Canadian Survey of Consumer Expectations—Third Quarter of 2025 https://www.bankofcanada.ca/?p=248814 Labour market index Financial health index Consumer spending index CSCE indicator Perceiving their financial situation is currently deteriorating Expecting their financial situation to deteriorate in the next 12 months Perceiving access to credit is currently harder Expecting access to credit to be harder in the next 12 months Likelihood of missing a debt payment (median probability) Financial health index Double-weighted balance of opinion 2025Q2 2025Q3 2024Q4 2025Q1 2025Q2 2025Q3 Spend less No change Spend more No response Probability of losing a job Probability of voluntarily leaving a job Probability of finding a job Labour market index Public sector workers Private sector workers Perceptions about current inflation Inflation expectations for each horizon: What do you expect the rate of inflation (deflation) to be? Perceptions about current inflation: What do you think the rate of inflation (deflation) was over the last 12 months? 1-year-ahead inflation expectations Inflation expectations for each horizon: What do you expect the rate of inflation (deflation) to be? Perceptions about current inflation: What do you think the rate of inflation (deflation) was over the last 12 months? 2-year-ahead inflation expectations Inflation expectations for each horizon: What do you expect the rate of inflation (deflation) to be? Perceptions about current inflation: What do you think the rate of inflation (deflation) was over the last 12 months? 5-year-ahead inflation expectations Inflation expectations for each horizon: What do you expect the rate of inflation (deflation) to be? Perceptions about current inflation: What do you think the rate of inflation (deflation) was over the last 12 months? 2025Q3 2025Q2 2.913.032.41-0.020.340.350.670.150.150.290.230.211.030.37-0.510.08-0.05 2.082.912.04-0.060.320.350.610.140.110.260.270.200.970.46-0.55-0.10-0.19 2.512.933.722.03-0.430.370.350.290.180.130.260.330.201.100.28-0.27-1.30-1.29 2.202.753.672.06-0.040.300.360.610.100.000.310.300.200.910.32-0.37-0.08-0.13 2.182.933.622.03-0.300.310.360.370.020.060.320.370.190.940.36-0.50-0.75-0.89 2.492.893.172.08-0.320.190.210.09-0.040.000.210.210.200.580.34-0.51-0.78-0.95 2.092.853.322.04-0.060.410.400.740.150.150.340.360.211.220.35-0.31-0.23-0.19 2.082.763.952.040.110.430.270.820.220.240.300.330.211.300.46-0.290.160.33 2.542.943.902.030.100.220.130.450.160.220.09-0.020.200.650.39-0.270.190.31 2.442.923.832.060.070.330.220.620.170.270.190.170.200.990.40-0.320.120.21 2.202.763.592.050.100.350.180.640.270.330.170.080.211.060.40-0.290.200.30 2.082.753.962.010.120.280.110.510.190.240.110.090.210.840.43-0.300.230.36 2.232.833.622.030.040.320.300.660.300.290.130.020.210.950.44-0.470.160.12 2.713.134.092.430.180.140.120.440.130.21-0.04-0.070.200.420.40-0.180.320.54 2.893.324.262.590.160.080.010.250.110.12-0.05-0.100.140.230.230.030.240.490.670.94 2.933.013.942.450.020.11-0.030.100.160.13-0.05-0.060.160.330.05-0.180.190.060.640.40 2.542.983.932.270.110.050.140.300.160.13-0.08-0.140.090.15-0.020.150.190.320.581.24 2.642.993.972.340.030.110.000.140.120.120.00-0.010.090.32-0.02-0.070.180.090.740.78 2.572.973.822.100.070.110.120.290.150.08-0.010.000.090.32-0.010.070.140.200.650.28 2.422.873.912.010.060.160.130.350.180.110.080.14-0.040.48-0.040.070.150.170.540.32 2.232.913.572.070.130.110.070.310.120.030.040.060.090.34-0.050.240.190.39 2.492.943.922.100.160.130.150.440.130.060.070.090.030.390.000.310.160.470.132.05 2.753.013.252.04-0.57-0.34-0.01-0.92-0.31-0.40-0.10-0.21-0.01-1.03-0.71-0.23-0.76-1.70-2.93-2.64 2.222.953.552.03-0.23-0.170.13-0.26-0.09-0.16-0.08-0.10-0.08-0.51-0.46-0.18-0.05-0.69-0.89-0.47 2.863.003.122.02-0.28-0.150.12-0.31-0.16-0.08-0.09-0.10-0.02-0.45-0.45-0.20-0.19-0.84-0.18-2.55 2.102.993.732.01-0.220.030.210.020.010.06-0.010.10-0.060.10-0.480.09-0.28-0.66-2.01-0.37 3.073.003.112.21-0.030.060.100.130.070.08-0.010.040.000.19-0.180.10-0.01-0.09-1.37-0.43 3.723.063.093.010.060.020.000.080.080.060.050.04-0.170.07-0.210.320.060.17-0.60-0.21 4.884.103.544.090.04-0.05-0.12-0.120.060.010.03-0.07-0.16-0.14-0.330.350.100.120.57-0.31 5.074.623.235.030.07-0.11-0.18-0.22-0.02-0.040.01-0.08-0.21-0.34-0.450.490.160.200.420.51 6.825.024.006.060.14-0.33-0.40-0.58-0.17-0.23-0.12-0.24-0.21-0.99-0.130.400.160.420.320.71 7.115.223.447.960.16-0.42-0.64-0.90-0.28-0.21-0.25-0.27-0.25-1.26-0.410.700.200.490.651.23 7.185.143.107.940.06-0.56-0.68-1.18-0.41-0.44-0.33-0.40-0.11-1.69-0.350.350.170.170.510.66 6.014.242.897.110.14-0.51-0.40-0.76-0.30-0.30-0.35-0.33-0.24-1.53-0.090.330.190.430.690.94 5.093.932.897.020.15-0.35-0.35-0.54-0.25-0.19-0.24-0.19-0.17-1.04-0.040.350.150.450.600.31 5.034.042.756.600.14-0.46-0.45-0.77-0.30-0.30-0.32-0.28-0.17-1.38-0.070.370.110.420.670.01 4.923.942.625.900.03-0.60-0.58-1.15-0.41-0.35-0.37-0.33-0.33-1.80-0.090.120.060.080.28-0.37 4.923.763.125.250.11-0.34-0.37-0.60-0.21-0.19-0.23-0.14-0.23-1.01-0.080.320.090.330.46-0.34 4.093.913.205.240.01-0.40-0.34-0.73-0.29-0.28-0.28-0.07-0.29-1.21-0.400.390.050.040.56-1.36 3.843.053.034.820.03-0.27-0.21-0.45-0.20-0.10-0.19-0.06-0.26-0.81-0.140.170.060.090.04-0.20 3.052.972.993.89-0.03-0.24-0.09-0.36-0.09-0.09-0.070.06-0.52-0.71-0.470.310.06-0.100.39-0.42 4.093.893.393.94-0.16-0.41-0.17-0.74-0.17-0.35-0.10-0.11-0.50-1.22-0.910.380.05-0.490.47-0.45 4.043.853.453.82-0.15-0.49-0.43-1.07-0.22-0.33-0.16-0.25-0.52-1.48-0.830.320.07-0.44-0.10-0.01 4.003.943.673.72-0.20-0.35-0.31-0.85-0.12-0.27-0.15-0.18-0.31-1.04-0.640.14-0.09-0.59-2.51-0.23 30.16 -14.98 -33.14 -0.45-0.21 0.340.53 -0.29-0.30 38.2943.5844.8144.29 21.4834.1735.6934.78 17.9520.5217.4117.32 9.049.709.6811.33 9.5810.459.1210.55 9.668.569.059.74 6.5810.439.898.87 6.4031.5059.402.70 11.8043.4033.6011.20 62.0027.104.706.20 53.1022.503.8020.50 35.5732.42 11.7511.75 9.259.38 8.2810.44 7.999.33 5.025.25 4.844.13 4.185.07 4.093.49 3.533.56 2.761.93 2.733.24