"TERMS AND CONDITIONS" "https://www.bankofcanada.ca/terms/" "NAME" "Share of accounts at least 30 days behind in payments" "DESCRIPTION" "HELOCs are home equity lines of credit." "" "Last observation: December 2020" "" "Note: HELOCs are home equity lines of credit." "" "Sources: TransUnion and Bank of Canada calculations" "LINK" "https://www.bankofcanada.ca/?p=218809" "SERIES" "id","label","description" "FSHUB_20210128_C3A_S1","All accounts, pre-pandemic","" "FSHUB_20210128_C3A_S2","Expired deferrals","" "OBSERVATIONS" "k","FSHUB_20210128_C3A_S1","FSHUB_20210128_C3A_S2" "Mortgages","0.5","0.6" "Installment and auto loans","1.5","2.1" "HELOCs","0.3","0.9" "Lines of credit (excluding HELOCs)","0.5","1.2" "Credit cards","1.7","1.3"