Financial services - Bank of Canada
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Bank of Canada RSS Feedsen2024-03-28T10:13:15+00:00Spending patterns in a pandemic
https://www.bankofcanada.ca/2020/06/spending-patterns-in-a-pandemic/
Deputy Governor Lawrence Schembri explains how household spending has changed because of COVID-19 and discusses why the Bank expects the recovery to have two phases.2020-06-18T15:24:14+00:00Spending patterns in a pandemic2020-06-18Lawrence L. SchembriLiving with limits: household behaviour in Canada in the time of COVID-19
https://www.bankofcanada.ca/2020/06/living-with-limits-household-behaviour-canada-time-covid-19/
Deputy Governor Lawrence Schembri explains how the COVID-19 pandemic has affected household spending and economic activity, and discusses what the recovery is expected to look like.2020-06-18T07:10:28+00:00Living with limits: household behaviour in Canada in the time of COVID-192020-06-18Lawrence L. SchembriAn Economic Perspective on Payments Migration
https://www.bankofcanada.ca/2020/06/staff-working-paper-2020-24/
Consumers, businesses and banks make millions of payments each day using a variety of instruments, such as debit cards, cheques and wires. Canada is currently developing three new systems to process these transactions: Lynx, Settlement Optimization Engine (SOE) and Real-Time Rail (RTR).2020-06-09T06:00:18+00:00enAn Economic Perspective on Payments Migration2020-06-09Financial servicesFinancial system regulation and policiesPayment clearing and settlement systemsStaff Working Paper 2020-24https://www.bankofcanada.ca/wp-content/uploads/2020/06/swp2020-24.pdfAn Economic Perspective on Payments MigrationAnneke KosseZhentong LuGabriel XerriJune 2020EE4E42GG2G21Dynamic Competition in Negotiated Price Markets
https://www.bankofcanada.ca/2020/06/staff-working-paper-2020-22/
Repeated interactions between borrowers and lenders create the possibility of dynamic pricing: lenders compete aggressively with low prices to attract new borrowers and then raise their prices once borrowers have made a commitment. We find such pricing patterns in the Canadian mortgage market.2020-06-05T15:40:08+00:00enDynamic Competition in Negotiated Price Markets2020-06-05Financial institutionsFinancial servicesMarket structure and pricingStaff Working Paper 2020-22https://www.bankofcanada.ca/wp-content/uploads/2020/06/swp2020-22.pdfStaff Working Paper 2020-22Jason AllenShaoteng LiJune 2020DD4GG2G21LL2The Market for Acquiring Card Payments from Small and Medium-Sized Canadian Merchants
https://www.bankofcanada.ca/2020/06/staff-discussion-paper-2020-5/
This note uses industry data and a unique dataset of small and medium-sized merchants to provide insights into the acquirer-merchant market in Canada.2020-06-05T12:17:01+00:00enThe Market for Acquiring Card Payments from Small and Medium-Sized Canadian Merchants2020-06-05Financial servicesMarket structure and pricingPayment clearing and settlement systemsStaff Discussion Paper 2020-5https://www.bankofcanada.ca/wp-content/uploads/2020/06/sdp2020-5.pdfThe Market for Acquiring Card Payments from Small and Medium-Sized Canadian MerchantsAngelika WelteJozsef MolnarJune 2020CC2DD2EE4E42