{
"groupDetail":{
"label":"The share of mortgages going to highly indebted households has stabilized at a lower level",
"description":"Share of new mortgages with a loan-to-income greater than 450 per cent\n\nNotes: Data include purchases and refinances originated by federally regulated financial institutions. High-ratio mortgages have a loan-to-value ratio greater than 80 per cent and must be insured. Low-ratio mortgages have a loan-to-value ratio of 80 per cent or less. B-20 is the mortgage underwriting guideline for federally regulated lenders.\n\nSources: Department of Finance Canada, regulatory filings of Canadian banks and Bank of Canada calculations\n\nLast observation: 2018Q4",
"link":"https://www.bankofcanada.ca/?p=205094"
},
"terms":{
"url": "https://www.bankofcanada.ca/terms/"
},
"seriesDetail":{
"FSR_2019_C5_S00":{"label":"High-ratio mortgages","description":"%"},
"FSR_2019_C5_S01":{"label":"Low-ratio mortgages","description":"%"},
"FSR_2019_C5_S02":{"label":"Total mortgages","description":"%"}
},
"observations":[
{"d":"2014-03-31","FSR_2019_C5_S00":{"v":11.67}, "FSR_2019_C5_S01":{"v":12.96}, "FSR_2019_C5_S02":{"v":12.72}},
{"d":"2014-06-30","FSR_2019_C5_S01":{"v":12.60}, "FSR_2019_C5_S00":{"v":12.11}, "FSR_2019_C5_S02":{"v":12.50}},
{"d":"2014-09-30","FSR_2019_C5_S01":{"v":13.86}, "FSR_2019_C5_S02":{"v":14.09}, "FSR_2019_C5_S00":{"v":14.90}},
{"d":"2014-12-31","FSR_2019_C5_S00":{"v":15.64}, "FSR_2019_C5_S01":{"v":14.16}, "FSR_2019_C5_S02":{"v":14.47}},
{"d":"2015-03-31","FSR_2019_C5_S01":{"v":14.46}, "FSR_2019_C5_S02":{"v":14.73}, "FSR_2019_C5_S00":{"v":16.06}},
{"d":"2015-06-30","FSR_2019_C5_S02":{"v":16.06}, "FSR_2019_C5_S01":{"v":16.08}, "FSR_2019_C5_S00":{"v":15.97}},
{"d":"2015-09-30","FSR_2019_C5_S01":{"v":17.46}, "FSR_2019_C5_S00":{"v":18.89}, "FSR_2019_C5_S02":{"v":17.76}},
{"d":"2015-12-31","FSR_2019_C5_S01":{"v":17.31}, "FSR_2019_C5_S02":{"v":17.67}, "FSR_2019_C5_S00":{"v":19.11}},
{"d":"2016-03-31","FSR_2019_C5_S00":{"v":18.86}, "FSR_2019_C5_S01":{"v":17.46}, "FSR_2019_C5_S02":{"v":17.67}},
{"d":"2016-06-30","FSR_2019_C5_S02":{"v":17.49}, "FSR_2019_C5_S00":{"v":17.31}, "FSR_2019_C5_S01":{"v":17.53}},
{"d":"2016-09-30","FSR_2019_C5_S02":{"v":19.35}, "FSR_2019_C5_S00":{"v":20.77}, "FSR_2019_C5_S01":{"v":19.01}},
{"d":"2016-12-31","FSR_2019_C5_S01":{"v":19.06}, "FSR_2019_C5_S00":{"v":20.01}, "FSR_2019_C5_S02":{"v":19.23}},
{"d":"2017-03-31","FSR_2019_C5_S00":{"v":13.09}, "FSR_2019_C5_S02":{"v":19.00}, "FSR_2019_C5_S01":{"v":19.88}},
{"d":"2017-06-30","FSR_2019_C5_S02":{"v":18.33}, "FSR_2019_C5_S01":{"v":19.82}, "FSR_2019_C5_S00":{"v":9.90}},
{"d":"2017-09-30","FSR_2019_C5_S02":{"v":18.86}, "FSR_2019_C5_S01":{"v":20.43}, "FSR_2019_C5_S00":{"v":10.38}},
{"d":"2017-12-31","FSR_2019_C5_S02":{"v":18.20}, "FSR_2019_C5_S00":{"v":9.85}, "FSR_2019_C5_S01":{"v":19.67}},
{"d":"2018-03-31","FSR_2019_C5_S00":{"v":9.35}, "FSR_2019_C5_S02":{"v":16.85}, "FSR_2019_C5_S01":{"v":17.93}},
{"d":"2018-06-30","FSR_2019_C5_S02":{"v":12.70}, "FSR_2019_C5_S01":{"v":14.11}, "FSR_2019_C5_S00":{"v":6.21}},
{"d":"2018-09-30","FSR_2019_C5_S01":{"v":15.02}, "FSR_2019_C5_S00":{"v":5.98}, "FSR_2019_C5_S02":{"v":13.50}},
{"d":"2018-12-31","FSR_2019_C5_S01":{"v":14.60}, "FSR_2019_C5_S00":{"v":6.16}, "FSR_2019_C5_S02":{"v":13.24}}
]
}