{
    "terms": {
        "url": "https://www.bankofcanada.ca/terms/"
    },
    "groupDetail": {
        "label": "Chart 5: Financial stress has worsened, but indicators remain below survey highs",
        "description": "Do you think you (and any family living with you) are financially better off or worse off these days than you were 12 months ago?  And looking ahead, do you think you will be financially better off or worse off 12 months from now than you are these days?  Compared with 12 months ago, do you think it is generally harder or easier these days for people to obtain credit or loans (including credit and retail cards, auto loans, student loans and mortgages)?  And looking ahead, do you think that 12 months from now it will generally be harder or easier for people to obtain credit or loans than it is these days?  What do you think is the percent chance that you will lose your job during the next 12 months? What do you think is the percent chance that, over the next 3 months, you will NOT be able to make one of your debt payments (that is, the minimum required payment on credit or retail cards, auto loans, student loans, mortgages or any other debt you may have)?  (Standardized values)\n\nNote: A positive value indicates a higher-than-average level of financial stress. Values represent standard deviations from the historical mean.",
        "link": "https://www.bankofcanada.ca/?p=239522"
    },
    "seriesDetail": {
        "CSCE_2024Q2_C5_S1": {
            "label": "2024Q1",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "CSCE_2024Q2_C5_S2": {
            "label": "2024Q2",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        },
        "CSCE_2024Q2_C5_S3": {
            "label": "Survey high",
            "description": "",
            "dimension": {
                "key": "k",
                "name": "Category"
            }
        }
    },
    "observations": [
        {
            "k": "Share perceiving their financial situation is deteriorating",
            "CSCE_2024Q2_C5_S1": {
                "v": "1.09"
            },
            "CSCE_2024Q2_C5_S2": {
                "v": "1.46"
            },
            "CSCE_2024Q2_C5_S3": {
                "v": "2.07"
            }
        },
        {
            "k": "Share expecting their financial situation to deteriorate in the next 12 months",
            "CSCE_2024Q2_C5_S1": {
                "v": "0.98"
            },
            "CSCE_2024Q2_C5_S2": {
                "v": "1.39"
            },
            "CSCE_2024Q2_C5_S3": {
                "v": "2.17"
            }
        },
        {
            "k": "Share perceiving access to credit is harder",
            "CSCE_2024Q2_C5_S1": {
                "v": "1.15"
            },
            "CSCE_2024Q2_C5_S2": {
                "v": "1.43"
            },
            "CSCE_2024Q2_C5_S3": {
                "v": "1.87"
            }
        },
        {
            "k": "Share expecting access to credit to be harder in the next 12 months",
            "CSCE_2024Q2_C5_S1": {
                "v": "0.69"
            },
            "CSCE_2024Q2_C5_S2": {
                "v": "0.36"
            },
            "CSCE_2024Q2_C5_S3": {
                "v": "1.97"
            }
        },
        {
            "k": "Median probability of losing a job",
            "CSCE_2024Q2_C5_S1": {
                "v": "0.30"
            },
            "CSCE_2024Q2_C5_S2": {
                "v": "1.25"
            },
            "CSCE_2024Q2_C5_S3": {
                "v": "2.18"
            }
        },
        {
            "k": "Median probability of missing a debt payment",
            "CSCE_2024Q2_C5_S1": {
                "v": "1.41"
            },
            "CSCE_2024Q2_C5_S2": {
                "v": "1.70"
            },
            "CSCE_2024Q2_C5_S3": {
                "v": "1.96"
            }
        }
    ]
}