David Martinez-Miera - Latest - Bank of Canada
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Bank of Canada RSS Feedsen2024-03-29T01:57:06+00:00Bank Runs, Bank Competition and Opacity
https://www.bankofcanada.ca/2021/06/staff-working-paper-2021-30/
How is the stability of the financial sector affected by competition in the deposit market and by decisions banks make about transparency? We find that policies that aim to increase bank competition lead to higher bank deposit rates, increasing both withdrawal incentives and instability.2021-06-22T15:38:53+00:00enBank Runs, Bank Competition and Opacity2021-06-22Financial institutionsFinancial marketsFinancial stabilityFinancial system regulation and policiesWholesale fundingStaff Working Paper 2021-30https://www.bankofcanada.ca/wp-content/uploads/2021/06/swp2021-30.pdfStaff Working Paper 2021-30Toni AhnertDavid Martinez-MieraJune 2021GG0G01G2G21Consumer Bankruptcy and Information
https://www.bankofcanada.ca/2012/07/working-paper-2012-18/
We analyze the relationship between the intensity of banks’ use of soft-information and household bankruptcy patterns. Using a unique data set on the universe of Canadian household bankruptcies, we document that bankruptcy rates are higher in markets where the collection of soft, or qualitative locally gathered information, is the weakest.2012-07-20T09:14:02+00:00frConsumer Bankruptcy and Information2012-07-20Financial institutionsFinancial servicesWorking Paper 2012-18https://www.bankofcanada.ca/wp-content/uploads/2012/07/wp2012-18.pdfConsumer Bankruptcy and InformationJason AllenH. Evren DamarDavid Martinez-MieraJuly 2012DD4GG2