Shubhasis Dey - Latest - Bank of Canada
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Bank of Canada RSS Feedsen2024-03-29T10:31:31+00:00Lines of Credit and Consumption Smoothing: The Choice between Credit Cards and Home Equity Lines of Credit
https://www.bankofcanada.ca/2005/06/working-paper-2005-18/
The author models the choice between credit cards and home equity lines of credit (HELOCs) within a framework where consumers hold lines of credit as instruments of consumption smoothing across state and time.2005-06-01T14:43:12+00:00enLines of Credit and Consumption Smoothing: The Choice between Credit Cards and Home Equity Lines of Credit2005-06-01Credit and credit aggregatesWorking Paper 2005-18 https://www.bankofcanada.ca/wp-content/uploads/2010/02/wp05-18.pdfLines of Credit and Consumption Smoothing: The Choice between Credit Cards and Home Equity Lines of CreditShubhasis DeyFebruary 2005DD1D8D81Determinants of Borrowing Limits on Credit Cards
https://www.bankofcanada.ca/2005/03/working-paper-2005-7/
The difference between actual borrowings and borrowing limits alone generates information asymmetry in the credit card market.2005-03-01T12:01:42+00:00enDeterminants of Borrowing Limits on Credit Cards2005-03-01Econometric and statistical methodsMarket structure and pricingWorking Paper 2005-7 https://www.bankofcanada.ca/wp-content/uploads/2010/02/wp05-7.pdfDeterminants of Borrowing Limits on Credit CardsShubhasis DeyGene MumyMarch 2005CC3DD4D8D82