2019_C5_S00": {
                "v": "20.77"
            }
        },
        {
            "d": "2016-12-31",
            "FSR_2019_C5_S02": {
                "v": "19.23"
            },
            "FSR_2019_C5_S00": {
                "v": "20.01"
            },
            "FSR_2019_C5_S01": {
                "v": "19.06"
            }
        },
        {
            "d": "2017-03-31",
            "FSR_2019_C5_S02": {
                "v": "19.00"
            },
            "FSR_2019_C5_S00": {
                "v": "13.09"
            },
            "FSR_2019_C5_S01": {
                "v": "19.88"
            }
        },
        {
            "d": "2017-06-30",
            "FSR_2019_C5_S01": {
                "v": "19.82"
            },
            "FSR_2019_C5_S02": {
                "v": "18.33"
            },
            "FSR_2019_C5_S00": {
                "v": "9.90"
            }
        },
        {
            "d": "2017-09-30",
            "FSR_2019_C5_S00": {
                "v": "10.38"
            },
            "FSR_2019_C5_S02": {
                "v": "18.86"
            },
            "FSR_2019_C5_S01": {
                "v": "20.43"
            }
        },
        {
            "d": "2017-12-31",
            "FSR_2019_C5_S00": {
                "v": "9.85"
            },
            "FSR_2019_C5_S01": {
                "v": "19.67"
            },
            "FSR_2019_C5_S02": {
                "v": "18.20"
            }
        },
        {
            "d": "2018-03-31",
            "FSR_2019_C5_S00": {
                "v": "9.35"
            },
            "FSR_2019_C5_S01": {
                "v": "17.93"
            },
            "FSR_2019_C5_S02": {
                "v": "16.85"
            }
        },
        {
            "d": "2018-06-30",
            "FSR_2019_C5_S00": {
                "v": "6.21"
            },
            "FSR_2019_C5_S01": {
                "v": "14.11"
            },
            "FSR_2019_C5_S02": {
                "v": "12.70"
            }
        },
        {
            "d": "2018-09-30",
            "FSR_2019_C5_S00": {
                "v": "5.98"
            },
            "FSR_2019_C5_S01": {
                "v": "15.02"
            },
            "FSR_2019_C5_S02": {
                "v": "13.50"
            }
        },
        {
            "d": "2018-12-31",
            "FSR_2019_C5_S00": {
                "v": "6.16"
            },
            "FSR_2019_C5_S01": {
                "v": "14.60"
            },
            "FSR_2019_C5_S02": {
                "v": "13.24"
            }
        }
    ]
}