"TERMS AND CONDITIONS" "https://www.bankofcanada.ca/terms/" "NAME" "Expected income and spending growth by education level" "DESCRIPTION" "Expected income and spending growth by education level" "LINK" "https://www.bankofcanada.ca/?p=217931" "SERIES" "id","label","description" "CES_C5B_INCOME_L","Expected income growth, next 12 months, high school or lower","Expected income growth, next 12 months, high school or lower" "CES_C5B_SPENDING_L","Expected spending growth, next 12 months, high school or lower","Expected spending growth, next 12 months, high school or lower" "CES_C5B_INCOME_C","Expected income growth, next 12 months, some college","Expected income growth, next 12 months, some college" "CES_C5B_SPENDING_C","Expected spending growth, next 12 months, some college","Expected spending growth, next 12 months, some college" "CES_C5B_INCOME_B","Expected income growth, next 12 months, university degree or higher","Expected income growth, next 12 months, university degree or higher" "CES_C5B_SPENDING_B","Expected spending growth, next 12 months, university degree or higher","Expected spending growth, next 12 months, university degree or higher" "OBSERVATIONS" "date","CES_C5B_INCOME_L","CES_C5B_SPENDING_L","CES_C5B_INCOME_C","CES_C5B_SPENDING_C","CES_C5B_INCOME_B","CES_C5B_SPENDING_B" "2014Q4","2.70","3.62","2.28","3.15","2.69","3.26" "2015Q1","2.27","2.54","2.22","3.21","3.06","3.07" "2015Q2","1.87","1.87","2.00","2.92","2.41","3.87" "2015Q3","1.98","2.81","2.02","3.74","2.20","2.88" "2015Q4","1.78","2.76","1.86","2.26","2.43","3.15" "2016Q1","1.63","2.05","2.03","2.80","2.15","2.77" "2016Q2","2.14","2.43","2.19","3.33","2.16","3.51" "2016Q3","2.81","2.89","2.61","3.53","3.05","4.28" "2016Q4","3.28","3.54","2.29","3.05","2.80","3.09" "2017Q1","4.00","4.53","2.24","3.20","2.30","3.32" "2017Q2","2.54","3.50","2.18","2.86","2.81","2.87" "2017Q3","2.31","2.72","2.57","3.06","2.95","3.26" "2017Q4","2.45","1.63","2.73","2.18","2.75","2.69" "2018Q1","2.65","2.93","3.64","4.21","3.34","4.47" "2018Q2","2.45","2.96","2.47","3.02","3.14","4.07" "2018Q3","2.65","2.42","2.32","3.01","2.43","2.82" "2018Q4","2.30","3.08","2.02","3.07","2.52","3.04" "2019Q1","2.52","3.34","2.42","2.94","2.29","2.92" "2019Q2","2.32","4.58","2.07","3.01","2.20","3.00" "2019Q3","2.46","4.05","2.25","3.02","2.22","3.52" "2019Q4","2.01","2.63","2.03","2.90","2.74","4.10" "2020Q1","1.99","4.14","2.37","4.07","2.52","3.44" "2020Q2","1.87","3.42","1.92","3.10","1.82","2.23" "2020Q3","1.42","2.09","1.94","3.00","2.03","2.86" "2020Q4","2.06","3.50","1.88","2.44","2.05","2.90" "2021Q1","3.40","4.80","2.23","4.42","2.23","4.59" "2021Q2","2.01","2.61","2.79","4.94","2.82","4.13" "2021Q3","2.52","4.65","2.05","3.39","2.25","3.96" "2021Q4","2.44","4.86","2.11","4.80","2.95","4.73" "2022Q1","2.66","5.08","2.04","4.99","2.69","4.73" "2022Q2","2.79","5.24","2.14","4.81","2.17","4.80" "2022Q3","2.54","4.61","2.68","4.72","3.18","4.92" "2022Q4","2.43","4.82","2.47","4.85","3.17","4.93" "2023Q1","3.31","4.94","2.73","5.08","3.46","5.07" "2023Q2","2.82","4.92","2.57","4.71","3.17","4.67" "2023Q3","2.28","4.31","2.51","4.52","3.34","4.52" "2023Q4","2.20","3.92","2.52","4.11","3.38","4.37"