G01 - Financial Crises - Bank of Canada
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Bank of Canada RSS Feedsen2024-03-28T22:19:21+00:00Loan Insurance, Market Liquidity, and Lending Standards
https://www.bankofcanada.ca/2019/12/staff-working-paper-2019-47/
We examine loan insurance—credit risk transfer upon origination—in a model in which lenders can screen, learn loan quality over time, and can sell loans. Some lenders with low screening ability insure, benefiting from higher market liquidity of insured loans while forgoing the option to exploit future information about loan quality.2019-12-09T13:55:35+00:00enLoan Insurance, Market Liquidity, and Lending Standards2019-12-09Financial institutionsFinancial marketsFinancial system regulation and policiesStaff Working Paper 2019-47https://www.bankofcanada.ca/wp-content/uploads/2019/12/swp2019-47.pdfLoan Insurance, Market Liquidity, and Lending StandardsToni AhnertMartin KunclDecember 2019GG0G01G2G21G28Bank Runs, Portfolio Choice, and Liquidity Provision
https://www.bankofcanada.ca/2019/09/staff-working-paper-2019-37/
After the financial crisis of 2007–09, many jurisdictions introduced new banking regulations to make banks more resilient and less likely to fail. These regulations included tighter limits for the quality and quantity of bank capital and introduced minimum standards for liquidity. But what was the impact of these changes?2019-09-23T13:24:17+00:00enBank Runs, Portfolio Choice, and Liquidity Provision2019-09-23Financial stabilityWholesale fundingStaff Working Paper 2019-37https://www.bankofcanada.ca/wp-content/uploads/2019/09/swp2019-37.pdfBank Runs, Portfolio Choice, and Liquidity ProvisionToni AhnertMahmoud ElaminSeptember 2019GG0G01G2G21Lending Standards, Productivity and Credit Crunches
https://www.bankofcanada.ca/2019/07/staff-working-paper-2019-25/
We propose a macroeconomic model in which adverse selection in investment drives the amplification of macroeconomic fluctuations, in line with prominent roles played by the credit crunch and collapse of the asset-backed security market in the financial crisis.2019-07-26T12:33:44+00:00enLending Standards, Productivity and Credit Crunches2019-07-26Business fluctuations and cyclesCredit and credit aggregatesFinancial marketsFinancial stabilityInterest ratesProductivityStaff Working Paper 2019-25https://www.bankofcanada.ca/wp-content/uploads/2019/07/swp2019-25.pdfLending Standards, Productivity and Credit CrunchesJonathan SwarbrickJuly 2019EE2E22E3E32E4E44GG0G01Assessing the Resilience of the Canadian Banking System
https://www.bankofcanada.ca/2019/05/staff-analytical-note-2019-16/
The stability of the Canadian financial system, as well as its ability to support the Canadian economy, depends on the ability of financial institutions to absorb and manage major shocks. This is especially true for large banks, which perform services essential to the Canadian economy.2019-05-16T06:00:33+00:00enAssessing the Resilience of the Canadian Banking System2019-05-16Measuring Non-Financial Corporate Sector Vulnerabilities in Canada
https://www.bankofcanada.ca/2019/05/staff-analytical-note-2019-15/
The ratio of non-financial corporate debt to gross domestic product in Canada has increased noticeably in recent years and is currently at an all-time high. In light of this development, we use a unique firm-level dataset to construct vulnerability indicators for the non-financial corporate sector in Canada.2019-05-13T16:03:58+00:00enMeasuring Non-Financial Corporate Sector Vulnerabilities in Canada2019-05-13Non-Bank Financial Intermediation in Canada: An Update
https://www.bankofcanada.ca/2019/03/staff-discussion-paper-2019-2/
Non-bank financing provides an important funding source for the economy and is a valuable alternative to traditional banking. It helps enhance the efficiency and resiliency of the financial system while giving customers more choices for their financial services. Unlike banking, it is not prudentially regulated.2019-03-22T10:04:14+00:00enNon-Bank Financial Intermediation in Canada: An Update2019-03-22Financial institutionsFinancial marketsFinancial stabilityStaff Discussion Paper 2019-2https://www.bankofcanada.ca/wp-content/uploads/2019/03/sdp2019-2.pdfNon-Bank Financial Intermediation in Canada: An UpdateGuillaume Bédard-PagéMarch 2019GG0G01G2G20G23