Financial System Review Article - Bank of Canada
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Bank of Canada RSS Feedsen2024-03-29T02:35:22+00:00Shoring Up the Foundations for a More Resilient Banking System: The Development of Basel III
https://www.bankofcanada.ca/wp-content/uploads/2017/11/fsr-november2017-gomes.pdf
The authors trace the development of the Basel III standards for banking regulation. Basel III builds on two earlier frameworks, in response to weaknesses revealed during the global financial crisis. They highlight how implementation of the standards will underpin greater financial stability and provide a sound foundation for economic growth.2017-11-28T08:09:18+00:00enShoring Up the Foundations for a More Resilient Banking System: The Development of Basel III2017-11-28Analysis of Household Vulnerabilities Using Loan-Level Mortgage Data
https://www.bankofcanada.ca/wp-content/uploads/2017/11/fsr-november2017-bilyk.pdf
This report examines detailed data on home mortgages to provide a better understanding of the vulnerabilities associated with the mortgage market. The proportion of low-ratio mortgages is growing, particularly in regions with strong house price growth. Moreover, these borrowers exhibit less flexibility to adverse shocks, since they have high debt levels relative to income and have taken mortgages with long amortization periods.2017-11-28T07:59:51+00:00enAnalysis of Household Vulnerabilities Using Loan-Level Mortgage Data2017-11-28