The proportion of new mortgages with high loan-to-income ratios is trending up https://www.bankofcanada.ca/?p=220260 Total mortgages High-ratio mortgages Low-ratio mortgages 12.412.311.7 12.012.112.0 13.614.913.2 13.615.614.0 14.016.114.3 15.716.015.7 16.918.917.3 19.117.116.6 16.616.918.9 16.717.316.8 18.220.818.6 18.820.018.5 18.719.414.3 17.919.210.7 19.811.518.4 10.617.718.9 10.216.217.1 13.46.812.3 14.26.412.9 13.86.512.6 14.013.06.4 12.914.45.6 16.27.414.7 9.317.316.1 9.517.018.1 9.916.517.8 12.718.419.7 16.621.722.6