<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.bankofcanada.ca/terms/"></terms>
<groupDetail>
    <label>Credit conditions are tightening</label>
    <description><![CDATA[Credit conditions (balance of opinion*): How have the terms and conditions for obtaining financing changed over the last three months compared with the previous three months? Credit availability (share of firms†): Overall, how would you characterize the availability of credit at the present time?

* Percentage of firms reporting credit conditions have tightened minus the percentage of firms reporting they have eased
† This question was not asked in 2019Q4, 2020Q1 nor between 2020Q3 and 2022Q2.

Business Outlook Survey]]></description>
    <link>https://www.bankofcanada.ca/?p=236467</link>
</groupDetail>
<seriesDetail>
<series id="BOS_2023Q4_C7_S1">
<label>Shares of firms reporting credit hard to access</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="BOS_2023Q4_C7_S2">
<label>Credit conditions</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
</seriesDetail>
<observations>
<o d="2017-01-01"><v s="BOS_2023Q4_C7_S1">19</v><v s="BOS_2023Q4_C7_S2">-2</v></o>
<o d="2017-04-01"><v s="BOS_2023Q4_C7_S1">14</v><v s="BOS_2023Q4_C7_S2">-1</v></o>
<o d="2017-07-01"><v s="BOS_2023Q4_C7_S2">3</v><v s="BOS_2023Q4_C7_S1">15</v></o>
<o d="2017-10-01"><v s="BOS_2023Q4_C7_S2">-4</v><v s="BOS_2023Q4_C7_S1">10</v></o>
<o d="2018-01-01"><v s="BOS_2023Q4_C7_S1">18</v><v s="BOS_2023Q4_C7_S2">9</v></o>
<o d="2018-04-01"><v s="BOS_2023Q4_C7_S1">19</v><v s="BOS_2023Q4_C7_S2">-5</v></o>
<o d="2018-07-01"><v s="BOS_2023Q4_C7_S2">-1</v><v s="BOS_2023Q4_C7_S1">12</v></o>
<o d="2018-10-01"><v s="BOS_2023Q4_C7_S2">11</v><v s="BOS_2023Q4_C7_S1">14</v></o>
<o d="2019-01-01"><v s="BOS_2023Q4_C7_S2">-7</v><v s="BOS_2023Q4_C7_S1">19</v></o>
<o d="2019-04-01"><v s="BOS_2023Q4_C7_S2">-6</v><v s="BOS_2023Q4_C7_S1">20</v></o>
<o d="2019-07-01"><v s="BOS_2023Q4_C7_S2">-5</v><v s="BOS_2023Q4_C7_S1">16</v></o>
<o d="2019-10-01"><v s="BOS_2023Q4_C7_S2">-3</v><v s="BOS_2023Q4_C7_S1">0</v></o>
<o d="2020-01-01"><v s="BOS_2023Q4_C7_S1">0</v><v s="BOS_2023Q4_C7_S2">-8</v></o>
<o d="2020-04-01"><v s="BOS_2023Q4_C7_S1">34</v><v s="BOS_2023Q4_C7_S2">19</v></o>
<o d="2020-07-01"><v s="BOS_2023Q4_C7_S2">-13</v><v s="BOS_2023Q4_C7_S1">19</v></o>
<o d="2020-10-01"><v s="BOS_2023Q4_C7_S2">-13</v><v s="BOS_2023Q4_C7_S1">0</v></o>
<o d="2021-01-01"><v s="BOS_2023Q4_C7_S2">-16</v><v s="BOS_2023Q4_C7_S1">0</v></o>
<o d="2021-04-01"><v s="BOS_2023Q4_C7_S2">-13</v><v s="BOS_2023Q4_C7_S1">0</v></o>
<o d="2021-07-01"><v s="BOS_2023Q4_C7_S2">-12</v><v s="BOS_2023Q4_C7_S1">0</v></o>
<o d="2021-10-01"><v s="BOS_2023Q4_C7_S1">0</v><v s="BOS_2023Q4_C7_S2">2</v></o>
<o d="2022-01-01"><v s="BOS_2023Q4_C7_S1">0</v><v s="BOS_2023Q4_C7_S2">6</v></o>
<o d="2022-04-01"><v s="BOS_2023Q4_C7_S1">10</v><v s="BOS_2023Q4_C7_S2">16</v></o>
<o d="2022-07-01"><v s="BOS_2023Q4_C7_S2">12</v><v s="BOS_2023Q4_C7_S1">29</v></o>
<o d="2022-10-01"><v s="BOS_2023Q4_C7_S1">20</v><v s="BOS_2023Q4_C7_S2">27</v></o>
<o d="2023-01-01"><v s="BOS_2023Q4_C7_S1">22</v><v s="BOS_2023Q4_C7_S2">10</v></o>
<o d="2023-04-01"><v s="BOS_2023Q4_C7_S2">30</v><v s="BOS_2023Q4_C7_S1">19</v></o>
<o d="2023-07-01"><v s="BOS_2023Q4_C7_S2">26</v><v s="BOS_2023Q4_C7_S1">24</v></o>
<o d="2023-10-01"><v s="BOS_2023Q4_C7_S1">28</v><v s="BOS_2023Q4_C7_S2">29</v></o>
</observations>
</data>