{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "Monitoring payment deferrals during the COVID-19 pandemic",
        "description": "Monitoring payment deferrals during the COVID-19 pandemic",
        "link": "https://www.bankofcanada.ca/?p=217127"
    },
    "seriesDetail": {
        "FSHUB_20201105_C1_S1": {
            "label": "Peak",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C1_S2": {
            "label": "As of September 2020",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C2_S1": {
            "label": "Share of borrowers deferring payments",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C2_S2": {
            "label": "Share of borrowers",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C3_S1": {
            "label": "Renters",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C3_S2": {
            "label": "Homeowners with a mortgage",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C4A_S1": {
            "label": "%",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C4B_S1": {
            "label": "%",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C5A_S1": {
            "label": "Deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C5A_S2": {
            "label": "Not deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C5B_S1": {
            "label": "Deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C5B_S2": {
            "label": "Not deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6A_S1": {
            "label": "Deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6A_S2": {
            "label": "Not deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6A_S3": {
            "label": "Typical arrears",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6B_S1": {
            "label": "Deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6B_S2": {
            "label": "Not deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6B_S3": {
            "label": "Typical arrears",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6C_S1": {
            "label": "Deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6C_S2": {
            "label": "Not deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6C_S3": {
            "label": "Typical arrears",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6D_S1": {
            "label": "Deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6D_S2": {
            "label": "Not deferring",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C6D_S3": {
            "label": "Typical arrears",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C7_S1": {
            "label": "Active",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C7_S2": {
            "label": "Ended",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C8A_S1": {
            "label": "All accounts, pre-pandemic",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C8A_S2": {
            "label": "Expired deferrals",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C8B_S1": {
            "label": "Renters",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "FSHUB_20201105_C8B_S2": {
            "label": "Homeowners",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        }
    },
    "observations": [
        {
            "k": "Mortgages",
            "FSHUB_20201105_C1_S1": {
                "v": "15.7"
            },
            "FSHUB_20201105_C1_S2": {
                "v": "8.2"
            },
            "FSHUB_20201105_C7_S1": {
                "v": "52"
            },
            "FSHUB_20201105_C7_S2": {
                "v": "48"
            },
            "FSHUB_20201105_C8A_S1": {
                "v": "0.5"
            },
            "FSHUB_20201105_C8A_S2": {
                "v": "0.2"
            },
            "FSHUB_20201105_C8B_S2": {
                "v": "0.2"
            }
        },
        {
            "k": "Ontario",
            "FSHUB_20201105_C2_S1": {
                "v": "40"
            },
            "FSHUB_20201105_C2_S2": {
                "v": "43"
            }
        },
        {
            "k": "Could not pay due to pandemic-related decline in household income",
            "FSHUB_20201105_C3_S1": {
                "v": "44.05"
            },
            "FSHUB_20201105_C3_S2": {
                "v": "42.96"
            }
        },
        {
            "k": "Single mortgage",
            "FSHUB_20201105_C4A_S1": {
                "v": "43"
            }
        },
        {
            "k": "Single credit card",
            "FSHUB_20201105_C4B_S1": {
                "v": "42"
            }
        },
        {
            "k": "Subprime",
            "FSHUB_20201105_C5A_S1": {
                "v": "9"
            },
            "FSHUB_20201105_C5A_S2": {
                "v": "11"
            },
            "FSHUB_20201105_C5B_S1": {
                "v": "18"
            },
            "FSHUB_20201105_C5B_S2": {
                "v": "13"
            }
        },
        {
            "k": "0–10",
            "FSHUB_20201105_C6A_S1": {
                "v": "29"
            },
            "FSHUB_20201105_C6A_S2": {
                "v": "60"
            },
            "FSHUB_20201105_C6A_S3": {
                "v": "16"
            },
            "FSHUB_20201105_C6B_S1": {
                "v": "25"
            },
            "FSHUB_20201105_C6B_S2": {
                "v": "59"
            },
            "FSHUB_20201105_C6B_S3": {
                "v": "8"
            },
            "FSHUB_20201105_C6C_S1": {
                "v": "11"
            },
            "FSHUB_20201105_C6C_S2": {
                "v": "51"
            },
            "FSHUB_20201105_C6C_S3": {
                "v": "6"
            },
            "FSHUB_20201105_C6D_S1": {
                "v": "9"
            },
            "FSHUB_20201105_C6D_S2": {
                "v": "64"
            },
            "FSHUB_20201105_C6D_S3": {
                "v": "4"
            }
        },
        {
            "k": "Installment and auto loans",
            "FSHUB_20201105_C1_S1": {
                "v": "6.3"
            },
            "FSHUB_20201105_C1_S2": {
                "v": "2.0"
            },
            "FSHUB_20201105_C8A_S1": {
                "v": "1.5"
            },
            "FSHUB_20201105_C8A_S2": {
                "v": "1.5"
            },
            "FSHUB_20201105_C8B_S1": {
                "v": "2.0"
            },
            "FSHUB_20201105_C8B_S2": {
                "v": "0.8"
            }
        },
        {
            "k": "Quebec",
            "FSHUB_20201105_C2_S1": {
                "v": "14"
            },
            "FSHUB_20201105_C2_S2": {
                "v": "15"
            }
        },
        {
            "k": "Could not pay due to reasons unrelated to COVID-19",
            "FSHUB_20201105_C3_S1": {
                "v": "15.73"
            },
            "FSHUB_20201105_C3_S2": {
                "v": "18.64"
            }
        },
        {
            "k": "Single non-mortgage loan",
            "FSHUB_20201105_C4A_S1": {
                "v": "27"
            }
        },
        {
            "k": "Single line of credit",
            "FSHUB_20201105_C4B_S1": {
                "v": "3"
            }
        },
        {
            "k": "Near prime",
            "FSHUB_20201105_C5A_S1": {
                "v": "19"
            },
            "FSHUB_20201105_C5A_S2": {
                "v": "15"
            },
            "FSHUB_20201105_C5B_S1": {
                "v": "24"
            },
            "FSHUB_20201105_C5B_S2": {
                "v": "15"
            }
        },
        {
            "k": "11–20",
            "FSHUB_20201105_C6A_S1": {
                "v": "13"
            },
            "FSHUB_20201105_C6A_S2": {
                "v": "10"
            },
            "FSHUB_20201105_C6A_S3": {
                "v": "3"
            },
            "FSHUB_20201105_C6B_S1": {
                "v": "9"
            },
            "FSHUB_20201105_C6B_S2": {
                "v": "9"
            },
            "FSHUB_20201105_C6B_S3": {
                "v": "3"
            },
            "FSHUB_20201105_C6C_S1": {
                "v": "6"
            },
            "FSHUB_20201105_C6C_S2": {
                "v": "5"
            },
            "FSHUB_20201105_C6C_S3": {
                "v": "1"
            },
            "FSHUB_20201105_C6D_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6D_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6D_S3": {
                "v": "1"
            }
        },
        {
            "k": "Installment  and auto loans",
            "FSHUB_20201105_C7_S1": {
                "v": "32"
            },
            "FSHUB_20201105_C7_S2": {
                "v": "68"
            }
        },
        {
            "k": "HELOCs",
            "FSHUB_20201105_C1_S1": {
                "v": "1.6"
            },
            "FSHUB_20201105_C1_S2": {
                "v": "0.7"
            },
            "FSHUB_20201105_C7_S1": {
                "v": "46"
            },
            "FSHUB_20201105_C7_S2": {
                "v": "54"
            },
            "FSHUB_20201105_C8A_S1": {
                "v": "0.3"
            },
            "FSHUB_20201105_C8A_S2": {
                "v": "0.4"
            },
            "FSHUB_20201105_C8B_S2": {
                "v": "0.4"
            }
        },
        {
            "k": "British Columbia",
            "FSHUB_20201105_C2_S1": {
                "v": "14"
            },
            "FSHUB_20201105_C2_S2": {
                "v": "15"
            }
        },
        {
            "k": "Requested as a precaution",
            "FSHUB_20201105_C3_S1": {
                "v": "23.18"
            },
            "FSHUB_20201105_C3_S2": {
                "v": "27.34"
            }
        },
        {
            "k": "Two or more loans",
            "FSHUB_20201105_C4A_S1": {
                "v": "31"
            },
            "FSHUB_20201105_C4B_S1": {
                "v": "17"
            }
        },
        {
            "k": "Single installment or auto loan",
            "FSHUB_20201105_C4B_S1": {
                "v": "38"
            }
        },
        {
            "k": "Prime",
            "FSHUB_20201105_C5A_S1": {
                "v": "21"
            },
            "FSHUB_20201105_C5A_S2": {
                "v": "20"
            },
            "FSHUB_20201105_C5B_S1": {
                "v": "22"
            },
            "FSHUB_20201105_C5B_S2": {
                "v": "17"
            }
        },
        {
            "k": "21–30",
            "FSHUB_20201105_C6A_S1": {
                "v": "8"
            },
            "FSHUB_20201105_C6A_S2": {
                "v": "6"
            },
            "FSHUB_20201105_C6A_S3": {
                "v": "3"
            },
            "FSHUB_20201105_C6B_S1": {
                "v": "6"
            },
            "FSHUB_20201105_C6B_S2": {
                "v": "5"
            },
            "FSHUB_20201105_C6B_S3": {
                "v": "2"
            },
            "FSHUB_20201105_C6C_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6C_S2": {
                "v": "4"
            },
            "FSHUB_20201105_C6C_S3": {
                "v": "1"
            },
            "FSHUB_20201105_C6D_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6D_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6D_S3": {
                "v": "2"
            }
        },
        {
            "k": "Lines of credit (excluding HELOCs)",
            "FSHUB_20201105_C1_S1": {
                "v": "1.2"
            },
            "FSHUB_20201105_C1_S2": {
                "v": "0.4"
            },
            "FSHUB_20201105_C8A_S1": {
                "v": "0.5"
            },
            "FSHUB_20201105_C8A_S2": {
                "v": "0.3"
            },
            "FSHUB_20201105_C8B_S1": {
                "v": "0.4"
            },
            "FSHUB_20201105_C8B_S2": {
                "v": "0.3"
            }
        },
        {
            "k": "Energy-intensive regions",
            "FSHUB_20201105_C2_S1": {
                "v": "23"
            },
            "FSHUB_20201105_C2_S2": {
                "v": "17"
            }
        },
        {
            "k": "Decided to repay other debt obligations",
            "FSHUB_20201105_C3_S1": {
                "v": "8.34"
            },
            "FSHUB_20201105_C3_S2": {
                "v": "4.71"
            }
        },
        {
            "k": "Prime plus",
            "FSHUB_20201105_C5A_S1": {
                "v": "21"
            },
            "FSHUB_20201105_C5A_S2": {
                "v": "5"
            },
            "FSHUB_20201105_C5B_S1": {
                "v": "16"
            },
            "FSHUB_20201105_C5B_S2": {
                "v": "8"
            }
        },
        {
            "k": "31–40",
            "FSHUB_20201105_C6A_S1": {
                "v": "6"
            },
            "FSHUB_20201105_C6A_S2": {
                "v": "4"
            },
            "FSHUB_20201105_C6A_S3": {
                "v": "2"
            },
            "FSHUB_20201105_C6B_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6B_S2": {
                "v": "4"
            },
            "FSHUB_20201105_C6B_S3": {
                "v": "2"
            },
            "FSHUB_20201105_C6C_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6C_S2": {
                "v": "4"
            },
            "FSHUB_20201105_C6C_S3": {
                "v": "1"
            },
            "FSHUB_20201105_C6D_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6D_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6D_S3": {
                "v": "2"
            }
        },
        {
            "k": "Lines of  credit (excluding HELOCs)",
            "FSHUB_20201105_C7_S1": {
                "v": "36"
            },
            "FSHUB_20201105_C7_S2": {
                "v": "64"
            }
        },
        {
            "k": "Credit cards",
            "FSHUB_20201105_C1_S1": {
                "v": "1.7"
            },
            "FSHUB_20201105_C1_S2": {
                "v": "0.5"
            },
            "FSHUB_20201105_C8A_S1": {
                "v": "1.7"
            },
            "FSHUB_20201105_C8A_S2": {
                "v": "0.6"
            },
            "FSHUB_20201105_C8B_S1": {
                "v": "0.7"
            },
            "FSHUB_20201105_C8B_S2": {
                "v": "0.5"
            }
        },
        {
            "k": "Other regions",
            "FSHUB_20201105_C2_S1": {
                "v": "9"
            },
            "FSHUB_20201105_C2_S2": {
                "v": "9"
            }
        },
        {
            "k": "Other/not applicable",
            "FSHUB_20201105_C3_S1": {
                "v": "8.69"
            },
            "FSHUB_20201105_C3_S2": {
                "v": "6.36"
            }
        },
        {
            "k": "Super prime",
            "FSHUB_20201105_C5A_S1": {
                "v": "30"
            },
            "FSHUB_20201105_C5A_S2": {
                "v": "49"
            },
            "FSHUB_20201105_C5B_S1": {
                "v": "20"
            },
            "FSHUB_20201105_C5B_S2": {
                "v": "46"
            }
        },
        {
            "k": "41–50",
            "FSHUB_20201105_C6A_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6A_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6A_S3": {
                "v": "2"
            },
            "FSHUB_20201105_C6B_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6B_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6B_S3": {
                "v": "2"
            },
            "FSHUB_20201105_C6C_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6C_S2": {
                "v": "4"
            },
            "FSHUB_20201105_C6C_S3": {
                "v": "1"
            },
            "FSHUB_20201105_C6D_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6D_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6D_S3": {
                "v": "2"
            }
        },
        {
            "k": "Credit  cards",
            "FSHUB_20201105_C7_S1": {
                "v": "31"
            },
            "FSHUB_20201105_C7_S2": {
                "v": "69"
            }
        },
        {
            "k": "51–60",
            "FSHUB_20201105_C6A_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6A_S2": {
                "v": "2"
            },
            "FSHUB_20201105_C6A_S3": {
                "v": "2"
            },
            "FSHUB_20201105_C6B_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6B_S2": {
                "v": "2"
            },
            "FSHUB_20201105_C6B_S3": {
                "v": "2"
            },
            "FSHUB_20201105_C6C_S1": {
                "v": "6"
            },
            "FSHUB_20201105_C6C_S2": {
                "v": "4"
            },
            "FSHUB_20201105_C6C_S3": {
                "v": "1"
            },
            "FSHUB_20201105_C6D_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6D_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6D_S3": {
                "v": "3"
            }
        },
        {
            "k": "61–70",
            "FSHUB_20201105_C6A_S1": {
                "v": "5"
            },
            "FSHUB_20201105_C6A_S2": {
                "v": "2"
            },
            "FSHUB_20201105_C6A_S3": {
                "v": "3"
            },
            "FSHUB_20201105_C6B_S1": {
                "v": "6"
            },
            "FSHUB_20201105_C6B_S2": {
                "v": "2"
            },
            "FSHUB_20201105_C6B_S3": {
                "v": "2"
            },
            "FSHUB_20201105_C6C_S1": {
                "v": "6"
            },
            "FSHUB_20201105_C6C_S2": {
                "v": "4"
            },
            "FSHUB_20201105_C6C_S3": {
                "v": "2"
            },
            "FSHUB_20201105_C6D_S1": {
                "v": "6"
            },
            "FSHUB_20201105_C6D_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6D_S3": {
                "v": "3"
            }
        },
        {
            "k": "71–80",
            "FSHUB_20201105_C6A_S1": {
                "v": "6"
            },
            "FSHUB_20201105_C6A_S2": {
                "v": "2"
            },
            "FSHUB_20201105_C6A_S3": {
                "v": "3"
            },
            "FSHUB_20201105_C6B_S1": {
                "v": "7"
            },
            "FSHUB_20201105_C6B_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6B_S3": {
                "v": "3"
            },
            "FSHUB_20201105_C6C_S1": {
                "v": "7"
            },
            "FSHUB_20201105_C6C_S2": {
                "v": "4"
            },
            "FSHUB_20201105_C6C_S3": {
                "v": "3"
            },
            "FSHUB_20201105_C6D_S1": {
                "v": "7"
            },
            "FSHUB_20201105_C6D_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6D_S3": {
                "v": "4"
            }
        },
        {
            "k": "81–90",
            "FSHUB_20201105_C6A_S1": {
                "v": "7"
            },
            "FSHUB_20201105_C6A_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6A_S3": {
                "v": "5"
            },
            "FSHUB_20201105_C6B_S1": {
                "v": "9"
            },
            "FSHUB_20201105_C6B_S2": {
                "v": "3"
            },
            "FSHUB_20201105_C6B_S3": {
                "v": "5"
            },
            "FSHUB_20201105_C6C_S1": {
                "v": "9"
            },
            "FSHUB_20201105_C6C_S2": {
                "v": "5"
            },
            "FSHUB_20201105_C6C_S3": {
                "v": "4"
            },
            "FSHUB_20201105_C6D_S1": {
                "v": "9"
            },
            "FSHUB_20201105_C6D_S2": {
                "v": "4"
            },
            "FSHUB_20201105_C6D_S3": {
                "v": "6"
            }
        },
        {
            "k": "91–100",
            "FSHUB_20201105_C6A_S1": {
                "v": "15"
            },
            "FSHUB_20201105_C6A_S2": {
                "v": "8"
            },
            "FSHUB_20201105_C6A_S3": {
                "v": "59"
            },
            "FSHUB_20201105_C6B_S1": {
                "v": "25"
            },
            "FSHUB_20201105_C6B_S2": {
                "v": "10"
            },
            "FSHUB_20201105_C6B_S3": {
                "v": "71"
            },
            "FSHUB_20201105_C6C_S1": {
                "v": "38"
            },
            "FSHUB_20201105_C6C_S2": {
                "v": "15"
            },
            "FSHUB_20201105_C6C_S3": {
                "v": "79"
            },
            "FSHUB_20201105_C6D_S1": {
                "v": "42"
            },
            "FSHUB_20201105_C6D_S2": {
                "v": "13"
            },
            "FSHUB_20201105_C6D_S3": {
                "v": "73"
            }
        }
    ]
}