G21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages - Bank of Canada
https://www.bankofcanada.ca/rss-feeds/
Bank of Canada RSS Feedsen2024-03-28T12:34:42+00:00An Economic Perspective on Payments Migration
https://www.bankofcanada.ca/2020/06/staff-working-paper-2020-24/
Consumers, businesses and banks make millions of payments each day using a variety of instruments, such as debit cards, cheques and wires. Canada is currently developing three new systems to process these transactions: Lynx, Settlement Optimization Engine (SOE) and Real-Time Rail (RTR).2020-06-09T06:00:18+00:00enAn Economic Perspective on Payments Migration2020-06-09Financial servicesFinancial system regulation and policiesPayment clearing and settlement systemsStaff Working Paper 2020-24https://www.bankofcanada.ca/wp-content/uploads/2020/06/swp2020-24.pdfAn Economic Perspective on Payments MigrationAnneke KosseZhentong LuGabriel XerriJune 2020EE4E42GG2G21Dynamic Competition in Negotiated Price Markets
https://www.bankofcanada.ca/2020/06/staff-working-paper-2020-22/
Repeated interactions between borrowers and lenders create the possibility of dynamic pricing: lenders compete aggressively with low prices to attract new borrowers and then raise their prices once borrowers have made a commitment. We find such pricing patterns in the Canadian mortgage market.2020-06-05T15:40:08+00:00enDynamic Competition in Negotiated Price Markets2020-06-05Financial institutionsFinancial servicesMarket structure and pricingStaff Working Paper 2020-22https://www.bankofcanada.ca/wp-content/uploads/2020/06/swp2020-22.pdfStaff Working Paper 2020-22Jason AllenShaoteng LiJune 2020DD4GG2G21LL2Household indebtedness risks in the wake of COVID‑19
https://www.bankofcanada.ca/2020/06/staff-analytical-note-2020-8/
COVID-19 presents challenges for indebted households. We assess these by drawing parallels between pandemics and natural disasters. Taking into account the financial health of the household sector when the pandemic began, we run model simulations to illustrate how payment deferrals and the labour market recovery will affect mortgage defaults.2020-06-05T10:00:32+00:00enHousehold indebtedness risks in the wake of COVID‑192020-06-05