The ratio of debt to disposable income is stable, while debt to net worth has increased recently https://www.bankofcanada.ca/?p=205094 Debt to net worth (left scale) Ratio (%) Debt to disposable income (right scale) Ratio (%) 16.26105.00 16.15105.08 16.31105.37 16.80104.71 17.15103.36 17.31104.24 17.96105.19 17.66105.95 17.52106.75 18.21108.10 18.80109.44 18.73110.19 19.10110.30 18.92111.26 19.11113.51 18.91115.43 18.78116.17 19.19119.32 19.54120.81 19.63122.16 19.56123.71 19.60126.25 19.61128.38 19.77129.70 19.34129.60 19.68131.41 19.89133.25 19.75134.63 19.54135.86 19.80138.86 20.21141.26 20.73142.55 20.84144.34 20.87146.49 22.45147.24 23.55147.48 23.93147.78 23.51150.74 23.11153.63 23.25155.80 22.91154.56 23.44156.24 22.96157.34 22.73157.68 22.10156.51 22.29157.80 22.83158.48 22.70158.87 22.02157.86 22.19159.11 22.00159.76 21.83159.49 21.39159.01 21.72159.82 21.59160.38 21.09160.03 20.59159.55 20.39160.51 20.49161.74 20.31161.75 19.82160.81 20.16162.27 20.52163.43 20.32164.14 20.08165.89 20.06169.46 19.86171.53 19.83172.67 19.46172.04 19.76173.52 20.05173.77 19.83173.22 19.77171.69 19.88172.62 20.14173.62 20.88174.00