The Bank of Canada 2015 Retailer Survey on the Cost of Payment Methods: Sampling
In 2015, the Bank of Canada undertook the large-scale Retailer Survey on the Cost of Payment Methods.
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14
result(s)
The Costs of Point-of-Sale Payments in Canada
Staff discussion paper 2017-4
Anneke Kosse,
Heng Chen,
Marie-Hélène Felt,
Valéry Dongmo Jiongo,
Kerry Nield,
Angelika Welte
Using data from our 2014 cost-of-payments survey, we calculate resource costs for cash, debit cards and credit cards. For each payment method, we examine the total cost incurred by consumers, retailers, financial institutions and infrastructures, the Royal Canadian Mint and the Bank of Canada.
Content Type(s):
Staff research,
Staff discussion papers
JEL Code(s):
D,
D1,
D12,
D2,
D23,
D24,
E,
E4,
E41,
E42,
G,
G2,
G21,
L,
L2
Research Theme(s):
Money and payments,
Cash and bank notes,
Retail payments
Adoption Costs of Financial Innovation: Evidence from Italian ATM Cards
Staff working paper 2017-8
Kim Huynh,
Philipp Schmidt-Dengler,
Gregor W. Smith,
Angelika Welte
The discrete choice to adopt a financial innovation affects a household’s exposure to inflation and transactions costs. We model this adoption decision as being subject to an unobserved cost.
Content Type(s):
Staff research,
Staff working papers
JEL Code(s):
C,
C3,
C35,
D,
D1,
D14,
E,
E4,
E41
Research Theme(s):
Models and tools,
Econometric, statistical and computational methods,
Money and payments,
Cash and bank notes,
Digital assets and fintech
Wait a Minute: The Efficacy of Discounting versus Non-Pecuniary Payment Steering
Staff working paper 2016-8
Angelika Welte
Merchants who accept credit cards face payment processing fees. In most countries, the no-surcharge rule prohibits them from using surcharges to pass these fees on to customers.
Content Type(s):
Staff research,
Staff working papers
JEL Code(s):
D,
D1,
D12,
E,
E5,
E58,
G,
G2,
G28
Research Theme(s):
Financial markets and funds management,
Market structure,
Money and payments,
Retail payments