Chart 2: Concerns about demand and credit have increased https://www.bankofcanada.ca/?p=230745 2021Q4 2022Q1 2022Q2 2022Q4 56.2959.7561.1057.34 64.3452.1047.5244.50 10.8439.2638.9040.37 18.5322.7218.2831.88 50.0043.9542.8227.75 5.248.8910.4420.87