{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "The proportion of new mortgages with high loan-to-income ratios is trending up",
        "description": "Share of new mortgages with a loan-to-income ratio greater than 450 percent, quarterly data\n\nLast observation: 2020Q4\n\nNote: Data include purchases and refinancing originated by federally regulated financial institutions. High-ratio mortgages have a loan-to-value ratio greater than 80 percent and must be insured. Low-ratio mortgages have a loan-to-value ratio of 80 percent or less.\n\nSources: Department of Finance Canada, regulatory filings of Canadian banks and Bank of Canada calculations",
        "link": "https://www.bankofcanada.ca/?p=220260"
    },
    "seriesDetail": {
        "FSHUB_20210317_C10_S1": {
            "label": "Total mortgages",
            "description": "",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FSHUB_20210317_C10_S2": {
            "label": "High-ratio mortgages",
            "description": "",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FSHUB_20210317_C10_S3": {
            "label": "Low-ratio mortgages",
            "description": "",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        }
    },
    "observations": [
        {
            "d": "2014-01-01",
            "FSHUB_20210317_C10_S3": {
                "v": "12.4"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "12.3"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "11.7"
            }
        },
        {
            "d": "2014-04-01",
            "FSHUB_20210317_C10_S1": {
                "v": "12.0"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "12.1"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "12.0"
            }
        },
        {
            "d": "2014-07-01",
            "FSHUB_20210317_C10_S1": {
                "v": "13.6"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "14.9"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "13.2"
            }
        },
        {
            "d": "2014-10-01",
            "FSHUB_20210317_C10_S3": {
                "v": "13.6"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "15.6"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "14.0"
            }
        },
        {
            "d": "2015-01-01",
            "FSHUB_20210317_C10_S3": {
                "v": "14.0"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "16.1"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "14.3"
            }
        },
        {
            "d": "2015-04-01",
            "FSHUB_20210317_C10_S3": {
                "v": "15.7"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "16.0"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "15.7"
            }
        },
        {
            "d": "2015-07-01",
            "FSHUB_20210317_C10_S3": {
                "v": "16.9"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "18.9"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "17.3"
            }
        },
        {
            "d": "2015-10-01",
            "FSHUB_20210317_C10_S2": {
                "v": "19.1"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "17.1"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "16.6"
            }
        },
        {
            "d": "2016-01-01",
            "FSHUB_20210317_C10_S3": {
                "v": "16.6"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "16.9"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "18.9"
            }
        },
        {
            "d": "2016-04-01",
            "FSHUB_20210317_C10_S3": {
                "v": "16.7"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "17.3"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "16.8"
            }
        },
        {
            "d": "2016-07-01",
            "FSHUB_20210317_C10_S3": {
                "v": "18.2"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "20.8"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "18.6"
            }
        },
        {
            "d": "2016-10-01",
            "FSHUB_20210317_C10_S1": {
                "v": "18.8"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "20.0"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "18.5"
            }
        },
        {
            "d": "2017-01-01",
            "FSHUB_20210317_C10_S1": {
                "v": "18.7"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "19.4"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "14.3"
            }
        },
        {
            "d": "2017-04-01",
            "FSHUB_20210317_C10_S1": {
                "v": "17.9"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "19.2"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "10.7"
            }
        },
        {
            "d": "2017-07-01",
            "FSHUB_20210317_C10_S3": {
                "v": "19.8"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "11.5"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "18.4"
            }
        },
        {
            "d": "2017-10-01",
            "FSHUB_20210317_C10_S2": {
                "v": "10.6"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "17.7"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "18.9"
            }
        },
        {
            "d": "2018-01-01",
            "FSHUB_20210317_C10_S2": {
                "v": "10.2"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "16.2"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "17.1"
            }
        },
        {
            "d": "2018-04-01",
            "FSHUB_20210317_C10_S3": {
                "v": "13.4"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "6.8"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "12.3"
            }
        },
        {
            "d": "2018-07-01",
            "FSHUB_20210317_C10_S3": {
                "v": "14.2"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "6.4"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "12.9"
            }
        },
        {
            "d": "2018-10-01",
            "FSHUB_20210317_C10_S3": {
                "v": "13.8"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "6.5"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "12.6"
            }
        },
        {
            "d": "2019-01-01",
            "FSHUB_20210317_C10_S3": {
                "v": "14.0"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "13.0"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "6.4"
            }
        },
        {
            "d": "2019-04-01",
            "FSHUB_20210317_C10_S1": {
                "v": "12.9"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "14.4"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "5.6"
            }
        },
        {
            "d": "2019-07-01",
            "FSHUB_20210317_C10_S3": {
                "v": "16.2"
            },
            "FSHUB_20210317_C10_S2": {
                "v": "7.4"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "14.7"
            }
        },
        {
            "d": "2019-10-01",
            "FSHUB_20210317_C10_S2": {
                "v": "9.3"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "17.3"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "16.1"
            }
        },
        {
            "d": "2020-01-01",
            "FSHUB_20210317_C10_S2": {
                "v": "9.5"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "17.0"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "18.1"
            }
        },
        {
            "d": "2020-04-01",
            "FSHUB_20210317_C10_S2": {
                "v": "9.9"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "16.5"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "17.8"
            }
        },
        {
            "d": "2020-07-01",
            "FSHUB_20210317_C10_S2": {
                "v": "12.7"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "18.4"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "19.7"
            }
        },
        {
            "d": "2020-10-01",
            "FSHUB_20210317_C10_S2": {
                "v": "16.6"
            },
            "FSHUB_20210317_C10_S1": {
                "v": "21.7"
            },
            "FSHUB_20210317_C10_S3": {
                "v": "22.6"
            }
        }
    ]
}